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The policy shall cover and indemnify the insured against financial loss suffered by the insured in respect of cost of inputs on account of the total loss or damage to the trees/ plants occasioned by natural calamities like Flood, Cyclone, storm, Frost and Pest & diseases etc.. either in isolation or concurrently.
Coverage in Plantation insurance Policy is provided for :- Provides for optional cover against drought risk Maximum Liability is linked to cost of cultivation & age of trees/plants and varies from species to speciesThe policy period is annual, with a provision to go for policy of 3 or 5 years.