Personal Accident
In case of an accident, personal accident policy covers you for:
Death due to personal accident- In case of death of the policy holder, the sum assured is paid to the next of kin by the company.
Permanent total disability- Any accident which results in making you incapable of earning your living is permanent total disability.
Permanent partial disability- Any accident which partially impairs your ability to earn a living.
Temporary total disability- Any accident which results in making you incapable of earning your living for a temporary period.
Medical expenses- During the course of recovery from an accident or illness, medical expenses will be involved on account of hospital fees,medicines, consultation fees etc
