This is the syndication feed for insuringindia.com. <div> Gone are the days when insurers would shy away from extending a cover to a diabetic person easily. Now with the pressures of modern life and a rise in the number of lifestyle related diseases, the Indian insurance segment is more open to those who are suffering from diabetes. In fact many insurance companies are now offering health plans that are exclusive to diabetics. This blog explores how these plans work to give you an advantage.</div> <div>  </div> <div> Being a complicated health condition, the number of insurers who offer this cover is relatively little. Diabetes as a disease is not a single ailment by itself. In fact it is a sign that the other organs of your body will also undergo changes and be impacted by this disease. It causes related ailments like a high blood pressure, brain stroke, heart attack and also impacts your eyes, feet and kidneys in a big way.</div> <div>  </div> <div> Before you opt for this policy, you must be aware of the fact that unlike conventional health plans, this type of cover will be far more expensive. Since you will have a high premium before buying this policy consider facts like how much you earn, your monthly savings and expenditure, and your future milestones. These will help you decide which premium will suit you the best. Having scrutinized these facts, here is what you will get in a diabetes health cover:</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>A definite tax benefit.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Cashless hospitalization which will save you the hassle of running around to look for an ATM or bank for a cash withdrawal.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Your claim will be processed faster, because a Third Party Administrator or TPA is not really required to handle this type of policy.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Depending upon the type of insurer you may have chosen, some policies also cover pre-hospitalization expenses.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Whether you suffer from Diabetes Mellitus or you may be at the risk of suffering from it, your insurer will take care of you, in many cases.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The good part about this policy is that you can avail a discount on medical equipment like glucometers, medicines, certain forms of health foods, etc.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>To save you the hassle of unnecessary documentation and paperwork, some insurers give you the facility of logging into a special portal which will upload your progress, health record and medical file. All this, at a mere click of a button.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Now you need not worry about extra expenses any more.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>This policy is usually open to anyone till 65 years of age.</div> <div>  </div> <div> Remember, it is always a good idea to buy this policy via an online portal. Not only does it save you a lot of time and unnecessary paperwork, but the research can save you money as well. This is because you can compare the sops, advantages, drawbacks and premiums of all policies available in this segment. Thereafter you can choose the best policy for yourself.</div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); background-color: rgb(45, 137, 239); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important;" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=136InsuringIndia Blog Fri, 09 Dec 2016 08:44:08 GMT <div> A car accident can be a very traumatic and unexpected incident which can not only have a lasting impact on you but also your budget. In this situation, a car insurance cover will ensure that your needs are taken care of and you have peace of mind. But just having insurance is not enough. It is equally important to know how a car insurance can be claimed.</div> <div>  </div> <div> Remember if you are driving your vehicle under the influence of drugs or alcohol then you cannot file for a claim. If you do, it will be rejected.</div> <div>  </div> <div> <strong>Here is how a claim has to be filed:</strong></div> <div>  </div> <div> •         Call your insurer immediately after the accident and inform them of the accident.</div> <div>  </div> <div> •         The above has two be done within a period of 24 hours to ensure that there is no lapse on your part.</div> <div>  </div> <div> •         Furnish all possible details about the accident.</div> <div>  </div> <div> •         Correctly fill out claim documents and vital facts in that including your name, address, age, make of the car, registration number and other details.</div> <div>  </div> <div> •         Always fill out the form yourself to reduce the scope of any manual error.</div> <div>  </div> <div> •         Enlist the extent of loss and details of workshop you will get your car repaired from. </div> <div>  </div> <div> •         Lodge an FIR with the police, at the nearest police station and list out third party property damage and injury.</div> <div> The don’t following an accident</div> <div>  </div> <div> •         Under any circumstances following an accident, do not leave your car unattended or the key in ignition. In case there is a theft, the insurerwill not factor in this aspect while filing a claim.</div> <div>  </div> <div> •         Do not drive the car after the accident.</div> <div>  </div> <div> •         Do not initiate any repairs on your vehicle until you’ve heard from your insurer.</div> <div>  </div> <div>  </div> <div> <strong>How you will benefit in this situation if you have a Personal Accident Insurance?</strong></div> <div>  </div> <div>  This  type of policy safeguards the policy holder against unforeseen accidents and even takes into account grievous injuries and death, during an accident. Insurance experts suggest that this policy considered most affordable and limited form of life & health insurance policy.  A personal accident policy is a good option to not only to protect your  family in the event of accidental death but also to cover disablement, leading to loss of earning capacity, at competitive premium rates.</div> <div>  </div> <div> There are dual advantages which work in your favor while opting for a personal accident policy. If the policy holder is completely or partially disabled following an accident, this type of policy will provide financial support to the policyholder. The most significant factor here is that the type of injury—big or small- incurred during an accident does not matter here. You will be insured, anyway.</div> <div> <a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx?utm_source=blog_How%20To%20Claim%20Car%20Insurance%20After%20An%20Accident&utm_campaign=blog&utm_medium=email" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); background-color: rgb(45, 137, 239); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important;" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=135InsuringIndia Blog Tue, 01 Nov 2016 10:28:32 GMT <div> Imagine a situation where you are travelling with your family to an important function and your car breaks down suddenly. No amount of effort to revive the engine or resolve the issue is fruitful. In this scenario does it make any sense to call your insurance company? In case you have the benefit of having purchased an add on roadside assistance cover, then things will definitely be sorted.</div> <div>  </div> <div> <strong>When can this cover be availed?</strong></div> <div>  </div> <div> <strong>1</strong>.<span class="Apple-tab-span" style="white-space:pre"> </span><strong>When you run out of fuel :</strong> If your car runs out of petrol, then don’t worry. It is the responsibility of the car insurer to make sure that you are provided extra fuel.</div> <div>  </div> <div> <strong>2</strong>.<span class="Apple-tab-span" style="white-space:pre"> </span><strong>Breakdown of battery :</strong> This is a very common occurrence. In this case the insurer provides assistance when the battery needs to a jump start.</div> <div>  </div> <div> <strong>3.<span class="Apple-tab-span" style="white-space:pre"> </span>Towing facility : </strong>In the unfortunate situation of a road accident or a mechanical/electrical breakdown wherein your vehicle is immobilized, towing assistance is provided. Via this facility, the vehicle is taken to the nearest service centre, your home or the police station as per the requirement of the scenario. Remember, towing facility is free up to 50 km distance and additional cost of towing service has to be borne by you @ Rs 25 per km or @ Rs 80 per km if a flatbed truck is used for towing your car</div> <div>  </div> <div> <strong>4.<span class="Apple-tab-span" style="white-space:pre"> </span>Flat tyre and other minor repairs : </strong>In this situation, the insurer can dispatch a mechanic to take care of minor breakdown.</div> <div>  </div> <div> <strong>5.<span class="Apple-tab-span" style="white-space:pre"> </span>Providing spare key:</strong> In case you’ve left your car keys accidently inside the car and have been locked out, then you need not break down the windowpane. Help will come in the form of spare keys to unlock your vehicle. </div> <div>  </div> <div> <strong>6.<span class="Apple-tab-span" style="white-space:pre"> </span>Alternate accommodation: </strong>If you are trapped in a situation where roadside assistance may not be possible immediately, then there is a provision of an alternate accommodation. Food, first aid and other basic needs are also taken care of. This facility may be provided by some select insurers.</div> <div>  </div> <div> <strong>7.<span class="Apple-tab-span" style="white-space:pre"> </span>Cab services: </strong>This is yet another useful service wherein you need not undergo the additional trauma of being physically stuck somewhere as your car is being repaired. You can avail this option easily, from your insurer. Can services are  chargeable @ Rs 500 for 5 hours. Beyond that the charge will be @ Rs 100 per hour or Rs 8 per km.</div> <div>  </div> <div> <strong>8.<span class="Apple-tab-span" style="white-space:pre"> </span>Shipment of spares: </strong>Depending upon the type and model of car, it is possible that certain parts of the car which may require to be repaired or replaced may not be available on the spot immediately. In that scenario, the arrangement is made for the shipment of spare parts to the location of breakdown. This benefit is chargeable on actuals.</div> <div> <a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx?utm_source=blog_Why%20You%20Should%20Have%20A%20Roadside%20Assistance%20Cover%20With%20Your%20Car%20Insurance%20&utm_medium=blog&utm_campaign=blog_Why%20You%20Should%20Have%20A%20Roadside%20Assistance%20Cover%20With%20Your%20Car%20Insurance%20" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); background-color: rgb(45, 137, 239); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important;" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes </span></a></div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=134InsuringIndia Blog Thu, 27 Oct 2016 08:37:56 GMT <div> In the last 20 years, the insurance sector has undergone a sea change. So much so, that now for every product in the market there are a minimum of 10 companies selling the same product.  In this scenario picking up the right one for yourself can be quite a time consuming and daunting task. This blog explores the various facts that you must consider before you finalise any health insurance policy.</div> <div>  </div> <div> 1.      <strong>Age and Income:</strong> Although you can always apply for a health policy later in life too, it always makes sense to buy a health policy when you are a young priofessional. This is because the premium will not only be very low but as you grow in your career, your salary will also rise. This way, you can avail the best of health facilities and also take advantage of sops.</div> <div>  </div> <div> 2.     <strong> Company:</strong> The insurance bubble has only expanded over the years with a number of young players coming into the market. Do not get swayed by the low premiums and sops they have to  offer. Instead, look into the market reputation of the insurance company which is selling the health insurance and take into consideration the management, network of hospitals, claim process (in-house or third party) and claim settlement ratio before choosing the right plan. Insurance experts opine that its always a good idea to opt for a general insurance company for your health insurance, instead of choosing a than a company that offers both life and general insurance. The reason for this is that the cost for health insurance policies is much higher when life insurance companies offer these products.</div> <div>  </div> <div> 3.      <strong> Inclusions and exclusions:</strong> Always take these into consideration. If you don’t then after a serious medical</div> <div> ailment like a dental surgery, you may discover that your insurer does not cover it at all.</div> <div>  </div> <div> 4.      <strong>Co-payment :</strong> Co-payment means the fixed percentage of the total bill which you have to pay in case of a claim. This percentage is already defined in the policy document. The co-payment clause is around 10% or 20% for such policies. For some policies, it can go as high as 40%.</div> <div>  </div> <div>  </div> <div> Buying an insurance policy online via an online aggregator is a rational option, rather than opting for an insurance agent. It not only saves you time and offers an insight into the type of policy that would suit you the best. The best thing is that the internet is cost effective and saves you from extra paperwork. But, even if you are buying a policy online, you have to be very careful about filling up your policy documents and avoid all sorts of manual and technical glitches. Also know that you have the added advantage of comparing premiums, benefits and disadvantages of all policies over the internet.</div> <div> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); background-color: rgb(45, 137, 239); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important;" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=133InsuringIndia Blog Tue, 25 Oct 2016 15:52:28 GMT <div> In today’s time with skyrocketing prices and challenges of daily life, choosing the best life insurance option is a tough task. Insurance experts opine that a term life cover is the best possible option. This is because it has cheaper premiums, takes care of your kin and their future financial goals. The best part is that with changing times older people in the bracket of 75 years and above can also avail of its benefits. Given these factors, it makes sense to opt for a lumpsum payout rather than a fragment one. This blog explores why.</div> <div>  </div> <div> A term cover provides security and cover only for a fixed duration that may differ from 10-20 years. The policy holder has the choice of paying premiums for the term, annually, half yearly or quarterly. In a nutshell, if a policy holder dies then his family receives a lumpsum from the insurer. It’s important to note that if a policyholder outlives the period of the policy, then he does not receive any payout from his insurer.</div> <div>  </div> <div> In the current scenario, the policy holder has a choice wherein a portion of the sum assured is paid as a lump sum. Thereafter, the rest can be given as monthly payouts. There is another alternative where the entire sum assured is divided into monthly payments or the policy holder can make monthly payouts gradually which increase for a certain number of years. </div> <div>  </div> <div> But before opting for a lumpsum payout, there are two major point that should be considered. Firstly evaluate how much you can pay based on the salary you earn currently, monthly and yearly savings and expenditure. Also factor in that your future income will only rise from the current income. The second point to be considered is that the value of money today is much more than what it will be in the future. The latter is a significant fact as you can invest the lump sum amount received and earn returns over the years. </div> <div>  </div> <div> <strong>Benefits of Term Plan</strong></div> <div>  </div> <div> 1.      A  Term insurance cover can be used as a finance planning and risk management tool. For instance, if you’ve taken a housing loan for a long time, then you can purchase a term policy of corresponding value. The premium payable for a term policy is linked to the outstanding principal over a period of time. It will decrease over the period as both the tenure as well as the insured amount decreases. In case of death of the primary earning member who is repaying the loan, the family does not lose the home as the insurance company will repay the outstanding loan amount.</div> <div>  </div> <div> 2.      Buying term insurance online will reap rewards and you can add riders of your choice. These comprise accidental death benefit, terminal illness cover and premium waiver.</div> <div>  </div> <div> 3.      Depending upon your insurer, if your policy requires some medical tests, they  may be covered.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx?utm_source=fb&utm_medium=Blog_Why%20Choosing%20A%20Lumpsum%20Payout%20In%20A%20Term%20Life%20Cover%20Is%20A%20Good%20Idea&utm_campaign=Blog_Why%20Choosing%20A%20Lumpsum%20Payout%20In%20A%20Term%20Life%20Cover%20Is%20A%20Good%20Idea" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); background-color: rgb(45, 137, 239); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important;" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=132InsuringIndia Blog Tue, 18 Oct 2016 14:04:38 GMT <div> These days, life has become challenging and hectic for everyone residing in urban and rural India. While a large section of people can afford life insurance, there are many in the bracket of weaker sections who find this a daunting task. With a booming insurance sector is there any space for these potential buyers? Yes. Micro life insurance plans are the correct answer as these are designed to cater especially to those who are in the lower income group.</div> <div>  </div> <div> As compared to conventional life insurance covers, these policies offer a lower coverage to the policyholder, in terms of a low premium. Even the sum assured sum of Rs. 50,000 or lesser depending on the type of plan opted for. But the policy holder has the option of availing other benefits. These include protection against accident, partial disability benefit and also death benefit. This does not require any access to banking or financial institutions. Typically these policies require three types of intermediaries for facilitating micro insurance. These comprise NGOs, self-help groups and the micro-finance institutions.</div> <div>  </div> <div> Anyone within 18-55 years of age bracket can apply for these plans. It is valid for domestic helps, vendors, agriculture and construction laborers etc.</div> <div>  </div> <div> <strong>Benefits</strong></div> <div>  </div> <div>         i.            This plan also includes health insurance contracts in its ambit, making it a win-win situation for the policy holder.</div> <div>  </div> <div>       ii.            The policy holder is provided a flexibility option. This means he can either choose health insurance or club it with general insurance for a dual benefit.</div> <div>  </div> <div>     iii.            Lower premium as compared to conventional life plans.</div> <div>  </div> <div>      iv.            Plans have been customized my many insurers to suit the needs of the policy holders in rural areas.</div> <div>  </div> <div>        v.            Accident Benefit is an important aspect of these plans. In fact, many insurance companies factor in the option of life risk with accident benefit to the policy holder. Also, various other permanent disabilities are also covered here.</div> <div>  </div> <div>      vi.            These plans are not complicated. Rather they are designed very simply to offer life insurance cover and also sum assured is given at the time of maturity.</div> <div>  </div> <div>     vii.            Typically, these plans do not expect the policy holder to undergo any medical tests.</div> <div>  </div> <div>  viii.            There is no prerequisite to buying these plans.</div> <div>  </div> <div>      ix.            Micro insurance plans also offer coverage for huts, livestock, instruments, etc.</div> <div>  </div> <div>        x.            These plans can be purchased on an individual cover or as a group cover.</div> <div>  </div> <div>      xi.            Depending on the type of insurer chosen, some of these plans come without accident benefit rider also.</div> <div>  </div> <div>    xii.            These plans are term insurance that comes either with premiums returns or without premium returns or can an endowment contract as well</div> <div>  </div> <div> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx?utm_source=Blog_Micro_Life_Insurance_Plan&utm_medium=email&utm_campaign=Blog_Micro Life Insurance Plan" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); background-color: rgb(45, 137, 239); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important;" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes of the Best Term Plan in India. </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=131InsuringIndia Blog Mon, 17 Oct 2016 10:57:53 GMT <div> With escalating cost of everything including medical care, it is very important to invest an insurance that will see you through your sunset years. While purchasing a health insurance is a sensible decision, your security can be further bolstered with a Long Term Care Insurance. This will not only give you and your kin peace of mind but you will also be able to lead a life of independence and dignity. </div> <div>  </div> <div> Typically, this type of insurance facilitates skilled nursing, inter-mediate care, or custodial care for a patient (generally over age 65) in a nursing facility or his home residence following an illness or an injury. It is also helpful for the patients who are physically/mentally challenged. This policy includes a host of facilities within its ambit. These include physical assistance for regular activities like taking medicines, maintaining personal hygiene, taking medicines, aiding patients for performing daily functions like brushing teeth, bathing and maintaining high standards of hygiene around the patient.</div> <div>  </div> <div> An LTC is very useful during critical situations where providing timely medical treatment is potentially a lifesaving factor. It’s also adept in providing emergency health care, transportation of patients to hospital, taking them for Diagnostic tests, X-rays, etc. Essentially, long-term care provides a holistic and comprehensive health care service and assists the patient to restore good health and also more importantly sustain the good-health.</div> <div>  </div> <div> <strong>Myths surrounding LTC</strong></div> <div>  </div> <div> •         It is not essential to buy this policy: An ailment or accident can happen anytime, anywhere to anyone. It makes sense to buy this policy as it is a good fall back option to any medical crisis.</div> <div>  </div> <div> •         It will add to the costs: No. In fact, having an LTC policy will bring down long term costs. Besides you can also weigh in the factor that you may not require full time admission to a nursing home and you can be taken care of, at home itself. By investing in this, you are ensuring that your family has peace of mind, knowing that you are taken care of. </div> <div>  </div> <div> •         A good health insurance is a far better option than the additional burden of a LTC. This is not true, either. While a health insurance is a must for everyone, you must keep in mind that it can be very restrictive. So in this scenario, having an LTC is a good option. Many health insurance policies cover overall hospitalization costs, whereas LTC will cover day-to-day  costs.</div> <div>  </div> <div> •         LTC is meant for only disabled or mentally challenged people: No. Everyone in their sunset years must opt for this policy because it is the key to an independent life, with dignity.</div> <div> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx?utm_source=Blog_LongtermCare&utm_campaign=Blog_LongtermCare&utm_medium=blog" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); background-color: rgb(45, 137, 239); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important;" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=130InsuringIndia Blog Fri, 07 Oct 2016 13:31:28 GMT <div> It’s always a matter of pride and joy if you sell off your old car for an upgraded model of a new car. It brings with it more ease of travel and better facilities. But at the same time, selling your old car involves a host of important steps and documentation which have to be done very carefully.</div> <div>  </div> <div>  Simply put, the documentation is divided in two parts: transfer of owner ship to the new owner from the old car owner and transfer of insurance from the old owner to the new one. If both or any of these processes are not complied with, then  things can prove to be detrimental and difficult.</div> <div>  </div> <div>  It’s very obvious that anyone who is buying a used car has to have the ownership and insurance papers in his name.</div> <div>  </div> <div> <strong>The documents to facilitate transfer of ownership include:</strong></div> <div>  </div> <div> •         Certificate of Taxation (CT).</div> <div> •         Declaration of selling the car.</div> <div> •         Copy of Existing Insurance Policy.</div> <div> •         Certificate of Registration (RC) card of the car.</div> <div> •         PUC Certificate.</div> <div> •         Transfer of ownership and No Objection Certificate (NOC). Here are the documents you need: </div> <div> a)      Form 28: Form of No Objection Certificate.</div> <div> b)      Form 29: Form of Transfer of Ownership.</div> <div> c)       Form 30: Application for intimation or report of transfer of motor vehicle.</div> <div>  </div> <div> While fulfilling the above documents, remember it is very important to inform your RTO about the sale to a new owner. This has to be complied with in a period of two weeks. In case if you are selling your car to a new owner who resides in another state, then you have to do the same for the RTO of that state.  This will be followed by issuance of an acknowledgement letter where the person selling the car is indemnified of all criminal, legal, tax and other related liabilities in the future.</div> <div>  </div> <div> Transfer of insurance is yet another aspect that has to be taken care of by both parties—the person selling the old car and the person buying a used car. If a seller has not incurred any claim in the policy, he gets discount in the premiums for that particular insurance policy. This entitlement of the discount is that of the seller and not of the buyer. Therefore, if a seller is enjoying 50 percent discount on premiums because he has been a person who has not made a single claim and had not met any accident; this entitlement can be retained by the seller only and used when he buys another vehicle. This is not applicable on the new owner of the car. For instance, the seller has to approach the current insurer and take a No Claim Bonus (NCB) certificate. This certificate is valid for three years from the date of issuance. If the seller buys another car, for which premium is Rs 25,000, he gets discount of 50 percent on new insurance policy that he buys.</div> <div>  </div> <div> <a href="https://goo.gl/vMUJ45" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); background-color: rgb(45, 137, 239); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important;" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes of the Best Term Pla</span></a></div> <div>  </div> <div>  </div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=129InsuringIndia Blog Mon, 26 Sep 2016 10:03:39 GMT <div> In the last 20 years, the insurance sector has undergone a sea change. So much so, that now for every product in the market there are a minimum of 10 companies selling the same product.  In this scenario picking up the right one for yourself can be quite a time consuming and daunting task. This blog explores the various facts that you must consider before you finalise any health insurance policy.</div> <div>  </div> <div> <strong>1. </strong>     <strong>Age and Income</strong>: Although you can always apply for a health policy later in life too, it always makes sense to buy a health policy when you are a young priofessional. This is because the premium will not only be very low but as you grow in your career, your salary will also rise. This way, you can avail the best of health facilities and also take advantage of sops.</div> <div>  </div> <div> <strong>2.   </strong>   <strong>Company</strong>: The insurance bubble has only expanded over the years with a number of young players coming into the market. Do not get swayed by the low premiums and sops they have to offer. Instead, look into the market reputation of the insurance company which is selling the health insurance and take into consideration the management, network of hospitals, claim process (in-house or third party) and case settlement ratio before choosing the right plan. Insurance experts opine that it’s always a good idea to opt for a general insurance company for your health insurance, instead of choosing a than a company that offers both life and general insurance. The reason for this is that the cost for health insurance policies is much higher when life insurance companies offer these products.</div> <div>  </div> <div> <strong>3.   </strong>   <strong> Inclusions and Exclusions</strong>: Always take these into consideration. If you don’t then after a serious medical</div> <div> ailment like a dental surgery, you may discover that your insurer does not cover it at all.</div> <div>  </div> <div> <strong>4.      Co-payment:</strong> Co-payment means the fixed percentage of the total bill which you have to pay if there should arise an occurrence of a case. This rate is already defined in the policy document. The co-payment clause is around 10 percent or 20 percent for such policies. For some policies, it can go as high as 40 percent</div> <div>  </div> <div>  Buying an insurance policy online via an online aggregator is a rational option, rather than opting for an insurance agent. It not only saves you time but also offers an insight of the type of policy that would suit you the best. The best thing is that the internet is cost effective medium and saves you from unnecessary paperwork. But, even if you are getting a policy online, you have to be very careful about mentioning your policy details and avoid all sorts of manual as well as technical glitches. Also know that you have the added advantage of comparing premiums, benefits and disadvantages of all policies over the internet.</div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); background-color: rgb(45, 137, 239); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important;" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=128InsuringIndia Blog Fri, 23 Sep 2016 08:14:01 GMT <div> These days, buying a policy via an insurance agent or even through an online aggregator is quite easy and convenient. But insurance experts opine that after buying a policy you should exercise extreme caution when it comes to imparting your personal details. You need to ensure that whatever information you are disseminating reaches the right source and not any trickster. But how does one know an authentic agent from a fraud? This blog explores some situations which you need to be wary, of. </div> <div>  </div> <div> The most common fraud these days is that many fraudsters are contacting policy holders directly on their mobiles. They claim to be officials of IRDA and ask for personal details such as bank account numbers, debit cards, PAN cards etc. If someone falls in their trap, then they don’t stop short of having a face-to-face meeting and furnish fake ID cards to prove their ‘authenticity.’ They also have the audacity to furnish false policy documents and related  papers to prove their claim. </div> <div>  </div> <div> <strong> Here is a list of Dos and Don’ts</strong></div> <div>  </div> <div>  1.      In the above mentioned scenario, its best to update the contact details in your policy with your own insurance company. Details like your landline/ mobile number, email id and correspondence address should be handed to your insurer. This way you can be sure that you will certainly get all the messages sent directly by your insurance company. The messages can be related to your policy and these can include payments under your policy,  premium due dates, registration of NEFT details, any changes or alteration in your existing policy.</div> <div>  </div> <div> 2.      A common methodology employed by tricksters is to offer a fake rebate on the policy premium. Then they insist that the policy holder pay the premium amount minus the rebate in cash. This way they cover their tracks making it impossible for anyone to trace them.</div> <div>  </div> <div> 3.      If an insurance company doles out bonus then it is applicable to all policy holders, nit just one. Do not fall for this ruse.</div> <div>  </div> <div> 4.      Under any circumstances, do not engage yourself in any phone calls claiming themselves from IRDAI. Remember. The regulatory authority never calls any policyholder for payment of bonus or to tell you about how your insurance agent is cheating you. If you get the call just go to you branch and check the status of your policy and report about the call to officials of an insurance company.</div> <div>  </div> <div> 5.      If you get contacted by a new insurance agent claiming that there’s a new plan which you need to avail immediately, be alert. Don’t but that policy instantly. Instead, check the ID proof of the new agent and confirm it with the concerned branch, before his second visit. If everything falls in place then it makes sense to buy the policy, as per your requirement.</div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); background-color: rgb(45, 137, 239); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important;" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=127InsuringIndia Blog Tue, 20 Sep 2016 10:22:45 GMT <div> Given the volume of traffic on Indian roads and higher risk of car accident, acquiring a car insurance policy is not only a mandatory but a long term security cover. But with the ingress of internet and traditional option of approaching insurance agents for buying a car policy, choices have become too many and too confusing. In this backdrop, therefore, it is essential that the prospective policy buyer must acquaint himself with the whys and wherefores of a car insurance policy before choosing the right one.</div> <div>  </div> <div> To begin with, car insurance in India has two forms: a comprehensive car insurance cover and a third party cover. As the term suggests, in case of a comprehensive car cover, the policy holder is given a buffer against a series of risks, unforeseen mishaps and accidents. These include damages to the vehicle and incidents related to, legal liability, theft , third party and personal accident cover.</div> <div>  </div> <div> In case of a third party policy, it is a mandatory cover for everyone. Typically, it factors in any injury/death of a third person and/or damage to his/her property - on account of any accident caused by the vehicle. </div> <div>  </div> <div> <strong>What factors are considered by an insurance company to calculate a premium?</strong></div> <div>  </div> <div> •         The model of the car</div> <div> •         Year of manufacture</div> <div> •         Fuel type dual fuel usage like CNG.</div> <div> •         Claim in previous policy</div> <div> •         Accessories being added to the vehicle other than manufacture provided</div> <div>  </div> <div> <strong>Checklist of important terms for every prospective policy holder of a car insurance </strong></div> <div>  </div> <div> <strong>Insured Declared Value (IDV)</strong>: This refers to the current value of your car in the market. IDV is the maximum amount you can claim in case of total loss of your vehicle, for instance if it gets stolen or damaged beyond repair. If you’ve bought your car for a certain price, its value will decrease over a period of time. If your vehicle gets stolen or is severely damaged, then IDV comes into play. If the IDV is low, then the car premium will also be low.</div> <div>  </div> <div> <strong>No Claim Bonus</strong>:  This is an advantage which scales down the car premium. If you have not made any claim within the policy period, the NCB  can be claimed in the subsequent renewal policy, it is a percentage and progressive most importantly it is portable to other vehicles that you may own. </div> <div>  </div> <div> <strong>Hydrostatic Lock Cover</strong>: This is the best add on for your car during monsoon, floods and submersion in water logged areas. It takes care of your additional expenses like engine damage.</div> <div>  </div> <div> <strong>Zero Depreciation Cover:</strong> If your car is involved in an accident, this cover reimburses all your damages without factoring in the depreciation factor which normal policies undertake importantly consumable cover should also be opt. d for which cover oils , nut ,bolts, rubber margins etc.</div> <div>  </div> <div> <strong>Common Exclusions</strong></div> <div>  </div> <div> •         Regular wear and tear</div> <div> •         Mechanical or electrical breakdown          </div> <div> •         Not having a valid driver’s license or driver is a minor</div> <div> •         Car being driven the vehicle is under the influence of alcohol or drugs </div> <div>  </div> <div> In this age of technology, it makes sense to buy this policy via an online aggregator instead of an insurance agent. This mode allows you to compare, the advantages, premium rates, weigh the negatives and disadvantages and review drawbacks. </div> <div> <a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx?utm_source=blog_Important%20Things%20To%20Know%20About%20A%20Car%20Insurance%20Policy&utm_medium=blog&utm_campaign=blog" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes of the Best Term Plan in</span></a></div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=126InsuringIndia Blog Tue, 06 Sep 2016 09:17:58 GMT <div> These days everyone knows that buying an insurance policy is one of the better ways to save on income tax. If done properly it can not only help you meet your financial goals but also help you plan your future targets. But with so many insurance choices in the market, which policy should one opt for? Here is a list of policies that can help you</div> <div> save maximum tax:</div> <div>  </div> <div> <strong>1.<span class="Apple-tab-span" style="white-space:pre"> </span>Life Insurance Policy: </strong>This type of policy is a security umbrella for the policy holder’s family after his demise. It comes in three forms: ULIPs, Endowment Plans, Term insurance cover. Regardless of whatever type of life insurance policy you opt for there are certain tax benefits that are common to these. While endowment policies and ULIPs are investment instruments, term policies are for pure risk cover. You must factor in your current and future liabilities while opting for any type of plan.</div> <div>  </div> <div> <strong>Tax benefits:</strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You can claim Rs 1.5 lakh as a maximum deduction.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>After buying a life insurance policy you get a tax benefit under Section 80C.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>A life insurance policy holder also gets tax-free proceeds on maturity / death under Section 10(D).</div> <div>  </div> <div> <strong>2.<span class="Apple-tab-span" style="white-space:pre"> </span>Pension Plans </strong>This must-have plan is your best bet to an independent, smooth and hassle free life in your sunset years. Typically, a pension plan entails premiums that can be phased over monthly, quarterly, half-yearly or annual basis. A pension policy as the term suggests is a retirement policy which requires the policy holder to affix an age for retirement and earn benefits. Here, the policy holder can pay in lump sum and start getting income immediately, depending on this choice of insurance company. In fact if a pension plan has an equity component, then it is a good idea.</div> <div>  </div> <div> <strong>Tax Benefits:</strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Under a pension policy, the maximum deduction that can be claimed is Rs 1 lakh.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You can avail a tax benefit under Section 80CCC (sub-section under Section 80C).</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>On maturity, 33% of the accumulated amount is tax free with the balance 66% treated as income and taxed at the marginal tax rate. The amount is tax free upon death of beneficiary.</div> <div>  </div> <div> <strong>3.<span class="Apple-tab-span" style="white-space:pre"> </span>Health Insurance Policy:</strong> This policy takes care of all unseen and existing medical ailments and calamities that a policy holder may have to deal with. A health insurance cover is also beneficial as it takes care of escalated medical and surgical bills. It gives you peace of mind and ensures your savings are secure. You also have the option of taking a critical illness cover with your life insurance which factors in more serious disease like diabetes, stroke, cancer, heart related diseases,  organ transplant etc.</div> <div>  </div> <div> <strong>Tax benefits:</strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>When you have this type of cover, then you can claim a maximum tax benefit of Rs 20,000 for senior citizens and Rs 15,000 for others.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Under the existing rules you also get a tax benefit under Section 80D.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Maturity value is tax free for sum received under critical illness policies</div> <div>  </div> <div> <a href="http://www.insuringindia.com/?utm_source=Blog_%20How%20To%20Save%20Tax%20Via%20Insurance%20Plans&utm_medium=blog&utm_campaign=Blog_%20How%20To%20Save%20Tax%20Via%20Insurance%20Plans" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=125InsuringIndia Blog Tue, 30 Aug 2016 08:54:31 GMT <div> In these times of escalating prices and lifestyle related diseases, insurance is a good option to help you plan a safe and secure future for yourself and your family. At this point, the prospect of having an insurance cover which is ten times of your salary sounds too good to pass off. But it has to be seen in a wider context with facts and long term implications.  </div> <div>  </div> <div> If your requirement is just to pay off your debts and loans, a minimal life coverage is enough to tide you through life. But if you want to ensure that your family has a comfortable life for a certain number of years, then you need to consider your salary as a benchmark and start calculating based on that. In that situation, going for an insurance that is 10 times of your salary makes sense. What is important is that you arrive at that amount after due diligence and after considering every aspect of the changing financial needs of your family.</div> <div>  </div> <div> <strong>The following factors should be considered:</strong></div> <div>  </div> <div> 1.<span class="Apple-tab-span" style="white-space:pre"> </span><strong>Current Salary</strong>: Your salary will not be a constant figure. With the passage of time and your work experience the salary will always see a rise from where you began. But it also means that your environment - cost of living, medical care, liabilities like buying a house, opting for certain expenses - will also see a rise. If you take these facts into account, then opting for an insurance cover which is ten times your salary may not be such a big deal. However, it will have its benefits.</div> <div>  </div> <div> 2.<span class="Apple-tab-span" style="white-space:pre"> </span>You can factor in important future milestones like higher education of your children, marriage expenses and of course, these depend directly upon inflation.</div> <div>  </div> <div> 3.<span class="Apple-tab-span" style="white-space:pre"> </span><strong>Dependents:</strong>  If you are a part of a joint family or have elderly parents as dependents then you have to factor in this aspect as well.  A policy holder has to consider this because when a lump sum is given to his family after his demise, it will be utilized for his wife, children and dependents too. So the insurance has to have a higher sum assured.</div> <div>  </div> <div> 4.<span class="Apple-tab-span" style="white-space:pre"> </span><strong>Interest income</strong>: Instead of opting to calculate everything based on your income alone, you can consider an alternative. This has to be done considering in case of your untimely death, your family gets maximum coverage and can put that money in bank and survive purely on interest accruing from that deposit. Even though it might still not be enough to last forever, it can still give them a few years of sustenance. But, in this situation you have to pay higher premiums.</div> <div>  </div> <div> 5.<span class="Apple-tab-span" style="white-space:pre"> </span><strong>Debts and liabilities: </strong>This has to be seriously considered because any future liabilities will definitely have an impact on your insurance amount. </div> <div>  </div> <div> 6.<span class="Apple-tab-span" style="white-space:pre"> </span><strong>Age</strong>: If you are a young professional then the premium for your insurance policy will be definitely lower. But the coverage amount will be higher. </div> <div>  </div> <div> Whatever the term or sum assured that you decide on, the important thing is to recognize the importance of taking a life insurance cover. That way you can breathe easy and lead a stress free life.</div> <div> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx?utm_source=Blog_Do%20You%20Really%20Need%2010%20Times%20Of%20Your%20Salary%20In%20Life%20Insurance%3F&utm_medium=Social&utm_campaign=Do%20You%20Really%20Need%2010%20Times%20Of%20Your%20Salary%20In%20Life%20Insurance%3F" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=124InsuringIndia Blog Mon, 29 Aug 2016 09:19:01 GMT <div> With escalating costs of medical treatment, current and future liabilities and the possibility of a pink slip anytime, is enough reason for everyone to opt for an annuity plan. It is a must have option for everyone as this is an insurance option that pays out regular income once an individual has retired. The payouts are done either at the end of the plan or at regular intervals. What you must know is that there’s marginal taxation on annuity plans.</div> <div>  </div> <div> There are two types of annuity plans: Deferred annuity plans and immediate annuity plans. These come with the option of being payable on monthly, quarterly and an annual basis.</div> <div>  </div> <div> <strong>What are Deferred Annuity Plans?</strong></div> <div>  </div> <div> <strong>Typically, these plans are dividend in two phases - accumulation phase and vesting phase.</strong></div> <div>  </div> <div> The accumulation phase is when funds are being collected for the annuity. It typically starts at the time from which the first premium is paid till the last premium is paid. The last premium date is usually the retirement age of the policy holder.</div> <div>  </div> <div> The vesting phase is a term for the period when the payouts will be made. This typically starts when the policy holder actually retires.</div> <div>  </div> <div> This type of plan begins from retirement day and extends till the death of the plan buyer. Here, he receives a regular amount of money which is referred to as an ‘annuity payment.’ </div> <div>  </div> <div> <strong>What are Immediate Annuity Plans </strong></div> <div> As the term suggests, in this type of plan there is no accumulation phase. In fact the plan begins from the vesting phase, itself. In this case, the buyer needs to invest a lumpsum amount to buy a series of annuity throughout his life.</div> <div> Before opting for any plan, its advisable to factor in certain things like your salary, monthly expenditure, savings and current and future liabilities. Based on these options, then choose a the type of pension payment you want. Here is a list of four forms of annuity options available in the market today: </div> <div>  </div> <div> • <strong>Life annuity</strong>: As the term suggests, in this case the policy holder  will receive regular  annual/monthly / quarterly / annuity payouts from the scheme until the annuity holder's death. </div> <div>  </div> <div> • <strong>Life annuity with return of purchase price</strong>: In the  case of death of the policy holder, the company returns the lumpsum amount that was used to buy the annuity to the nominee of the annuity buyer.</div> <div>  </div> <div> •<strong>Joint life last survivor with or without return of purchase price</strong>: This type of plan covers the annuity holder & his spouse. Here, the pension will be paid regularly to the primary investor until his death and then it will be paid to his spouse until the spouse's death. This option too comes with and without return of purchase price option. </div> <div>  </div> <div> It’s a good idea to buy this plan via an online aggregator rather than an insurance agent. Not only are you saved time and unnecessary legwork and documentation, but you also get to compare varied sops, advantages and disadvantages.</div> <div> <a href="http://www.insuringindia.com/life-insurance/Pension/online-pension-insurance-home.aspx?utm_source=Blog_Planning%20Retirement%20With%20Annuity%20Plans&utm_medium=Blog_Planning%20Retirement%20With%20Annuity%20Plans&utm_campaign=Blog_Planning%20Retirement%20With%20Annuity%20Plans" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=123InsuringIndia Blog Fri, 26 Aug 2016 11:08:48 GMT <div> With changing lifestyle, demographics and the pressures of modern life, insurance has undergone a huge metamorphosis. While everyone knows the importance of opting for a life insurance policy, not many know which type of cover they should be choosing. This blog explores the positives of a term life policy, its features and most importantly, it addresses the basic question: Is a<strong> term life cover an ideal choice</strong>?</div> <div>  </div> <div> <strong>What is Term Life Insurance?</strong></div> <div>  </div> <div> As the name suggests, a term life policy is a type of insurance which provides life cover and therefore security for a certain fixed period of time or “term”. The duration may vary from 10-20 years, depending upon what the individual needs and what the insurance company is offering. An important feature of this policy is that it offers a reasonably large sum assured for very moderate premiums. What is even more attractive is that the policyholder has the choice of paying premiums for the term, annually, half yearly or even quarterly.</div> <div>  </div> <div>  In a nutshell, if a policy holder dies during the period of the policy “term”, then his family receives a lump sum payout from the insurer, which is in fact the sum assured. This means that the surviving family will have funds for future financial goals and important milestones like buying a house, school education of children, higher education, marriage, etc. are taken care of. However, if a policyholder outlives the period of the policy, then he does not receive any payout from his insurer. This is a pure play risk cover.</div> <div>  </div> <div> The advancement of technology and its <strong>positive impact on medical science</strong> has ensured that life is prolonged. Keeping this in mind, interestingly in the <strong>current scenario some insurance companies</strong> are extending a term life cover to individuals as old as 75 years. </div> <div>  </div> <div> <strong>Benefits:</strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>A Term insurance cover is a complete risk management tool to cover the eventuality of untimely death. For example, if you take a housing loan for a long tenure, then you can simultaneously take a term policy of corresponding value. The premium payable for a term policy is linked to the outstanding principal over a period of time. In fact, it will decrease over the period as both the tenure as well as the insured amount decreases. In case of death of the primary earning member who is repaying the loan, the family does not lose the home as the insurance company will repay the outstanding loan amount.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Online versions of a term policy can offer you more sops in the form of riders, than an offline policy. These include accidental death benefit, terminal illness cover and premium waiver among others.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You get to save tax.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some formalities like payment of your medical tests may be covered by your insurer. This is only if some pre medical tests are required.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some companies may offer an increase on the sum assured every five years, depending on the type of term cover you choose. These may be applicable to only online.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You also have the option of adding certain riders to your term plan. </div> <div> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx?utm_source=Blog_Term%20Insurance%20Cover-%20Waste%20Of%20Money%20Or%20An%20Ideal%20Insurance%20Solution%3F&utm_medium=Blog&utm_term=Blog&utm_content=Blog&utm_campaign=Blog" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=122InsuringIndia Blog Mon, 22 Aug 2016 11:11:10 GMT <div> These days, the insurance sector is replete with so many types of motor insurance policies that choosing the right one for you can be very difficult. On one hand there is comprehensive car insurance and on the other, there is car insurance which offers a third party cover. Which policy would be your best bet and more importantly, what are the criteria you should be familiar with before buying car insurance? This blog explores that aspect.</div> <div>  </div> <div> 1.<span class="Apple-tab-span" style="white-space:pre"> </span><strong>Which insurance cover to choose from? </strong>A comprehensive car insurance cover is a great security cover to have in case of an accident. Besides this, it also shields your car from a bunch of other mishaps like a broken windscreen, theft, riots and vandalism. Damages caused by unforeseen acts of nature like floods, cyclones, falling trees, birds / animals, falling trees and earthquakes are also covered here. In case of a third party insurance, any legal liability arising from damage caused by your car are factored in. These include bodily injury, death and damage to third party property. </div> <div>  </div> <div> 2.<span class="Apple-tab-span" style="white-space:pre"> </span><strong>Add on covers:</strong> These covers are extremely useful during sticky situations. Add on covers include a hydrostatic lock cover, zero depreciation cover and an engine protector. The hydrostatic lock cover comes into play to cover any damage to your car during monsoon / flood. A zero depreciation cover reimburses damages to the car without factoring in the depreciation factor which normal policies fail to undertake. An engine protector takes care of any damages inflicted if there is ingress of water or if the gear box is damaged because of oil spill. Make it a point to take a 24x7 roadside assistance for your car.</div> <div>  </div> <div> 3.<span class="Apple-tab-span" style="white-space:pre"> </span><strong>No claim bonus: </strong>This can be claimed from your insurer after a year of buying a policy in case you’ve not made any claims. This does bring down the car policy premium significantly.</div> <div>  </div> <div> 4.<span class="Apple-tab-span" style="white-space:pre"> </span><strong>Use the services of an online aggregator:</strong> This is the fastest, efficient and time saving process that works to the advantage of a prospective policy holder. Here you can compare premiums, drawbacks and advantages of various policies and choose the one that is the best for you.</div> <div>  </div> <div> 5<strong>.<span class="Apple-tab-span" style="white-space:pre"> </span>Premium payment:</strong> Paying the premium of your insurance policy on time is very crucial. You have the option of paying the premium annually, bi-annually, quarterly or monthly. Choose the best option.</div> <div>  </div> <div> 6.<span class="Apple-tab-span" style="white-space:pre"> </span><strong>Risk Assessment:</strong> No matter which insurer you opt for, the insurance company will undertake a risk assessment before a policy is finalized. This means it will factor in your driving record, age, occupation etc. This will provide them a clear picture about your risk profile.</div> <div>  </div> <div> 7.<strong><span class="Apple-tab-span" style="white-space:pre"> </span>Ensure that instead of depending on an insurance agent</strong>, you fill out the policy documents yourself. So if you make mistakes while filling your name, age or other records, your claim will be rejected on these technical grounds. Also, make it a point to read the policy documents very carefully to know about exclusions.</div> <div> <a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx?utm_source=Blog_How%20To%20Buy%20The%20Right%20Kind%20Car%20Insurance&utm_medium=blog&utm_term=blog&utm_content=blog&utm_campaign=blog" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=121InsuringIndia Blog Fri, 12 Aug 2016 15:42:34 GMT <div> With progress comes a lot of challenges and confusion. While India’s health insurance sector has seen some phenomenal changes and innovative sops, for the prospective policy holder it is not easy to distinguish between a critical health plan and a health insurance cover. The fact remains, that both cannot be seen in isolation and are useful in their own ways.  </div> <div>  </div> <div> For someone who is single but has additional responsibilities like elderly parents, younger siblings they can be covered under a single plan. If you wish to settle down as well, then you can combine the maternity cover with the single plan which you purchased to cover the entire family. There are certain insurance companies who also provide medical coverage to parents in law, grandparents, siblings, sister-in-law, brother-in-law and also nephews and nieces. While opting for a cover for a joint family, it’s important to analyze whether a single health policy is more expensive than one that may be split. This means if you buy a separate cover for your parents and one for yourself instead of combining the two, depending on which insurer you go for, you may find that buying to separate policies is cheaper than buying a single one.</div> <div>  </div> <div> If you have a history of diseases like stroke, diabetes, heart related ailments, high blood pressure and pre-existing conditions, then it’s always wise to opt for a critical illness cover, aside from a health insurance. This type of cover essentially, means that  if you're faced with incurring partial/total disability, loss of income, inflated medical expenses along with critical illness diagnosis, this policy is your best bet. You must opt for this after a certain age. This means that regardless of your already existing health policy which may be restrictive after a point in terms of expenses, most of your additional worries can now be dealt with, by the insurance company. Also, opt for a standalone policy for critical insurance. This is because it offers more flexibility in choosing the sum insured and larger covers when compared to riders which are clubbed with other policies. </div> <div>   </div> <div> Also, women must opt for this type of insurance because it takes care of women related illnesses like Breast Cancer, Fallopian Tube Cancer, Ovarian Cancer, Vaginal Cancer, Cervical Cancer, Cancer of uterine lining which is known as endometrial cancer & also, Paralysis.</div> <div>  </div> <div> Many health insurance policies do not offer a cover for these diseases and while a critical cover factors these in. What you need to know is that when you apply for a claim if you’re diagnosed for a critical illness, your insurance company will give you a lump sum payment. Some companies go an extra mile and can allow you to apply for a claim immediately instead of waiting for you to furnish your hospital or medical bills. </div> <div>  </div> <div> Something that needs to be remembered is that critical illness cover is offered as a rider with a life insurance policy, and will be issued by a life insurance company. However, health insurance falls in the category of general insurance and can be offered by a general insurance company. These days, certain insurance companies specialize in the area of health insurance only.</div> <div> <a href="http://www.insuringindia.com/general-insurance/critical/critical_home.aspx?utm_source=Blog_Critical%20Health%20Cover%20Or%20Just%20A%20Regular%20Health%20Insurance%3F&utm_medium=Blog&utm_term=Blog&utm_content=Blog&utm_campaign=Blog" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=120InsuringIndia Blog Thu, 11 Aug 2016 09:13:51 GMT <div> When it comes to insurance claims, many people have a mythical belief that claim settlement is a tedious and time consuming task. They believe that not only will it require massive paperwork and documentation, but also the entire amount may not be settled. That is not true. If you’ve filled out your forms properly, done your research then you will realize that claim settlement is actually a smooth process. Here is what you need to do to ensure that settlement is done easily:</div> <div>  </div> <div> <strong>•<span class="Apple-tab-span" style="white-space:pre"> </span>Filling out the form</strong>: This basic step can actually be detrimental in case you’ve not filled out your policy documents. Instead of depending on an agent or a third person, ensure you fill out the forms yourself. Remember, if there’s an error in filling out the name, age, date of birth or any other fact then the claim is sure to be rejected on mere technicalities. Not only will it cause you great heartburn, but in a time of emergency it will severely impact your finances, existing and future liabilities as well. So, it’s better to be safe, than sorry.</div> <div>  </div> <div> <strong>•<span class="Apple-tab-span" style="white-space:pre"> </span>Policy Conditions and exclusions</strong>: No matter which insurance policy you buy, it will always come with a set of pre-conditions and clauses. This also means that certain elements will be listed under the exclusions section. So in a condition of claim insurance if these clauses come into play you cannot make certain types of claims. This is most applicable in health insurance policies wherein you’ve to ensure that you’ve looked carefully at which types of diseases are covered under your health policy and which ones are excluded. Remember, this simple act of reading the policy documents very carefully, will hold you in good stead.</div> <div>  </div> <div> <strong>•<span class="Apple-tab-span" style="white-space:pre"> </span>Documentation</strong>: Like other important things, when it comes to insurance claims proper documentation plays a vital role. So anytime there is any type of emergency which requires insurance settlement, make sure all your documents are in order. If not, then your claim will be rejected, in spite of being genuine.</div> <div>  </div> <div> <strong>•<span class="Apple-tab-span" style="white-space:pre"> </span>Maintaining the time frame</strong>: This is a crucial factor that can make or break a claim settlement. In case of a death or medical emergency if you’ve not made a claim within the stipulated time frame mentioned by your insurer, the financial loss will be yours to bear.</div> <div>  </div> <div> A common mistake that many people make is that at the time of buying the policy, they read the documents and after that forget all about timelines on their policies. At the time of claim settlement, they realize that they did not renew their policy so it has been cancelled. This can again cause a lot of tension. Ensure that you get alerts from your insurer on renewals or maintain a reminder log to prevent this situation from manifesting.</div> <div>  </div> <div> In life, it is always advisable to be will informed. The same goes for your insurance policy also. You should always take the trouble to read policy documents carefully even though they may sometimes be difficult to understand. That way you will always know exactly where you stand in terms of the policy.</div> <div> <a href="http://www.insuringindia.com/?utm_source=Blog_How%20To%20Ensure%20That%20You%20Have%20A%20Smooth%20Insurance%20Claim%20Settlement&utm_medium=Blog&utm_term=Blog&utm_campaign=Blog" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=119InsuringIndia Blog Thu, 11 Aug 2016 08:22:07 GMT <div> With so many insurance covers in the market today, it’s not easy to opt for an insurance policy that will ensure that you are risk free, completely. This blog explores the policies that you must have to secure a safe and healthy future. </div> <div>  </div> <div> <strong>1.       Term insurance cover: </strong>As indicated by its name, a term insurance cover is a form of life insurance where a full cover is given by the insurance company, to a policyholder for a fixed time period or ‘term’. If the policy holder survives the term period then no benefit is extended by the insurance company. In case of the demise of the policyholder, then his next of kin is provided a lump sum and the same rule is applicable in case of his accidental disability or critical illness. </div> <div>  </div> <div> The earlier you buy a term plan, the cheaper it is for you. A term plan comes in three forms: Single Premium Term policy where a policyholder pays a one-time premium, for the entire tenure of the policy.  It is a good idea for those who do not wish to pay policy premiums every year. It is, however, costlier. In Limited payment plan the premium is staggered over a number of years and is more useful for young professionals. Return of premium plan as the name suggests returns the premium amount after the policy matures.</div> <div>  </div> <div> <strong>2.       Personal Accident Cover:</strong> A life insurance cover will take care of you family in case of your death. But what if you meet with an accident that leaves you disabled on a temporary or permanent basis? This is where a personal accident cover kicks in as it provides a policy holder financial aid. This can extend up to the retirement age or death of the policy holder. This type of policy also factors in partial or total disability and the sum assured varies from one policy to another. Generally, anyone who is aged between 18-70 years can opt for this type of cover. Experts in the insurance industry opine that it’s always a better bet to go for a cover that is comprehensive. If you are looking for just a basic policy then you can buy an accidental death rider or a disability rider, as per your requirement.</div> <div>  </div> <div> <strong>3.       Property insurance: </strong>This is an absolute must have insurance as it saves your property against foreseeable and unforeseen damages like acts of nature. Whenever a cyclone, storm, earthquake strike then besides loss of life, they also inflict damage to property which can sometimes be irreversible. In case you don’t have property insurance then it’s bound to burn a huge hole in your expenses. This is also applicable in case of riots, clashes and other man made calamities. In this type of policy, certain premium is paid to cover losses that arise owing to catastrophes. This type of cover also includes sub-categories which attempt to maximize any risk or danger that may arise to against your property. These include a fire policy and umbrella policies like office package policy, shopkeeper’s policy among others. </div> <div>  </div> <div> With so many insurance covers in the market today, it’s not easy to opt for an insurance policy that will ensure that you are risk free, completely. This blog explores the policies that you must have to secure a safe and healthy future. </div> <div>  </div> <div> <strong>1.       Term insurance cover:</strong> As indicated by its name, a term insurance cover is a form of life insurance where a full cover is given by the insurance company, to a policyholder for a fixed time period or ‘term’. If the policy holder survives the term period then no benefit is extended by the insurance company. In case of the demise of the policyholder, then his next of kin is provided a lump sum and the same rule is applicable in case of his accidental disability or critical illness. </div> <div>  </div> <div> The earlier you buy a term plan, the cheaper it is for you. A term plan comes in three forms: Single Premium Term policy where a policyholder pays a one-time premium, for the entire tenure of the policy.  It is a good idea for those who do not wish to pay policy premiums every year. It is, however, costlier. In Limited payment plan the premium is staggered over a number of years and is more useful for young professionals. Return of premium plan as the name suggests returns the premium amount after the policy matures.</div> <div>  </div> <div> <strong>2.       Personal Accident Cover: </strong>A life insurance cover will take care of you family in case of your death. But what if you meet with an accident that leaves you disabled on a temporary or permanent basis? This is where a personal accident cover kicks in as it provides a policy holder financial aid. This can extend up to the retirement age or death of the policy holder. This type of policy also factors in partial or total disability and the sum assured varies from one policy to another. Generally, anyone who is aged between 18-70 years can opt for this type of cover. Experts in the insurance industry opine that it’s always a better bet to go for a cover that is comprehensive. If you are looking for just a basic policy then you can buy an accidental death rider or a disability rider, as per your requirement.</div> <div>  </div> <div> <strong>3.       Property insurance:</strong> This is an absolute must have insurance as it saves your property against foreseeable and unforeseen damages like acts of nature. Whenever a cyclone, storm, earthquake strike then besides loss of life, they also inflict damage to property which can sometimes be irreversible. In case you don’t have property insurance then it’s bound to burn a huge hole in your expenses. This is also applicable in case of riots, clashes and other man made calamities. In this type of policy, certain premium is paid to cover losses that arise owing to catastrophes. This type of cover also includes sub-categories which attempt to maximize any risk or danger that may arise to against your property. These include a fire policy and umbrella policies like office package policy, shopkeeper’s policy among others. </div> <div> <a href="http://www.insuringindia.com/?utm_source=Blog_You%20Are%20Taking%20A%20Big%20Risk%20If%20You%20Haven%E2%80%99t%20Bought%20These%20Insurance%20Plans&utm_medium=Blog&utm_content=Blog&utm_campaign=Blog" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=118InsuringIndia Blog Wed, 10 Aug 2016 12:28:26 GMT <div> Technological advancement has impacted the insurance sector in more ways than one. Not only is it easy to retain clients over the internet now, but with changing times more &more customers are opting for buying policies on the net. However, a great deal of confusion has also been created over the merits and demerits of internet usage when it comes to buying polices from an online aggregator. This blog examines some common misconceptions.</div> <div>  </div> <div> <strong>Anyone who goes online will not get any personal assistance.</strong></div> <div> Almost all insurance companies have the facility of online assistance, which is readily available at just the click of a button. All of a prospective client’s queries from information about the plan to clarifications on a clause are addressed. Many portals also have real time assistance via a live online chat window or a toll free number.</div> <div>  </div> <div> <strong>Things get complicated if you buy a policy online </strong></div> <div> All you are required to do is to have your documents ready. Once you login, select a suitable policy, fill the form and submit the documents. If a medical examination is required, you will be informed and the process will be taken further. The freedom to buy from anywhere, anytime, gives you the flexibility, something which is difficult to attain through offline purchase.</div> <div>  </div> <div> <strong>It’s easier for internet adept people to buy policies online</strong></div> <div> This is not true. Even if you are aware of the basic functionalities involved to operate the internet and a computer, then buying a policy online and other related processes should not be difficult.</div> <div>  </div> <div> <strong>Buying online is costlier as it may involve hidden costs</strong></div> <div> As opposed to this, buying a plan online is cost effective as you don’t have to pay anything extra to an insurance agent. You also save time and can enable this process of online buying from the convenience of your home or office.</div> <div>  </div> <div> <strong>Claim settlement process is difficult for online policies.</strong></div> <div> There is a common perception that the process involved for the claim settlement for an online policy is more complicated. However, in reality there is absolutely no difference between the claim settlements for an online and offline policy.</div> <div>  </div> <div> <strong>If you buy a policy online then there are limited choices</strong></div> <div> No. If you <strong>buy an insurance policy</strong> via an <strong>online aggregator or insurance company portal</strong>, then you are in a win- win situation. This is because you have the option of comparing sops, benefits, drawbacks and other salient features of the policy you want to buy. Best of all, a comparison of the premium rates helps you decide which policy is your best bet.</div> <div> <a href="http://www.insuringindia.com/?utm_source=Blog_Myths%20About%20Buying%20Policies%20On%20The%20Internet&utm_medium=Email&utm_term=Blog&utm_campaign=Blog_Myths%20About%20Buying%20Policies%20On%20The%20Internet" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> <div>  </div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=117InsuringIndia Blog Wed, 10 Aug 2016 11:18:37 GMT <div> The stresses and pressures of modern life are such that one tends to ignore finer aspect of future planning, namely insurance. Reality dawns when a crisis hits hard as it impacts your budget severely. So if you have still not planned your insurance policy so far, even then all is not lost. Endowment plans with a money back benefit is a good choice because it will secure your future, the future of your family and most importantly it will help you plan things especially future milestones of your life in a more methodical fashion. Best of all, you will have peace of mind.</div> <div>  </div> <div> Unlike conventional life insurance policies which come with the basic principle of just being a security safeguard for the policy holder and his family, this type of policy, as the term "money back" so it has the double advantage of being a secure investment as well as an insurance umbrella. Typically, a money back policy comes with a liquidity option for the policy holder. This means that the policyholder is given a certain percentage or portion of the assured amount, at regular intervals instead of being awarded a Lump sum at the end of the policy period.</div> <div>  </div> <div> <strong>Also, the sum which is given at these intervals in the form of installments is known as survival benefit. This policy is categorized under endowment plans. </strong></div> <div>  </div> <div> <strong> Benefits of a Money Back Policy</strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It helps you plan important milestones not only for yourself, but the rest of your family too. For instance, you can now plan children's education, higher studies, investments for them, their marriage etc. Best of all you can withdraw regular sums at frequent intervals so there is no pressure to wait till the end of the policy term. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>In case of a policyholder’s demise, death benefit clause comes into effect. It means that the full sum assured at the time of buying the policy will be given to the next of the kin.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Tax exemption is the most obvious advantage. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>For an extra benefit aside from what is being offered, you can easily add riders. These could be a critical illness cover, benefit of accidental death and even a waiver of the premium benefit.</div> <div>  </div> <div> When you opt for a money back policy you must ensure that you read the terms and conditions of the policy with extreme care. Remember, any oversight can cause you to suffer. Before opting for this insurance think through how much premium you'll be paying and for how many years. The premium amount in a money back policy will be higher. It's a good idea to buy these policies online, as its faster more efficient and you are saved unnecessary documentation. Best of all, you save additional costs and have the added advantage of comparing  premiums, sops and drawbacks of various insurers in a single stroke.</div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=116InsuringIndia Blog Tue, 09 Aug 2016 09:27:20 GMT <div> With a wide variety of choices in the health insurance sector, it is very easy for a prospective policy buyer to get confused on which policy to opt for. Fact remains that an illness can strike anyone, anywhere and anytime. Regardless, the Indian insurance sector offers you the choice of a single disease insurance cover where you are given security against a particular disease. This is not a comprehensive health plan. So it only makes sense to opt for this as an add-on cover to your already existing health insurance plan. This way you have an added advantage of ensuring that a disease which is not covered by your regular health plan gets taken care of without you having to spend anything extra from your pocket.</div> <div>  </div> <div> <strong>Single disease insurance </strong></div> <div>  </div> <div> As the term suggests, this type of insurance is for a particular disease wherein the customer has to pay a one-time premium. This is a fairly simple plan and does not involve any complex clauses or rules. It also p does not require undergoing any sort of medical test or furnishing medical plan. But what you must remember is that you should fill your policy documents very carefully and ensure that you do not withhold any information. Failing to do so, can result in your policy claim being rejected and the company can also accuse you of fraud. So ensure that if you do suffer from any pre-existing ailment, you tell your insurer about it, as well. Single disease insurance is applicable for diseases like cancer and dengue among others. </div> <div>  </div> <div> <strong>Dengue as a single disease cover: </strong>This is a must-have for everyone considering that heavy rainfall during monsoon always renews the threat of dengue.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It covers pre hospitalization costs up to 15 days.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Hospital costs such as room rent, in patient treatment for more than 24 hours and post hospitalization costs up to 15 days are covered.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Diagnostic tests, OPD and home care are also factored in.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>This policy entails cashless service which can be a big boon in times of emergency.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It mentions the age criteria from 91 days to 65 years.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>This can be an annual policy cover. Then you may on a yearly basis.</div> <div>  </div> <div>  </div> <div> <strong>Cancer as a single disease cover: </strong>This can be a blessing if you have been suddenly detected with cancer as treatment of this disease can burn a huge hole in your pocket.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Here, the sum assured varies from Rs 5 lakh to Rs 50 Lakh and unlike the dengue cover, the policy term could vary from 10 years to 50 years.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Depending upon the type of insurer you may opt for, this policy typically covers all diagnostic tests related to cancer. These include surgery, chemotherapy, radiation and associated procedures.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It also allows free cancer screening.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Premiums are waived off in case the policy holder has cancer which has reached an advanced stage.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Also, once in two years you can also avail of free diagnostic tests.</div> <div> <a href="http://www.insuringindia.com/general-insurance/SeniorCitizen/online_senior_citizen_home.aspx?utm_source=What%20Is%20Single%20Disease%20Insurance_BLOG&utm_medium=BLOG&utm_content=BLOG&utm_campaign=What%20Is%20Single%20Disease%20Insurance" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=115InsuringIndia Blog Tue, 09 Aug 2016 08:35:04 GMT <div> These days everyone knows the importance of buying insurance. It’s the best security umbrella against any unforeseen mishap or medical eventuality that catches you unawares. But when it comes to choosing any type insurance, it is not an easy matter. With the presence of innumerable insurers in every segment and the varied sops being offered, buying the right kind of insurance is tough. But before you make that choice, you need to explore if you are truly prepared to buy insurance where you will be doling out premiums for a certain span. This blog provides a checklist of what you must consider before opting for any kind of insurance.</div> <div>  </div> <div> 1.<span class="Apple-tab-span" style="white-space:pre"> </span>What is the must-have insurance? Without doubt, life insurance and a health insurance are both equally important and are an absolute necessity. But life insurance comes in varied forms: term life insurance, endowment plan, whole life insurance and Unit Linked Money Plans (ULIPs). They come with varied features but the common theme of being a security umbrella for you and your kin. Evaluate which type of life cover would suit you the best and then make a choice. In case of health plan consider a comprehensive health cover which factors in as many diseases as possible and read the exclusions carefully.</div> <div>  </div> <div> 2.<span class="Apple-tab-span" style="white-space:pre"> </span>Corpus for premium: Buying an insurance policy is not enough. The first question centers around your preparedness to dole out a certain fixed amount as a premium? This can be only answered once you’ve considered various current and future liabilities. At the same time, do your research and opt for a policy that offers a premium to suit your pocket. If you don’t think about this, then you could land up defaulting on a premium which will result in trouble.</div> <div>  </div> <div> 3.<span class="Apple-tab-span" style="white-space:pre"> </span>Many people opt for same insurance policies from two different companies. The reasons for this may vary from wanting to get best of both the worlds to best of sops. It may be a good idea to actually hang on to both policies. However, if you want to buy a new policy then remember not to cancel the previous one, immediately. This is because if you do buy a new policy and it doesn’t meet your expectations, you can then cancel it within a grace period of 15 days and continue to have the security of your old policy.</div> <div>  </div> <div> 4.<span class="Apple-tab-span" style="white-space:pre"> </span>Some companies offer to extend covers, but for a higher premium. This may be very useful. But look at your finances before going for this.</div> <div>  </div> <div> 5.<span class="Apple-tab-span" style="white-space:pre"> </span>Choose the right insurance company to meet your needs. With the ingress of technology and internet, prospective policy buyers have a plethora of choices. But at the same time, it is important to thoroughly research on the background of the insurance company, before buying any policy from it. Evaluate its annual performance and previous records, reputation, services, client management and claim settlement. This way, you will know what exactly you’re going for.</div> <div>  </div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=114InsuringIndia Blog Mon, 08 Aug 2016 14:15:16 GMT <div> The most recent deluge in Delhi, NCR region and the rest of India has once more underlined the significance of certain covers that can help you sail through choppy waters, literally. These covers not only give you the extra benefit which your average policy may not extend, but also give you peace of mind and prevent your budget from going awry.</div> <div>  </div> <div> Nothing can be more frustrating than being trapped in pools of water or a stalled car during monsoon. Therefore it’s best to invest in these covers for an extra edge. Remember these add on covers are not very expensive. Here is a list:</div> <div>  </div> <div> 1.<span class="Apple-tab-span" style="white-space:pre"> </span><strong>Hydrostatic lock cover:</strong> If your vehicle is parked in a waterlogged area or you are passing through a waterlogged area, then this cover can save you extra costs and a big headache. The important thing to remember is never attempt to turn the key into ignition, whenever your car stalls. This add on cover ensures your additional expenses like engine damage are taken care of and factors in full replacement of engine and other parts, if required.</div> <div>  </div> <div> 2.<span class="Apple-tab-span" style="white-space:pre"> </span><strong>Zero depreciation cover:</strong> Though you may pay a higher premium when you buy this type of cover, it's worth buying. This is because if your car is involved in an accident, this cover reimburses all your damages without factoring in the depreciation amount which normal policies fail to undertake. </div> <div>  </div> <div> 3.<span class="Apple-tab-span" style="white-space:pre"> </span><strong>Engine protector: </strong> It covers engine-related damage that may occur to the vehicle due to inundation or seepage of water into the engine and also damage caused to the gear box due to leakage of oil. </div> <div>  </div> <div> Of course, having a sound 24x7 car assistance also is a great blessing in this season. This includes assistance for flat tyre, towing facility, fuel assistance among other benefits.</div> <div>  </div> <div> A home insurance policy is also a good option this monsoon. It helps you deal with damages inflicted because of flood, rainwater seepage, inundation and damage caused electrical breakdowns. It also factors in damage that the contents within the house may incur. These include furniture, expensive decoration pieces, clothes, electrical equipment etc. A home insurance policy is highly affordable. </div> <div>  </div> <div> While travelling home or to office, your mobile and laptop can also suffer damage this monsoon. A gadget insurance policy can protect it. This includes a host of things like accidental damages, water/fluid damage, theft, burglary and also fire damage. In fact many insurers always provide a list of gadgets which can be insured. These include cell phones, laptops, digital cameras, computers among many others. In the event of anything dropping or spilling on your gizmo, theft or a gadget being stolen, damaged, the insurance company compensates the policy holder for the loss. This way your expensive gadgets are covered and you can rest easy. Some companies also offer help in case your hard drive crashes and if there’s a failure if wi-fi that can impact your work. LCD burnout, failure of RAM or even error in RAM is taken care of. </div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=113InsuringIndia Blog Mon, 08 Aug 2016 09:49:30 GMT <div> While the stresses and pressures of modern life have given way to a plethora of new age or lifestyle diseases, there has been a huge advancement in the technology of treating them scientifically and through medical procedures. Even with these huge advances which have been made, modern medicine has empirical cures for a limited number of ailments. Also, in a number of cases, modern medicine has not been able to effectively treat the disease. In this scenario, a sizeable number of Indians are harking back to the days of yore, when traditional ayurvedic treatments were a norm. Ayurveda and other such traditional medical practices are making a comeback as they offer more holistic and sustainable treatments for chronic ailments like asthma and other respiratory diseases, among others.</div> <div>  </div> <div> Although for a number of years the insurance industry has been a little cautious about treading this path, with renewed interest in alternate treatments and their applicability, these therapies and treatments are making their way into the insurance industry, in India.</div> <div>  </div> <div> If you are looking for a health plan that will factor in alternative treatments like ayurveda, then you must know that the insurance policies in the market which offer these facilities are limited. There may be no policy which focuses completely on this treatment alone. This is because there is yet to be any standardization of procedures and there is no regularization.</div> <div>  </div> <div> Typically, an Ayush health policy covers inpatient hospitalization expenses. Such treatments are even being recommended now for cancer patients and knee-joint replacements. Also, what is important to know is that the premiums for policies with Ayush are up to 10% higher than basic health insurance cover. When you go to the insurance market to buy a policy that facilitates these treatments, know that certain insurance companies cover a handful of ayurvedic treatments and there are other insurers who may actually cover all. So whenever you buy a health policy with the aim of getting an insurance umbrella for an ayurvedic treatment, ensure that you read the list of exclusions. It would be also very wise to read all the policy documents, while you’re at it.</div> <div>  </div> <div> <strong>Another thing is that all insurers have a certain cap on the amount covered. This cap generally can range from 7.5% to 25% of the sum assured.</strong></div> <div>  </div> <div> Buying an insurance policy online via an online aggregator is a more sensible option, rather than the traditional route of approaching an insurance agent. It not only saves you time and offers an insight into the type of policy that would suit you the best. The best thing is that the internet is cost effective and saves you from extra paperwork. But, even if you are buying a policy online, you have to be very careful about filling up your policy documents and avoid all sorts of manual and technical glitches. Also know that you have the added advantage of comparing premiums, benefits and disadvantages of all policies over the internet.</div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=112InsuringIndia Blog Mon, 08 Aug 2016 08:44:12 GMT <div> If you think you’ve got yourself safe and secure thanks to a life insurance and health insurance policy, then you are quite mistaken. These types of policies may certainly provide a security umbrella for certain types of risks, but the fact remains that any income loss due to disability, or loss of income due to an accident are not covered by these major policies. In this scenario, it is a good idea to opt for a personal accident insurance that will not only cover you in both major and minor accidents, but give you peace of mind.</div> <div>  </div> <div> What is a personal accident cover? In a nutshell, a personal accident cover is a special type of cover, because it offers you financial aid in times of a disability which may be either temporary or permanent, in nature. Depending upon the type of policy you opt for and whatever you’re being offered, this type of cover will also take care of the policy holder’s family in case of his demise. This is because the kin will be offered a lump sum.</div> <div>  </div> <div> <strong>Advantages of Personal Accident Insurance:</strong> The big advantage here is that hospital and hospitalization expenses are taken care of. The other advantages include:</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Affordability and decent premiums</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Can also be taken as an add-on cover with any other policy if you wish.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Compensation is paid if the insured person has sustained bodily injury ‘resulting solely and directly from accident caused by external, violent and visible means.’</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>This is a 24x7 cover, which means if an accident occurs on or off duty, insurance still applies. This means you are in a win-win situation.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some insurance companies offer this policy to those as young as 10 years and the maximum age limit is 70 years.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Compensation is also provided on the demise of the policy holder.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>A personal accident cover also factors in permanent total and partial disablement.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>This type of policy also covers total and irrecoverable loss of sight of one</div> <div> eye or loss of use of one hand or foot.</div> <div>  </div> <div> Insurance experts in India say that your cover should be five times of your annual salary. This will not only let you tide over costs and other expenses in case of an accident, but will ensure that you are not paying anything extra from your own pocket. The sum assured may vary from one insurance policy to another. It is usually dependent on certain factors like your age, annual income among others.</div> <div>  </div> <div> Usually, insurance agents get very low commissions from the insurance companies to sell policies. Hence, they generally try to bundle the personal accident cover with some other insurance product. However, this doesn't mean that you will pay a lower premium, though some companies may give you a discount. It’s a good idea to buy a policy online, as it’s cheaper, you are saved documentation, time and other hassles. Also, you are able to compare multiple policies and their features, so that you can opt for the policy that suits your needs best.</div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=111InsuringIndia Blog Thu, 28 Jul 2016 12:32:14 GMT <div> With advancement in technology and ease of access, buying an insurance policy online via an online aggregator is a sensible option. It not only saves you time and offers an insight into the type of policy that would suit you the best. The best thing is that the internet is cost effective and saves you unnecessary running around for an agent, or any other extra paperwork. But, even if you are buying a policy online, you have to be very careful about filling up your policy documents and avoid all sorts of manual and technical glitches.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Ensure you have a secure internet connection: It’s always good to ensure that your internet is working properly especially when you are making a transaction as a part of the insurance buying process. If there is a sudden power trip or technical snag an incomplete documentation can lead to either cancellation of policy or you may have to refill the policy documents and repeat the process.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Be very careful while filling out basic details in your insurance policy. A misspelt name, wrong age information or unfilled columns can lead to trouble later and even result in rejection of your claim. Worst, you could be blamed for fraud.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Not doing research properly can also make you regret buying a certain policy from a particular insurer. It’s always advisable to buy a policy after a thorough research on other policies in the market. This way, you can see the premium rates, compare the pros and cons of all policies and also, decide which policy would suit your budget the best.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If you buy a policy via an insurance agent, then the onus of reminding you for renewing your policy lies with the insurance agent. But, in case of an online aggregator, this may not be the case. The best way is to have your bank do it at every scheduled date and month. However, for this, you do need to ensure that you have enough money in your account. Alternatively, you can also set reminders on your mobile. Failing to do any of these will result into your policy being lapsed. </div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Don’t get swayed by online claims and ads of a cheaper premium. Read the policy documents very carefully because a cheaper premium will automatically mean a less comprehensive policy cover and more exclusions. </div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some people tend to overbuy online insurance policies because of the low premium rates. This does nobody any good, in the long run. If you are paying for coverage that is not needed, it becomes wastage and will only put greater stress on your insurance monthly budget and long term financial goals like buying a house, child plans etc.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If you plan to buy a policy online you must ensure that you’ve evaluated all your options before zeroing into a particular policy.</div> <div>  </div> <div> It’s best to always collect and peruse all related information very carefully before you make a choice. Life insurance, for example, is always long term. So if you find a better option after you have already signed on for a policy, you may regret it. Also, breaking the policy in mid term will cost you considerably.</div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=110InsuringIndia Blog Wed, 27 Jul 2016 11:14:53 GMT <div> In the present day scenario, everyone is so busy dealing with the daily stresses and pressures of their life that they tend to forget humane values. There is also a section of people who are willing to go to any length to protect the lives of others. These people donate their organs to save the lives of others - their immediate kin, relatives and even strangers. Whatever their reason for organ donation, the insurance sector in India has come up with policies that cover organ transplants. This blog explores these policies in detail.</div> <div>  </div> <div> The biggest challenges involved in organ donation are often the high cost of the organ transplant procedure. Not every health insurance policy may be covering organ transplant, so when you buy a health insurance policy give special attention to this factor, otherwise in case of a medical emergency, you may be dealing with a nasty surprise. This procedure is often classified under a critical illness cover. </div> <div>  </div> <div> What is organ donation? It is a medical procedure under which one person donates an organ known as the ‘donor’ to another person who needs it, referred to as the ‘recipient.’ People usually do it for money while there are others who do this out of affection and love for the other person. The demand for organ donation in India is very high, but the donors are quite low. Organ transplantation is a very sensitive procedure which involves high costs, precision and a lot of care post-transplant.</div> <div>  </div> <div> The person who requires an organ transplant, will have peace of mind and will be fully relaxed if he has got a health insurance policy. This is because it will typically cover all hospitalization expenses incurred by him. Also, more importantly, expenses that may arise as part of the transplantation procedure will also be covered, under the policy’s umbrella. </div> <div>  </div> <div> However, what is important to know is that usually, the actual cost of the donated organ is never covered under the insurance policy. If the recipient’s policy does not have a clause that covers hospitalization expenses for the donor, the donor’s hospitalization expense will have to be picked up by the recipient. However, now there are many policies in the country that cover the donor’s expenses also. So, it is very important to read the policy documents very carefully before buying them.</div> <div>  </div> <div> In the second scenario, if the donor has a health insurance policy, his policy will not give him the financial umbrella that the recipient of the organ has. In short, then the donor will expect the recipient to pick up his tab.</div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/general-insurance/critical/critical_home.aspx">Here are some post-surgical things you must know</a> :</strong></div> <div>  </div> <div> If the donor applies for any health insurance post organ donation, then his application will be rejected.</div> <div> But if he already has an existing policy and then has donated the organ, then there will be no impact.</div> <div> If the recipient contracts an infection or disease post-transplant, his claim will be rejected. If he already has health insurance, renewals are normally not rejected on the grounds of claims made, hence if a recipient is already covered, he need not worry, although he may end up paying a higher premium.</div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=109InsuringIndia Blog Tue, 26 Jul 2016 10:35:14 GMT <div> In these stressful times, lack of a health insurance policy or adequate health cover can cause a severe dent in your expenses. Not only will you have a lot of stress to deal with, but your future financial goals could also bear a brunt of poor planning. This blog explores some things that you must be acquainted with, before you buy any health cover.</div> <div>  </div> <div> <strong>Early bird gets the worm</strong>: It could not be more applicable on any other policy than a health policy. If you buy a health cover early, there are more benefits for you. The biggest advantage is that you could accumulate a sizeable no claim bonus. What’s more, since many health policies have a waiting period as long as three to four years for pre-existing diseases, you could ride easily past this. Also, health insurance is cheaper when you are younger. So the affordability quotient is high.</div> <div>  </div> <div> <strong>Do not depend on your group employee insurance cover</strong>: Many people tend to believe that their employer funded group medical insurance will take care of all their medical expenses. While this is partially true, remember it may not always be the case. This is because the group policy will cover you and your family’s medical expenses only up to a certain point. Thereafter, it is entirely in your hands. So it makes more sense to buy an additional family floater plan where everyone is covered, and for a higher sum assured. Best of all, you are well covered against any unnecessary expenses.</div> <div>  </div> <div> <strong>Cheaper premium</strong>:  This is quite an attractive incentive which many prospective policy buyers would not like to pass by. But the catch here is that your healthcare provider may have a huge list of exclusions, resulting in a nasty surprise in a situation where you may need your insurance the most. So, it’s a good idea to read your policy documents very carefully instead of being swayed by marketing gimmicks.</div> <div>  </div> <div> <strong>Pre-existing diseases</strong>: Health policies always come with a condition for pre-existing ailments, which clearly states that if you suffer from any such disease then your health policy will kick-start only after a waiting period of 36-48 months. But if you can prove that you were unaware that you were suffering from such a pre-existing disease while signing the policy, then the waiting period will not apply on you. This means that if the disease manifests itself before the mandatory waiting period is over, then you can still file a health insurance claim with your insurer. </div> <div>  </div> <div> <strong>Daycare and OPD Expenses</strong>: Usually, most health insurance policies come into action only if the policy holder has been hospitalized for a minimum period of 24 hours. But with changing times and advancement in technology, there are certain surgeries and medical procedures that may not require the patient to be hospitalized for a long duration.  In fact, such policies list as many as 140 such surgeries that can be covered with or without restrictions. </div> <div>  </div> <div> They key to getting the best bang out of your medical insurance is to choose wisely. You should always read all the related policy documents to make sure what each policy includes or does not include. Then choose a policy that best suits your needs and fits your pocket.</div> <div> <strong><a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes </span></a></strong></div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=108InsuringIndia Blog Mon, 25 Jul 2016 10:59:39 GMT <div> In today’s fast paced world, everyone knows the importance of securing oneself against unforeseen situations and therefore most people opt for a life insurance policy. But with the metamorphosis of the insurance sector in the last twenty years and the changing customer profile, buying a policy that is right can be a very daunting and confusing task, for anyone. This blog examines how you can keep certain points in mind to ensure you’re covered in the best possible way.</div> <div>  </div> <div> Focus on the sum assured: It’s always advisable to go for policies which give you 5-6 times of your annual income. Therefore, it makes sense to focus on the sum assured element of your life insurance policy. </div> <div>  </div> <div> <strong>Liabilities </strong>- current & future: You need to be very sorted on this one. If you have invested in property now or are planning to in the future, how much are you willing to spend on an insurance policy? Also, if you have additional responsibilities of children and their education, elderly parents and other dependents, take a backseat and first evaluate what type of policy you would be going for.</div> <div>  </div> <div> Riders: It’s a good idea to have riders in a life insurance policy. But do you really understand what they entail right down to the last detail? It’s better to know everything rather than receive a rude shock at a later stage.</div> <div>  </div> <div> It may be a good idea to thoroughly research your insurance company before taking the plunge to buy a policy. It’s also a good idea to go for an established company rather than a player who’s new in the market. For this purpose it’s best to research extensively on an online portal rather than depending only on an insurance agent. Not only will you be able to decide on what premium suits you the best, but you will also have the additional advantage of choosing the best available policy without any legwork or extra paperwork. That will surely give you peace of mind!</div> <div>  </div> <div> You must read the policy documents very carefully, and that includes the underwriting. It’s always wise to know what your policy excludes and what are the circumstances or situations in which your claim settlement may get into choppy waters.</div> <div>  </div> <div> In many cases a term insurance will hold you in good stead instead of going for an endowment option.</div> <div>  </div> <div> If you are a part of a joint family and have many dependents then it makes more sense to go for separate policies for each individual. This is because the returns will be higher instead of a plan where the whole family is covered under a single umbrella.</div> <div>  </div> <div> The cost of an insurance policy will always go up as you grow older. So, it makes more sense to buy a policy when you are younger. </div> <div>  </div> <div> Be sensible by filling out your policy documents yourself, instead of depending upon an agent to handle all the paperwork. If you take a risk on this and erroneous details are filled, then you stand to lose your claim.</div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=107InsuringIndia Blog Fri, 22 Jul 2016 10:32:48 GMT <div> There is always a first time for everything. Whether you’re buying a car insurance policy for the first time or just renewing your old insurance, it is always good to be familiar with technical terms and jargon. Not only do you increase your knowledge base but more importantly, you may use the opportunity to get a better rebate on your insurance policy now, or in the future.  These will also come in handy in case of an unforeseen crisis.</div> <div>  </div> <div> Insured Declared Value (IDV): This technical term refers to the current value of your car in the market. For instance, if you have bought your car for a certain price, its value begins to depreciate. In other words the value of the car gets reduced with the passage of time. This is because the car experiences wear and tear. IDV is the maximum amount you can claim in case of total loss of your vehicle, for instance in situations where it gets stolen or damaged beyond repair. When IDV is calculated, it does not factor in things like registration and insurance cost. Since insurance premium is calculated on the basis of the car’s current IDV, the lower the IDV the lower is the premium. In some cases, insurance agents try to convince the customer to insure their vehicle with a lower IDV than what is correct so that the decreased premium will convince the customer to take insurance. This is never a good idea because at the time of making a claim, all payouts will be on the basis of this lower IDV which may not cover any expenses.</div> <div>  </div> <div> No Claim Bonus: Insurance companies give their customers a no claim bonus when the customer has not made even a single claim during the entire period of the car insurance policy’s validity. This is a big boon for people who are careful drivers. No claim bonus lowers your car premium and can be extremely advantageous. You also can let the no claim bonus pile up for a number of years and make a claim later. Depending on the insurer, your discount can range from 20-50%.  </div> <div>  </div> <div> Zero Depreciation Cover:  Though you may pay a higher premium when you buy this type of cover, it is worth buying. This is because if your car is involved in an accident, this cover reimburses all your damages without factoring in the depreciation factor which normal policies will undertake. </div> <div>  </div> <div> Own damage premium: This is a safety umbrella for your vehicle against man made calamities and acts of nature. These include riots, explosions and earthquakes, cyclones. Own damage premium depends on a number of factors like model, cubic capacity, geographical zones of the car.</div> <div>  </div> <div> Personal Accident Cover:  A personal accident cover offers you financial aid in times of a disability which may be temporary or permanent. Depending upon the type of policy you opt for, a life insurance cover will also take care of the policy holder’s family in case of his demise, by offering a lump sum.</div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=106InsuringIndia Blog Thu, 21 Jul 2016 15:38:45 GMT <div> In the last two decades India’s insurance sector has undergone a major metamorphosis. It is no longer about age old rules. Rather, some new age formulas have made their way to health policies in India, to make them more appealing and useful for the policy holder. For instance, lifestyle diseases and critical illnesses have also redefined the way insurance sells in this country. </div> <div>  </div> <div> Though healthcare in India still needs a major boost, people have become more conscious of leading a healthier life. However, this does not take away the fact that everyone needs a good health cover. Here are some factors that will help you see why a health policy is a very good idea:</div> <div>  </div> <div> Pre-existing diseases: If you have a family history of heart diseases, high blood pressure, stroke and diabetes, then you have to opt for a good health policy. No matter what health policy you choose, there is always a condition of pre-existing ailments, which clearly states that if you suffer from any such disease then your health policy will kick-start only after a waiting period of 36-48 months. But there is something that can work to your advantage. If you are unaware that you are suffering from a pre-existing disease while signing the policy, then the waiting period will not apply on you. This means that if the disease manifests itself before the mandatory waiting period is over, then you can still file a health insurance claim with your insurer. But if you attempt to fudge facts or if the insurer suspects anything amiss, then the claim can be rejected.</div> <div>  </div> <div> Daycare and OPD Expenses: Usually, most health insurance policies come into action only if the policy holder has been hospitalized for at least 24 hours. But with changing times and advancement in technology, there are certain surgeries and medical procedures that may not require the patient to be hospitalized for a long duration. This is a major reason why some insurers have started covering day-care expenses like dialysis, chemotherapy, eye surgery and lithotripsy. In fact, such policies list as many as 140 such surgeries that can be covered with or without restrictions. Out-patient procedures like dental care are also featuring in some health policies as claim worthy.</div> <div>  </div> <div> Sub Limit: Your health policy may have this clause where the claim to the hospital bills will be provided within a particular amount defined as ‘sub limit.’ Anything over and above that, you may have to bear.</div> <div>  </div> <div> No medical tests up to a certain age: Many health policies in India do not the pre-condition of getting medical tests done. This condition may not exist in many cases but may be applicable to those above 5 years of age.</div> <div>  </div> <div> Some health policies come with the feature of lifetime renewability where the entry age can be as much as 70 years. This will certainly work in your favor even if you have taken a health policy at a later stage in life.</div> <div> When it comes to a question of health, there can be no compromises. So always make sure that your health policy fits your requirements and make the best choice which fits your budget.</div> <div> <a href="http://www.insuringindia.com/" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=105InsuringIndia Blog Tue, 19 Jul 2016 11:15:19 GMT <div> In these times of stiff competition and stress, who wouldn’t like a dream holiday where one can unwind and relax? Now, imagine a scenario when you are all set to travel to your dream destination and your flight gets delayed or cancelled. Alternately, you could lose your baggage, face a medical emergency or even lose your passport and important documents. In this scenario, it would be very difficult to find your way forward, unless you have your travel insurance handy. So when travelling in India or abroad, a travel insurance policy is your best security cover.</div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/general-insurance/travel/travel-home.aspx">What you need to know about travel insurance</a>:</strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>International travel insurance can be bought for a period of 180 days and can be extended for the same duration. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The names, passport numbers, dates of birth, contact details of all travelers and particulars of the assignee, along with the journey details, such as country of visit, visa, trip duration, dates of travel and number of travelers, are required for buying insurance.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Unlike conventional insurance policies, travel insurance considers different factors to determine a premium. This includes the age of the traveler, duration of visit and country of travel. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Travel insurance does not require any prior medical tests.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It is valid for anyone aged between three months to 85 years.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If you buy a travel policy online, then you get two emails from your insurer. The first one is a confirmation e-mail and the second one contains the policy document. It carries the policy holder's name, policy number, and other details for claim submission.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/travel/travel-home.aspx"><strong>When mishaps strike on a holiday</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>A medical emergency while on a trip abroad can be quite stressful. If this situation arises, then get in touch with your insurance company on their local or international numbers. For this, it is always better to have the emergency number of your insurance agent on your mobile before you start the trip. Remember you can get assistance 24x7 anytime, anywhere. Don’t delay in getting your insurer into the loop or any delayed information will lead to rejection of claim later.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Whatever mishap may strike while travel, have documentary proof to back up your claim. This includes medical records, copy of the passport, an FIR / police record, among other things.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some travel insurance policies have a pre-existing disease waiver. Avail this if you can because in case of need it will only benefit you.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>What would you do if you lose cash / passport / baggage while travelling? Submit copies of your traveler’s cheques / passport along with copy of an FIR that you have filed with the local police.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>In case of loss of baggage, submit a copy of the FIR.  Original or certified copies of valuation certificates are needed for claims involving precious items like jewelry.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>A flight delay can throw your plans completely off gear. In this situation, you must submit a copy of the confirmation letter of the airline stating the duration and reason for flight delay.</div> <div>  </div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=104InsuringIndia Blog Thu, 14 Jul 2016 11:31:23 GMT <div> In these times of extreme stress and unforeseen challenges, buying an insurance cover always brings peace of mind and a sense of comfort. But these factors may lose their sheen if you discover that you have either been taken for a ride or have bought a policy that has not given you adequate benefits. It’s always a good move to research, analyze and read about every policy before finalizing the perfect insurance cover for you. This holds true whether it’s a life insurance cover you are looking for, a good health policy or simple insurance to cover your different assets like property or car.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/"><strong>Here is a list of common mistakes that people make when buying a policy</strong></a>:</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The most common malpractice in the insurance sector has been mis-selling, where insurance agents have conned prospective clients into buying policies that they don’t know of and which don’t fit their needs. To further add to the clients’ woes, these policies could not be cancelled. Therefore, it’s never a good idea to rush into buying a policy without first conducting thorough research and always reading the policy documents carefully to ensure that you have got the right one.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>After an insurance policy is issued to the policy holder, the customer can exercise the right to return the insurance policy within 15 days of its issue. This time period is known as the ‘free look period.’  Many agents provide documents only when this period is over. However, if the customer is aware of this, he can demand for the policy to be handed over before this time period begins.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Many insurance agents force policyholders into buying plans saying that these plans may not be available later. While this may be true, many times the insurance agent simply makes this statement to speed up the client’s decision making process.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/Global/glossary.aspx"><strong>Steps to choose your insurance policy wisely</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Ask yourself if you have an adequate life cover. In fact, insurance experts advise that your insurance cover should be at least 5-6 times of your annual income.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Take a stock of your earnings, monthly expenditures, savings and your current and future liabilities. This way you can choose a premium that suits your pocket the best. If you go for a high premium and are unable to pay all your premiums then you are wading through choppy waters as you will incur losses for not paying up the entire premium.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It is important to remember that traditional insurance plans like endowment plans will not give you more than 6-7% returns. On the other hand, market linked products like ULIPs, have market risk though they offer far higher returns.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If you don't like an insurance policy, you can return it within 15 days and your money will be refunded. But after this period of 15 days, the insurance company will refuse to give a refund. </div> <div>  </div> <div> In this age of the internet it does not make sense to call an insurance agent to buy an insurance policy. Instead if you buy an insurance policy via an online aggregator you have a host of benefits, which may not happen if you follow the traditional route. To begin with, you get to compare all premiums, know the benefits and drawback of all existing policies in the insurance market. You also get an insight into the sops you can get and best of all, this research can be done from the convenience of your home or office. Online buying is also a more transparent option and is more efficient.</div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=103InsuringIndia Blog Wed, 13 Jul 2016 10:31:29 GMT <div> Recent media reports point out that a vast majority of Indians are yet to get health insurance for themselves, as compared to a life insurance policy. While you may be one of the select few who have bought a health insurance policy, you must know that a health policy may not get into action immediately. This is because it has a ‘waiting period’ which is that duration in which you cannot file a claim or receive any benefit. The time period here differs from one insurance company to another and you have to make your choice based on this factor as well.</div> <div>  </div> <div> The waiting period of any health plan is classified in three categories: initial waiting period, pre-existing disease waiting period and disease specific waiting period. Generally, a health insurance policy has an initial waiting period of 30 days, which goes up to 90 days in some cases, from the effective date of the policy. Some insurance policies may permit treatment for accidental external injuries with a minimum of 24-hour hospitalization. What you must know is that the insurer may insist that you stick with the same insurer if you want the cover to continue without further waiting periods in future.</div> <div>  </div> <div> Initial waiting period: The duration of this period differs from one insurer to another and can alternate between 30 to 90 days. What it means is that if you fall ill, contract a disease, suffer injuries or accident immediately after buying a health policy, you cannot file a claim within the waiting period.</div> <div>  </div> <div> Pre-existing disease waiting period: As the term suggests, a pre-existing disease is essentially, any disease which a person may be suffering from, before buying his health insurance policy. This includes ailments like cancer, heart disease, high blood pressure etc. If you have not disclosed a pre-existing disease to your insurer, then you definitely risk getting your policy cancelled and rejection of claim as well. This period exists as insurers see any person with a pre-existing health condition as a much higher risk.</div> <div>  </div> <div> Disease specific waiting period: This may extend up to a period of two years, depending on the type of policy you have opted for. Basically, when you buy a health policy, it mentions certain diseases that your insurance company will not cover, if you contract them. These include diseases like ENT disorders, osteoporosis, hypertension, hernia, piles and ovarian diseases among others. </div> <div>  </div> <div> It is always a good idea to opt for a health insurance cover via an online aggregator rather than buying it from any other source. This is because it helps you compare and choose from all the existing premium rates of policies in the market. Also when you read the policy offer documents, it gives you an idea about the diseases that are excluded and other clauses that are mentioned in the fine print. This way, you can also compare the varied waiting periods each health policy has, and choose one with the least duration and best budget. </div> <div> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=102InsuringIndia Blog Tue, 12 Jul 2016 09:55:03 GMT <div> Monsoon always brings a huge respite from the heat and dust. But it also brings with it a string of problems that can cause a significant dent in your pocket and spring a nasty surprise. You may foresee some situations like your car stalling in water or the flooding of your house. But what about other things like a lightning strike? </div> <div>  </div> <div> <a href="http://www.insuringindia.com/"><strong>Below is a list of insurance policies that you must get this monsoon:</strong></a></div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx"><strong>Motor Insurance</strong></a></div> <div>  </div> <div> Imagine a situation where your car is wading through water or is immersed in the parking lot. After turning the key in ignition, the car engine falls silent. Repeated attempts are in vain. When a car is submerged and the ignition is turned on, water enters the engine through the air intake valve. Now for the car to function, the piston needs move smoothly for the car to start up. But if water enters the engine, it displaces the gas required for combustion. Since water does not compress, the piston cannot complete its stroke that’s required to ignite the engine. </div> <div>  </div> <div> Most insurers don't offer this cover as it’s a 'consequential loss' induced by the action of starting a car in a waterlogged area.  But the solution to this trouble is that you opt for a hydrostatic lock cover. This add-on cover will ensure that out of pocket expenditure on engine damage and other such expenses are fully covered. It will also cover the expense of engine replacement if required.</div> <div>  </div> <div> In fact when it comes to add on covers this monsoon there are more choices that will keep you and your car safe.  Some of these include a 24x7 roadside assistance for your car, in case of a breakdown. This will be very handy during monsoon whether you’re travelling at night or day.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/business-insurance/online_business_insurance_home.aspx"><strong>Property insurance</strong></a></div> <div>  </div> <div> When a disaster strikes, besides life there can be irrevocable damage caused to one’s property like a home / office / factory / shop etc. During monsoon, a disaster can manifest in the form of lightning which can lead to a fire outbreak. Monsoon of course, can also cause flooding in your house or workplace. To combat these acts of nature, it’s a good idea to go for property insurance. This insurance also includes sub-categories which can maximize any risk or danger that may arise to against your property. These include:</div> <div>  </div> <div> 1.<span class="Apple-tab-span" style="white-space:pre"> </span><a href="http://www.insuringindia.com/business-insurance/online_business_insurance_home.aspx"><strong>Fire Policy</strong></a>: This cover extends to places of worship, homes, offices, businesses etc. Another point to note is that property insurance also factors in acts of God like a flood, landslide, cyclone, hurricane, earthquake, storm etc.</div> <div>  </div> <div> 2.<span class="Apple-tab-span" style="white-space:pre"> </span><a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"><strong>Umbrella Policies</strong></a>: Essentially, umbrella policies include a host of add-on covers that can give you some extra buffer when you need it the most. The biggest advantage is that these policies can all be clubbed together under a single document, saving you extra paperwork and time. Umbrella policies include shopkeeper’s policy, office package policy, building insurance, householder’s policy.  </div> <div>   </div> <div> Make a smart choice by buying these policies via an online aggregator instead of an insurance agent. This way, you can save time and energy and buy a policy that suits your pocket.</div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=101InsuringIndia Blog Tue, 12 Jul 2016 08:54:03 GMT <div> The times that we are living in are fraught with stress, challenges and unforeseen dangers. While everyone is aware of the importance of taking a life insurance policy to secure oneself and one’s family, there are certain insurance policies that work to your benefit and profit. One such cover is a joint life insurance which a married couple can take. It works on the premise that both spouses are policy holders and beneficiaries of this policy at the same time. So, if one spouse dies, then the benefit of cover is extended to the other spouse.</div> <div>  </div> <div> A joint life insurance policy comes in dual forms: a joint term plan and a joint endowment plan where each has the classic features of these types of policies. While choosing these policies factor in things like your salaries, savings, expenditures, current and future liabilities (including elderly parents, in laws, children) and important milestones like the higher education of your children and marriage. Thereafter, set aside a budget which will serve as a policy premium and then decide which type of the two policies will suit you the best.</div> <div>  </div> <div> In a joint term plan, you pay a certain premium for a fixed period of time. In case of the unfortunate death of one spouse, the other surviving spouse is provided a lump sum payment. This policy will also provide benefits in case of accidental disability or critical illness.  A lump sum is also given in case of critical illness if this rider has been opted for. But the other spouse also has to buy a new cover for himself at a revised premium rate in case of the death of his or her partner.</div> <div>  </div> <div> On the other hand a joint endowment policy is ideally valid till your age of retirement. Here. Your insurance company will start paying you a certain sum after that period while an assured payment is given after the policy expires. This is applicable even if one of you passes away. In that case, you get the cover after your partner’s death and the endowment money after the maturity of the agreed period. The premium payments, however, do not have to continue after the first death.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"><strong>Benefits of a joint life policy:</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Peace of mind that if something happens to one of the spouses, the other will be taken care of.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It gives both spouses a life of dignity and independence.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Premiums are lower than individual life covers, making it a win-win situation for both.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Dual coverage is given at a lower cost.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>In case, there is sudden loss of income, regardless you can rest easy knowing that both of you are still under a security umbrella.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Both you and your spouse are covered under a single policy, so documentation is easier and faster.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You avail a tax benefit.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Premium is waived off in case any one of the two spouses passes away.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>In case you’ve opted for an endowment plan, then sum assured is given at the end of maturity. </div> <div>  </div> <div> It’s a good idea to buy this policy via an online platform as its time saving, efficient and helps you make an informed choice.</div> <div> <strong><a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></strong></div> http://www.insuringindia.com/Global/Blog.aspx?ID=100InsuringIndia Blog Fri, 08 Jul 2016 12:04:30 GMT <div> We live in a world of high pressure jobs, challenging lives and escalated costs. Planning a child and having one is not an easy process and everyone needs a safeguard to ensure that nothing goes wrong during the delicate period of conception. With the rise in the number of couples opting for late babies, insurance for maternity cover has also undergone a change with a list of inclusions and exclusions that will have a direct bearing on your budget. </div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx">What is a maternity cover?</a></strong></div> <div>  </div> <div> A maternity insurance essentially, takes care of all expenses related to the birth of a child whether it is via a caesarean process or a normal delivery. It is usually taken as an add-on cover to an existing health insurance policy. What you must be mindful of is the list of inclusions and exclusions. As mentioned above, since many couples are opting for babies at a later stage, insurance companies too have formulated their policies based on a risk assessment of this fact. So you need to check facts like the maximum age till which there is availability of the maternity cover, waiting period, grace period, policy tenure and renewal clauses.  </div> <div>  </div> <div> It is a good idea to plan a baby in advance to avail benefits later. Many insurers may deny you a claim in case you are already expecting. So it’s best to apply much earlier. </div> <div>  </div> <div> <a href="http://www.insuringindia.com/"><strong>Inclusions within the policy:</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If you are a mother who’s conceived late, then you don’t have to worry. Many policies in the market have pegged the maternity age up to 45 years.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Your insurer may not cover congenital disease. So at the time of buying a maternity policy, you may want to confirm this because there are insurers who do cover this.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Ambulances charges are taken care of.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>All delivery expenses are factored in.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Pre and post hospitalization charges are also taken care of in this type of policy. These include expenses 30 days prior to hospitalization and 60 days post hospitalization.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some insurers offer OPD cover that incorporates pre-natal examinations and medical costs. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Common exclusions</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Any pre-existing ailment/injury that was diagnosed/acquired within 48 months prior to issuance of the first policy</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Any diseases contracted during first 30 days of the policy start date except those arising out of accidents</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Exclusions are also valid for non-allopathic treatments, by certain insurers.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Expenses attributable to a self-inflicted injury - from suicide, attempted suicide, alcohol or drug use / misuse / abuse.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Medical expenses incurred for treatment of AIDS are also not covered.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Many policies in the market may not include medical tests and treatment with regard to infertility issues and IVF. </div> <div> It’s always a good idea to buy this type of policy via an online aggregator instead of an insurance agent. This is because an online platform will not only show you rate differences in premiums of every insurer, it will also help you make a realistic assessment of what your requirements are and which insurance company is best suited to provide for your needs and give you a secure cover.</div> <div>  </div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=99InsuringIndia Blog Thu, 07 Jul 2016 16:11:42 GMT <div> The last decade will probably be remembered as one of the most stressful times for young professionals. Not only has the level of competition become more cut-throat, but job opportunities too have gone down. But, the biggest demon to rear its head in this period is the pink slip. Though many employers give advance warning to job loss nothing can replace the dread and negative aftermath that a loss of a job can entail. In this scenario, India’s insurance sector has a security cover which can help you tide over choppy waters.</div> <div>  </div> <div> Usually, sold as an add on cover, this type of policy is fast gaining popularity and is being described as a silver lining to an otherwise gloomy scenario. In India, this type of plan is sold generally as an add-on to a critical illness plan or a personal accident plan with the premium surcharge on it ranging from between 5% to 10%. Such policies cover termination from employment of the insured or his or her dismissal, temporary suspension or retrenchment during the policy period. The exclusions on this policy are termination of employment due to fraud or dishonesty on the part of the employee.</div> <div>  </div> <div>  Imagine a situation where you have taken a loan amounting to lakhs for a new house that you have just bought. A sudden loss of a job can magnify the financial burden of this home loan. But if you are insured, your insurance company will definitely pay certain EMIs (as much as three EMIs) giving you time to get a new job. Many insurers are currently offering this benefit to home loan buyers.</div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/">Benefits of a job loss cover</a></strong></div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Peace of mind.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You get adequate time to look for another job without stressing over current monetary liabilities.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>In case the policy holder contracts a critical illness then some insurers also provide benefit on this aspect.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Big boost to family members at this crucial juncture of job loss.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If you are a poor financial planner, this policy is your saving grace.</div> <div>  </div> <div> Since this is a relatively evolving segment, you need to read the fine print carefully to get an idea of inclusions and exclusions. Although the policy is self explanatory its best to be aware of everything it entails, rather than get a rude shock later. In this context, its best to go online and do a thorough research on the subject and then zero in on the job loss policy you want to opt for. What is most crucial to remember here is that if you have a history of poor financial planning and are shaky on money matters, this policy could be your lifeline especially if someone in the family needs financial help on medical grounds. In fact, recent reports indicate that insurance companies are exploring various more facets of this policy where they could factor in this policy for those who are seeking a temporary sabbatical from work, have incurred total disablement due to an accident etc.</div> <div>  </div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=98InsuringIndia Blog Wed, 06 Jul 2016 12:08:49 GMT <div> Even though the onset of monsoon spells respite from the unbearable summer heat, it also brings with it serious problems that can not only burn a hole in your pocket, but can also be a risk to your health. Water logging, clogged drains and stagnant water can breed the life threatening problem of dengue which can not only weaken your immune system but also lead to expensive treatment and a lot of suffering. But not anymore. The Indian insurance sector is opening up to the concept of dengue insurance which may be a good option to go for, besides your existing health insurance cover. Many insurance companies are offering various types of dengue insurance with varied benefits. There are some which offer lump sum compensation just on the production of bills and a valid prescription. Others require a minimum period of hospitalization.</div> <div>  </div> <div> If you avail a conventional health plan, you may have to go for some medical tests depending on the terms and conditions of your insurer. But it is not the same story if you avail a dengue cover. You don’t have to go for any medical tests while buying this policy and you can extend this cover to the children and adults in your family as well.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/critical/critical_home.aspx"><strong>What does a dengue policy entail</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Depending on your insurer, this policy has an age criteria which extends from 91 days to 65 years.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It may be an annual policy which means that you may have to renew it every year.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It covers expenses related to hospitalisation for a period of more than 24 hours.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>This policy will cover all medical expenses due to dengue 15 days before hospitalisation of the policy holder.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Outpatient consultation by a GP is covered under this policy.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Outpatient diagnostic tests are also taken care of along with any medicines that a policy holder may have bought from a pharmacy and chemist. These medicines, of course, have to be prescribed by the doctor for dengue fever only.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The dengue insurance cover also provides an income tax benefit.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Depending on the type of insurer you opt for, this policy also takes into its ambit all necessary medical treatment taken by the insured person by empanelled medical practitioners at home for treatment of dengue fever.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>This type of policy may have a 30 day grace period in which you can renew it.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>This policy entails cashless services which can be a big boon in times of emergency.</div> <div>  </div> <div> Usually a claim for dengue insurance is pegged at Rs 30,000 to Rs 40,000 and a course of treatment at a private hospital can cost a policy holder up to Rs 70,000 and maybe more. But while buying the policy, you need to check with your insurer the maximum sum assured so that there are no out of pocket expenses later. It’s always a good idea to buy this policy online instead of an insurance agent. This is because you not only save on cost and time, but are able to read through the policy in a more transparent manner and are aware of what you are going in for.</div> <div> <a href="http://www.insuringindia.com/" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=97InsuringIndia Blog Mon, 04 Jul 2016 12:02:39 GMT <div> We live in a world of high pressure jobs, challenging lives and escalated costs. Planning a child and having one is not an easy process and everyone needs a safeguard to ensure that nothing goes wrong during the delicate period of conception. With the rise in the number of couples opting for late babies, insurance for maternity cover has also undergone a change with a list of inclusions and exclusions that will have a direct bearing on your budget. </div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx">What is a maternity cover?</a></strong></div> <div>  </div> <div> A maternity insurance essentially, takes care of all expenses related to the birth of a child whether it is via a caesarean process or a normal delivery. It is usually taken as an add-on cover to an existing health insurance policy. What you must be mindful of is the list of inclusions and exclusions. As mentioned above, since many couples are opting for babies at a later stage, insurance companies too have formulated their policies based on a risk assessment of this fact. So you need to check facts like the maximum age till which there is availability of the maternity cover, waiting period, grace period, policy tenure and renewal clauses.  </div> <div>  </div> <div> It is a good idea to plan a baby in advance to avail benefits later. Many insurers may deny you a claim in case you are already expecting. So it’s best to apply much earlier. </div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/">Inclusions within the policy</a>:</strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If you are a mother who’s conceived late, then you don’t have to worry. Many policies in the market have pegged the maternity age up to 45 years.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Your insurer may not cover congenital disease. So at the time of buying a maternity policy, you may want to confirm this because there are insurers who do cover this.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Ambulances charges are taken care of.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>All delivery expenses are factored in.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Pre and post hospitalization charges are also taken care of in this type of policy. These include expenses 30 days prior to hospitalization and 60 days post hospitalization.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some insurers offer OPD cover that incorporates pre-natal examinations and medical costs. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Common exclusions</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Any pre-existing ailment/injury that was diagnosed/acquired within 48 months prior to issuance of the first policy</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Any diseases contracted during first 30 days of the policy start date except those arising out of accidents</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Exclusions are also valid for non-allopathic treatments, by certain insurers.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Expenses attributable to a self-inflicted injury - from suicide, attempted suicide, alcohol or drug use / misuse / abuse.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Medical expenses incurred for treatment of AIDS are also not covered.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Many policies in the market may not include medical tests and treatment with regard to infertility issues and IVF. </div> <div> It’s always a good idea to buy this type of policy via an online aggregator instead of an insurance agent. This is because an online platform will not only show you rate differences in premiums of every insurer, it will also help you make a realistic assessment of what your requirements are and which insurance company is best suited to provide for your needs and give you a secure cover.</div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes of the Best Term Plan in India. </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=96InsuringIndia Blog Fri, 01 Jul 2016 13:00:35 GMT <div> In this age of lightening paced internet and almost instant solutions to many of your documentation worries, getting a travel insurance policy extended can be a piece of cake. But then, this is only possible if you do so while opting for an online aggregator instead of going through the pain of chasing an insurance agent and getting trapped in extra expenses and unnecessary paperwork. This blog explores the steps required to extend your travel policy online.</div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/general-insurance/travel/travel-home.aspx">What is travel insurance?</a></strong></div> <div>  </div> <div> In a nutshell, a travel insurance policy factors in those unforeseen medical and financial emergencies that may occur when you are journeying within the country or overseas. Besides taking care of flight cancellations, your insurer also has to factor in possibilities like delay or loss of checked-in baggage, loss of important documents, health issues faced while travelling abroad and other such exigencies. You can also file a claim for accidents, cashless hospitalization and non-medical facilities.</div> <div>   </div> <div> Travel insurance entails calculation of premium on three crucial factors: your age and health, the distance travelled and duration of travel. Remember that the farther your destination, the higher will be your premium. Also remember that this policy will not cover a history of drug and alcohol related illnesses. </div> <div>  </div> <div> Travel insurance will cover expenses that are related to unexpected cancellations by your carrier or destination providers. Also, costs associated with a cancelled flight, including accommodation, meals and other expenses are taken care of. Depending upon the choice of insurer, things like cancellations due to emergencies are also covered. These include medical advice where you are restricted from undertaking any form of travel, any medical emergency or death within your family, any other unforeseen  disaster at home like a fire outbreak. Even situations which may turn averse are covered. For instance, if some sort of disaster or unforeseen mishap has unfolded at your destination your travel insurance will kick in. </div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/travel/travel-home.aspx"><strong>How to extend travel insurance </strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Everyone knows the importance of renewing a policy a week or ten days before its expiry. In case, you’re travelling in that duration a good internet connection can sort your worries.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Go online to your insurance company’s website and read it carefully. Go to the section which gives you the option of extending your policy and fill out the requisite form. You will be required to fill in the details of your previous policy, reason for extension, claim details and details of any health conditions developed during the travel period, among other facts.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You can then proceed to make an online payment via internet banking / debit / credit card.</div> <div>  </div> <div> Once these basic policies have been completed, your insurer will send a copy of the extended travel insurance online on e-mail. What you must do is read the policy documents very carefully and beware of the inclusions and exclusions here. What you need to know is that in case you’ve used your medical facilities in your previous term of insurance then your insurer may not extend your policy and you may have to buy a new one.</div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=95InsuringIndia Blog Thu, 30 Jun 2016 10:15:50 GMT <div> There is no place like home. In the unfortunate situation of being hospitalised, everyone would prefer to be at home than suffer any discomfort outside. With the changing times, the customer profiles have also changed. Now the insurance industry in India has opened its doors to certain medical treatments that can be done in the comfort of your home. It not only gives you a big relief but also saves you the hassle of hospitalisation, unnecessary travel and extra expenses. This blog charts how medical treatment at home can be insured while exploring what could be the possible things that you should watch out for.</div> <div>  </div> <div> Medical science has grown and advanced at a rapid pace in the last few decades. Now, thanks to technology and portable medical equipment, patients no longer have to be restricted to visiting nursing homes and hospitals but can now avail medical treatment in the comfort of their home.  The at-home procedures are covered as domiciliary, post-hospitalisation, nursing care, or outpatient benefits. Intravenous procedures, chemotherapy, physiotherapy and wound dressing are eligible for home care claims, depending on your insurer. </div> <div>  </div> <div> But regardless of what the fine print may say, this type of insurance is a big boon to senior citizens who, in their sunset years, may suffer from a variety of ailments that make it difficult for them to travel. This saves them not only time, but the stress of combating traffic and having to wait for their turn to see a doctor, at long hospital queues. This is particularly useful for patients who suffer from diabetes or need special treatment like physiotherapy.</div> <div>  </div> <div> <strong>Benefits</strong></div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Peace of mind</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Patients who take in-home medical treatment tend to recover faster as they are stress free and are in the familiar comfort of their home</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Post discharge treatment like dressing of wounds is also covered in this type of insurance</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>A cardiac patient may be able to save up to 30%, while someone recovering from a stroke and requiring a longer stay at the hospital could save 10% of the hospital cost if they are treated at home. </div> <div>  </div> <div> The flip side that you should be aware of is that this type of insurance involves paying up a costly premium as compared to your conventional health policy. Alternative treatments like homeopathy and ayurveda may not be covered by an insurer. If you are taking an ayurvedic massage, then hospitalisation at a government recognised hospital may be covered by your insurer. This means that you have to read the exclusions very carefully when you read the fine print of your document. Otherwise, you may be in for a nasty surprise. Before you buy this policy, it’s wise to take a stock of the kind of medical facilities, medical practitioners, equipment and services available in your city. Remember that this type of policy is best if you need to recover from an illness, need rehabilitation or require light post surgical care. This insurance policy is not equipped to deal with someone who is critically ill and needs hospitalisation.</div> <div> <strong><a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></strong></div> http://www.insuringindia.com/Global/Blog.aspx?ID=94InsuringIndia Blog Wed, 29 Jun 2016 14:31:56 GMT <div> In today’s world, where many people define their lifestyle by luxurious things and extravagant events, it makes sense to secure assets as well as safeguard oneself against any unforeseen event. Some years ago, a destination wedding was viewed as an unattainable luxury, but not anymore. With the younger generation becoming more flamboyant and with a rise in their earning capacity, any wedding whether a destination wedding or a regular wedding is a lavish affair, these days. Now imagine a situation where something untoward like a theft takes place or there is a sudden fire outbreak at the wedding venue. What would you do? Relax, help is at hand in the form of wedding insurance where the Indian insurance sector offers you a whole range of choices to ensure you rest easy, on your big day.</div> <div>  </div> <div> The good news about this type of insurance policy is that it does not depend on what is the budget you have set aside for your wedding. Whether it is Rs. 5 lakh or Rs. 40 lakh, fact is you will be covered. This blog explores what is covered under wedding insurance:</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Depending upon your choice of policy, there are some insurance companies who offer to cover the cost of printing wedding cards in case the wedding gets cancelled.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Cancellation or postponement of the wedding is also covered due to natural calamities like an earthquake, flood or cyclone.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>In case of theft of wedding jewellery or burglary at the wedding the insurance company gives you coverage.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If there is an accidental death of the immediate family member or blood relation of the bride or bridegroom, then too the policy kicks in. It also covers permanent partial and permanent total disablement due to any accident.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The sum insured for wedding cancellation covers a variety of things. This includes advance given for booking of venue, advance given to the food caterer, advance money given for floral and other decorations. Also, the advance given for travel booking and hotel room booking is also taken into the policy’s ambit.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Any accident involving the bride/bridegroom is also covered.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It’s important to note that any legal liability arising out of bodily injury or illness to a third party individual or property can also be insured. Also, depending on the type of policy you opt for, a public liability cover can also save you just in case any legal liability arises. This can happen from an injury to a third-party or property. There is cover against food poisoning too, which comes under public liability clause.</div> <div>  </div> <div> When you buy a wedding insurance policy, it’s best to do it via an online aggregator. Your time is saved, the internet is super-efficient and what’s more it’s a transparent medium. This means you can compare premium rates and read the fine print to understand which insurer excludes what. Usually, intentional destruction of property, any act of terrorism, Compensation in respect of death, injury or disablement of the insured person from an intentional self-injury, suicide or attempted suicide, or under the influence of intoxicating liquor or drugs is not included.</div> <div> <a href="http://www.insuringindia.com/" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=93InsuringIndia Blog Wed, 22 Jun 2016 12:12:03 GMT <div> In these times of crisis and unforeseen situations it is important to provide a security umbrella in the form of health insurance for children too. Gone are the days when health insurance was a sought after product by the elderly or the working professional. With major changes in India’s insurance market and customer profile, there are many who are now opting for health insurance. With an increase in lifestyle diseases and the fact that unforeseen mishaps can happen anytime, anywhere to anyone it makes sense to buy a health insurance for your child now rather than repent during a crisis.</div> <div>  </div> <div> Children, whether they are older or relatively young need a lot of care and attention in today’s world considering some of the most predictable and deadly diseases are striking them, not just adults anymore. Here is a list of reasons why a health insurance for your child is your best bet:</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Stressed lifestyle: Daily life is not what it used to be two-three decades ago. The calm pace of life has been replaced with pressure to study, hobby classes and the need to excel. The ingress of junk food and unhealthy eating habits coupled with the fact that plenty of children don’t stick to proper mealtimes these days, have taken a toll on their bodies. This has consequently resulted in the onset of diseases like high blood pressure, cholesterol related problems and diabetes among a host of others.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Critical Illnesses: Deadly diseases like various forms of cancer, kidney ailments and others do not come with any prior warning. If any such illness strikes then you can ensure the best treatment for your little one with the assurance that  the inflated medical bills will be taken care of.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Weak Immune System: It is a known fact that children have a weaker immune system as compared to adults.Therefore a health policy for them will always be handy, in any crisis.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Communicable diseases: Children are most prone to infections and communicable diseases as they often tend to come into contact with children who are already suffering from contagious diseases. This is definitely a big danger to their health and well being and sometimes these can unfold tough situations which can be hard to manage. </div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Accident prone: Since children are still developing, their reflexes are definitely slower as compared to adults. This can be hazardous as this makes them more accident prone. In case of any serious bodily injury or harm or the onset of a host of infections owing to a serious accident, medical treatment and recuperation costs can be quite high. At this point if you don’t have a health insurance for your child then not only will the calamity burn a hole a in your budget but it may also delay precious treatment which can have more serious consequences later.</div> <div>  </div> <div> Yet another advantage of getting insurance for your child is that you get a tax benefit and peace of mind that in the event of a mishap, finances and other matters will be sorted. It’s always a good idea to go online and compare all the options available, so that you make the best possible choice.</div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=92InsuringIndia Blog Mon, 20 Jun 2016 15:44:09 GMT <div> Nothing in the world can prepare you for the stress and mental trauma that an incident of fire can unleash. The damage, loss to property and other losses can impact you in more ways than you could have imagined. At this point, it makes sense to have a fire insurance because it will not only restore a lot of damages, but more importantly it will give you relief and peace of mind. Though a fire outbreak may not really happen inspite of being insured, it’s always best to be prepared about this eventuality. This blog explores the processes that are involved in filing a fire insurance claim.</div> <div>  </div> <div> In case of a fire outbreak on a commercial premises, it is the onus of a senior company official or manager to immediately report the incident to three levels of stakeholders. These are: the fire department, the insurance company from whom the fire cover has been purchased and the police as well. This is because when a surveyor’s report is prepared then the facts listed by the above mentioned stakeholders will be very significant as they will be taken into account. </div> <div>  </div> <div> Remember, that your insurance company is the only one who can replace and compensate for certain losses, in case of approval of your claim. Thus, keeping this point in mind it is very important that you immediately file for a claim with your insurer by duly filling out forms and submitting relevant documents. The sooner you submit everything, the faster your claim gets processed. Besides details of your property the insurance claim form also requires details of the fire incident—like how it occurred, the losses incurred during the fire outbreak and the assets that were damaged during the fire. This clearly, will have a bearing on the claim settlement.</div> <div>  </div> <div> You have to submit your case to the local fire station, police authorities and other civil authorities. Copies of these reports need to be handed to your surveyor to aid in the claim approval process. The surveyor may also need to be given licenses, permits and certifications in order to validate that business operations are being conducted lawfully and as per the required safety norms. Once the surveyor has completed his assessment, the final report will be handed to the insurance company.</div> <div>  </div> <div> What you need to watch out for, is the list of exclusions in your fire insurance. Depending on the type of insurer you opt for, your policy may include exclusions like fire due to own fermentation, natural heating or spontaneous combustion of stocks. Other factors may include burning by order of any public authority, explosion of boilers or steam generating vessels and machinery subject to centrifugal force by its own explosion or implosion. </div> <div> Its best to buy a policy via an online aggregator as it’s a transparent process, which is cost-effective, saves time and saves the hassle of unnecessary legwork.</div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=91InsuringIndia Blog Fri, 17 Jun 2016 16:18:27 GMT <div> In these times of rising costs of medicines and medical treatment, getting the right kind of insurance policy for your parents is not an easy task. Add to it the plethora of health insurance policies available in the market, there is ample scope to be confused and unsure. Then how do you figure out what will work the best for your parents in their sunset years and cover every possible medical emergency and disease? This blog highlights some answers.</div> <div>  </div> <div> Though you and your elderly parents may be covered under a group health insurance cover provided your employer, it may not be enough. This type of cover usually has limited compensation like Rs 2-3 lakh. In case your ailing parent has undergone a major surgery or has incurred high hospital bills, your personal finances may be impacted. However, if you have bought your parents a separate health cover, then all additional expenses that your group medical cover could not take into account, will be taken care of. Many insurers have policies that offercoverage to parents/ senior citizens aged between 60-80 years, in India. Always go for a policy where the sum assured is high and offers maximum coverage in terms of critical illness and will give cover even if they have a history of pre-existing diseases.  Here’s what you must take into account:</div> <div>  </div> <div> 1.<span class="Apple-tab-span" style="white-space:pre"> </span>Opt for an individual or standalone health cover: It’s always a good idea to go for an individual health cover for both your parents, as the scope of diseases and medical emergencies being covered is much more. Also consider the fact that if you go for this, claim will be higher and you stand to gain. This is because in a family floater, a higher claim may leave very little room for the rest of the family.</div> <div>  </div> <div> 2.<span class="Apple-tab-span" style="white-space:pre"> </span>Pre-existing ailments and diseases are taken care of: As opposed to a group insurance cover which generally does not factor in pre-existing medical condition of your parents, a separate health cover for your folks will ensure this aspect is covered. Now you don’t have to worry about escalated costs of treatment anymore.</div> <div>  </div> <div> 3.<span class="Apple-tab-span" style="white-space:pre"> </span>A senior citizens policy is a good idea: This cover for your parents will go a long way and many insurers now offer this policy. The plus point here is that while regular health policies have a waiting period of four years the senior citizens policy has a waiting period of one to two years for pre-existing diseases.</div> <div>  </div> <div> 4.<span class="Apple-tab-span" style="white-space:pre"> </span>Top-up cover: Getting a top-up cover is also a smart move. This is because it takes care of additional or escalated costs. But what you have to bear in mind is that a top-up cover only becomes effective once you’ve used up or exhausted the sum assured.</div> <div>  </div> <div> It’s always sensible to buy this policy from an online platform which offers you varied choices and sops. You can also compare premium rates, weigh negatives and positives of every policy in the insurance sector and in the end, make a choice that works the best for your parents.</div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=90InsuringIndia Blog Fri, 17 Jun 2016 16:09:53 GMT <div> In the last two decades, the insurance sector has evolved like never before. Besides conventional covers that revolve around life, <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong>health and medical insurance plans</strong></a>, a host of new and interesting insurance covers are slowly making their presence felt in the Indian market. One of these, gadget insurance is acquiring a special niche as it gives a security blanket to your most prized possessions like mobile, computer and others.</div> <div>  </div> <div> A gadget insurance essentially provides a security umbrella against damage to your gizmos.  This includes a host of things like accidental damages, water/fluid damage, theft, burglary and also fire damage. In fact many insurers always provide a list of gadgets which can be insured. These include cell phones, laptops, digital cameras, computers among many others. In the event of anything dropping or spilling on your gizmo, or a gadget being stolen, or damaged, the insurance company compensates the policy holder for the loss. This way your expensive gadgets are covered and you can rest easy. Some companies also offer help in case your hard drive crashes and if there’s a failure inwi-fi that can impact your work. LCD burnout, failure of RAM or even error in RAM is taken care of. In case your charging port is loose, even then your insurance company can come to your rescue.</div> <div>  </div> <div> Based on the type of insurance policy that you opt for, your laptop can also be insured for damages caused by acts of terrorism, riot, strike and other mishaps. The premium depends on your geographical location and the nature of your insured property.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/"><strong>What you need to watch out for and consider</strong></a></div> <div>  </div> <div> In case of you are getting an insurance for your mobile, then your insurer may not cover personalised data like a list of contacts on your cell, photos and videos, music downloads. Your mobile accessories like hands free equipment may be covered only if they are a part of the original loss. In case you don’t submit the documents pertaining to your claim within 30 days of the incident then your insurer may not compensate your loss.</div> <div>  </div> <div> In case of laptop insurance, what you must know is that certain insurers may not cover loss or damage arising from war and warlike operations, civil commotion, wear & tear, electrical breakdown, breakage of glass, theft from unattended vehicles, detention or confiscation by customs or other authorities and consequential loss. Depending on your insurance policy, you can also extend the coverage to electrical and mechanical breakdown of your laptop.</div> <div>  </div> <div> Since this is relatively a new ground for many insurers, you can keep an eye out for the best deals, sops and compare which premium is the best for your budget. Your insurer may offer you additional benefits like protection from normal, everyday use where the spare parts are also covered by the insurance company.</div> <div>  </div> <div> It’s best to opt for an online aggregator that offers you the best deal and sops. The process is quick, hassle free and saves energy.</div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=85InsuringIndia Blog Wed, 15 Jun 2016 09:22:11 GMT <div> Imagine a scenario where you and your family are in high spirits at the airport ready to board a flight for your dream holiday. But then, life throws a spanner at you. You are told that your flight has been cancelled and suddenly everything is thrown out of gear. Or, not really. Now, it is the responsibility of your insurance company to ensure that you are reimbursed for your cancelled flight. This is only possible if you’ve got a travel insurance that takes this factor into account, besides a host of other possibilities.</div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/general-insurance/travel/travel-home.aspx">What is travel insurance and how does it work?</a></strong></div> <div>  </div> <div> This is a comprehensive cover that factors in those medical and financial emergencies that may occur when you’re travelling domestically or abroad. Besides filing a claim for flight cancellation, your insurer also has to take care of possibilities like delay or loss of checked-in baggage and loss of important documents. Travel insurance also takes into account claim for accidents, cashless hospitalization and unexpected medical and non-medical facilities.</div> <div>  </div> <div> Travel insurance entails calculation of premium on three crucial factors: your age and health, the distance travelled and duration of travel. Remember the farther your destination, the higher will be your premium and if you have a history of pre-existing illness related to drugs and alcohol, you will not be covered. </div> <div>  </div> <div> If your flight has been cancelled, then your travel insurance will kick in. It will cover those expenses that are related to unexpected cancellations by your carrier or destination providers. This includes costs associated with a cancelled flight, including accommodation, meals and other expenses. Depending upon the choice of insurer, things like cancellations due to emergencies are also covered. These include medical advice where you are restricted from undertaking any form of travel, any medical emergency or death within your family, or any other unforeseen  disaster at home like a fire outbreak. Even situations which may turn adverse are covered. For instance, if some sort of disaster or unforeseen mishap has unfolded at your destination your travel insurance will kick in. The only stipulation that the insurance company demands is that these mishaps occur after you have booked your trip. Depending on what has happened, the travel insurance company might pay re-booking fees, refund lost deposits, or pay for the travel home. </div> <div>  </div> <div> It is always pragmatic to read policy documents including the fine print very carefully, or in a time of need you may get a nasty surprise. Be very clear on the inclusions and exclusions within your travel insurance policy and what it entails. It’s always best to opt for an online aggregator who gives you a whole host of choices. Not only can you have the policy of your choice which suits your budget, but you also get to compare several things. These include premium costs, sops and disadvantages of policies in the market. Buying a policy online also means that you are saved unnecessary costs, hurdles of documentation and it’s also very convenient to buy a policy from the comfort of your home or office.</div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=84InsuringIndia Blog Mon, 13 Jun 2016 10:54:33 GMT <div> In today’s unpredictable times it’s difficult to predict when any natural or man made disaster may strike. The floods in Chennai for instance, were a big wake up call for many because by causing extensive damage to life and property they also underscored the importance of taking a home insurance. Not only will a home insurance keep you safe from natural calamities like storms, floods, lightning damage and cyclone but will give you peace of mind. Also, any unnecessary expenses will be saved in a big way.</div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/business-insurance/online_business_insurance_home.aspx">Home insurance and its advantages</a></strong></div> <div>  </div> <div> In a home insurance cover, a certain premium is paid to your insurance company to cover losses that arise owing to catastrophes. This type of cover also includes sub-categories which attempt to maximize any risk or danger that may arise against your property. It’s a good idea to include this as they prove to be a good investment in the long run.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/business-insurance/online_business_insurance_home.aspx">These are:</a></div> <div>  </div> <div> Fire Policy: This cover extends to places of worship, homes, offices, businesses etc. What you must also know is that property insurance also factors in acts of God like a flood, landslide, cyclone, hurricane, earthquake, storm etc.</div> <div>  </div> <div> Umbrella Policies: These are add on covers that give an extra buffer to your main policy in times of need. Instead of collecting related documents, these policies can be put together in a single document thus saving time. Umbrella policies include burglary, theft and what is commonly known as householder’s policy.  </div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/business-insurance/online_business_insurance_home.aspx">Benefits</a></strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Having a policy like this in place will guarantee your peace of mind</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It will pay for the reconstruction of your home in case of damage</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The contents within your home – like fridge, television, jewellery, etc. are also insured</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>In case of a disaster, it helps putting back your life on track.</div> <div>  </div> <div> <a href="http://www.insuringindia.com"><strong>What you need to know </strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Home Insurance –This is a multi year policy. This type of policy however, can be purchased only by the owner of the house/flat.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some home insurance policies also pay for your stay while your house is being reconstructed.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If you have incurred a loss on your jewellery then there is a basic limit to how much your insurer will pay you.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If the building society you reside in has bought a group cover, then contents within your house may not be insured. It’s wise to check out this aspect.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>When you are buying a home insurance policy ensure that you check basic parameters like how much coverage is being provided to you.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The value of contents within your home will depreciate with each passing year. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If you are staying as a tenant even then you can buy a policy where your insurance company can provide cover for the contents as well. Insurance will cover your possessions against loss or damage by lightning, fire, theft, smoke, flood etc. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It’s advisable to the read the fine print carefully before buying any cover as well. What is covered will vary from one company to another. </div> <div> <a href="http://www.insuringindia.com" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=83InsuringIndia Blog Fri, 10 Jun 2016 15:06:30 GMT <p>  India’s insurance sector has undergone so much change in the last few years that the customer is the king, literally. When you explore the health insurance plans available in today’s insurance sector, the choices are so mind boggling that it leaves you confused. What type of health plan should you buy, what should be the premium, sops, extra benefits, can your family be covered in the same plan, should you buy an extra cover for your parents are among the many questions that you may have to deal with. </p> <div>  </div> <div> Before buying any insurance policy, you should have your basics sorted and certain things planned. When you’re going for a health plan, the first thing you should do is evaluate your finances, your future goals, what liabilities and debts you have today and your future aspirations. Then prioritize what is most important and set aside an amount which will serve as a premium for your health policy. For singletons who are not planning to marry, a standalone health policy might be a good choice even if they are covered under the group health insurance provided by their employer. However, if you are planning to tie the knot soon, then opt for a health policy that will also offer you maternity benefits alongwith other sops like covering your baby’s vaccination shots that may come handy in the future.  </div> <div>  </div> <div> For someone who is single but has additional responsibilities like elderly parents or younger siblings they can be covered under a single plan. If you wish to settle down as well, then you can combine the maternity cover with the single plan which you purchased to cover the entire family. There are certain insurance companies who also provide medical coverage to parents in law, grandparents, siblings, sister-in-law, brother-in-law and also nephews and nieces. While opting for a cover for a joint family, it’s important to analyze whether a single health policy is more expensive than one that may be split. This means if you buy a separate cover for your parents and one for yourself instead of combining the two, depending on which insurer you go for, you may find that buying two separate policies is less expensive than buying a single one.</div> <div>  </div> <div> The important factor to remember is that the health policy that is bought revolves around a number facts of the policy holder like his lifestyle, income, geographical location, age,  family size and age. There are no claim bonus options which offer a higher addition to the sum insured. For a nominal additional premium, this option could increase the sum insured by up to 50 percent for every claim-free year. Instead, go for a high base cover, it’s a good idea to top-up, super-top or go for critical illness cover. The latter is useful for those who have employer-provided health insurance, as it saves costs. Remember that top-up policies come as both individual and floater plans.</div> <div>  </div> <div> With a huge number of plans available in the insurance market, it always makes sense to evaluate all your options before you choose a plan that suits your needs best. And the best way to do that is to go online. </div> <div> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=82InsuringIndia Blog Fri, 10 Jun 2016 12:39:26 GMT <div> With changing times, the profile of consumers in the insurance sector has also undergone a metamorphosis. The old days where insuring oneself just revolved around predictable insurance choices like life, health, car insurance are gone. With the number of risks, challenges and accidents involved in daily life and especially in the modern sporting arena, insurance in India too has taken a leap for the better. Now, the Indian insurance sector has opened its doors to patrons of adventure sports who can apply for a claim if they incur any injury or accident while undertaking a sport of their choice. This arena was till recently, viewed as a high risk cover and insurers tended to steer clear of it. With this new change, more insurance companies are expected to roll out sops and discounts in the time to come.</div> <div>  </div> <div> Though the adventure sports phenomenon is not really new to India, in the last five years, it has piqued the public’s interest like never before. More and more youngsters and interestingly, the older generation too are willing to try their hand at these activities. Adventure sports would include activities like river rafting, mountain climbing, para sailing, rappelling, para gliding and bungee jumping among a host of others.</div> <div>  </div> <div> Now insurance for adventure sports involves a host of covers to help its customers in their time of need. These include emergency air evacuation, accidents that occur while undertaking adventure sports activities and hospitalization for accidents. Though one has the option of taking a personal accident cover, it remains very restrictive in its coverage and facilities provided. Adventure sport activity undertaken during a holiday is definitely not covered under this policy or even a travel insurance policy in India. Therefore opting for this new type of cover is a very good idea and a sensible option.This policy covers any accident even if it occurs under the watchful eye of a professional trainer. It covers winter sports, mountaineering (where ropes or guides are customarily used), caving or pot-holing, equestrian, sky diving or other underwater activity, rafting or canoeing involving white water rapids, sailing yachts or boating outside coastal waters (two miles).</div> <div>  </div> <div> Some insurance companies are giving an interesting offer where for a premium of Rs 4,000, the policy gives personal accident cover of up to Rs 50 lakh. This will also include accident hospitalization and air ambulance. Also there is an additional benefit: the policyholder can get EMI protection if he desires. Here, the insurance company will pay the monthly instalments of any personal loan taken by the insured, thereby taking the tension off the policy holder. Considering that the older generation in India is willing to experiment and is now enthusiastically participating in adventure sports, insurers are offering cover to those as old as 70 years. Clearly, the winds of change are here to stay.</div> <div>  </div> <div> A number of insurance companies offer their many of their products online, so it’s always a good idea to use an online source to compare policies before buying. </div> <div> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx" style="font-family: "Times New Roman"; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=81InsuringIndia Blog Thu, 09 Jun 2016 12:17:29 GMT <div> The insurance sector in India has grown by leaps and bounds in the last two decades with more and more people opting for insurance policies. If you’re an NRI and are looking for a pure protection cover for family, then a term life insurance policy is your best bet. The same rules and benefits that apply on Indian citizens, will apply to you too if you opt for this type of policy. The only difference is that you have to fill a separate form for NRIs.</div> <div>  </div> <div> When you are buying a term insurance policy it can be for a duration of 6 months to 25 years, depending upon your insurer. The age bracket for NRIs is usually between 18-60 years. In Term insurance cover, upon the death of the policy holder, the sum assured is given to the next of kin who is his nominee. The insurance premium for the policy is calculated factoring the policy term, number of premiums required, riders etc.  The documents that you’re required to furnish include proof of age, documentation supporting the income that you earn, proposal form, your health condition and an attested copy of your passport. </div> <div>  </div> <div> It is not necessary that you have to be present in India to buy a term cover. But if your policy requires you to undergo some medical tests, then you have to do so at your cost, since you’re abroad. These days, insurers accept online foreign remittances, NRO Bank Account and payments through NRE/FCNR accounts too. You have the option of paying your premium online as well.</div> <div>  </div> <div> Though the premiums may be the same for both Indian citizens and NRIs, an additional benefit to NRIs is that they don’t have to stress over payment in Indian currency. Policies can be issued in foreign currency of the proposed policy holder as well. Also, as a NRI policy holder you must know if the country you’re residing in is seen to have greater risks, then it could possibly impact your premium notching it a bit higher than your Indian counterpart’s. This of course may depend on the country where you are based and also the insurance company you opt for. </div> <div>  </div> <div> In this type of policy if you’ve missed out on paying up any premium then you have the benefit of availing a ‘grace period.’ This basically means that you can still pay up the pending premium in the grace period. Depending upon the kind of term policy plan that you have opted for, you are then eligible to avail your grace period. </div> <div>  </div> <div> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"><strong>How a term life cover will benefit you</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The policy holder’s family is provided a lumpsum in case of his death.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Term Insurance also takes care of the policy holder’s family in case of his accidental disability or critical illness.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Lump sum is given in case of critical illness.</div> <div>  </div> <div> The internet has opened up a plethora of opportunities for the insurance industry, with most insurance companies offering their products online. Which makes it easy for anyone to take a policy at any time of their convenience.</div> <div> <a href="http://www.insuringindia.com" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=80InsuringIndia Blog Fri, 03 Jun 2016 11:29:53 GMT <div> In the present scenario in India and across the world, everyone knows the importance of buying an insurance policy as it is a security umbrella against possible disasters. But what every policy holder needs to be aware of is that sometimes, wrongful selling of life insurance can create hassles and unforeseen problems. This blog explores how this situation can be nipped in the bud.</div> <div>  </div> <div> It’s always a good idea to fill out the application form yourself rather than depending on an insurance agent or anyone else. In fact, it’s best to read the form carefully and understand it before imparting any information. A misspelling or wrong mention of any fact like an age or health condition can land you in trouble. The other thing that you can opt for is that you can circumvent the traditional route of buying a life insurance cover from an agent and opt for an online aggregator, instead. This way you not only have the convenience of buying a policy from anywhere, anytime, but you are also aware of the different covers, premium rates and what you stand to gain in the long run, based on the policy of your choice. That’s definitely a huge advantage.</div> <div>  </div> <div> The other aspect that may require your attention is the standard illustration provided by the insurance company from whom you’re buying a cover. Instead of getting a handwritten calculation, the standard illustration will ensure that there is no room for anyone to mislead you.</div> <div>  </div> <div> Your medical history like if you’ve suffered from any serious diseases, are suffering an ailment or have had major surgeries in the past are of big significance to your insurer. Often, in their haste to sell you a policy, insurance agents do not offer medical details because the insurer may want a follow-up on them resulting in more time consumption. Thus, it’s pragmatic to check if any medical details are required to be furnished from your end, because these will impact your claim settlement later.</div> <div>  </div> <div> Often many insurance companies offer varied types of discounts and sops that appear to be very attractive. But it’s advisable to read the fine print carefully and fully understand what these sops entail. Also, the insurance agent may be mentioning the benefits of another policy while selling you something completely different. Check the policy name as well and also keep a sharp ear on what your agent has to say about certain sops. It’s quite possible that the so called sops may exist in thin air just because the agent wants to palm off a policy to you. So, in this situation, its best to use your own discretion. No harm in double checking, there.</div> <div>  </div> <div> Most insurers make a follow-up call to their policy holders when they buy a policy. Here, they ask their client whether he has understood the terms and conditions of the policy. In case, you don’t get that call, its best to take the bull by its horns and make that call yourself. That way, you’re doubly sure that you are on a firm footing and have not been duped in any way.</div> <div> <a href="http://www.insuringindia.com" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=79InsuringIndia Blog Thu, 02 Jun 2016 11:43:35 GMT <div> In today’s time, even though property prices have dipped considerably, it is a challenge to meet financial goals that will help secure your future and liabilities. In this scenario, buying a house is a matter of immense pride and great responsibility, where you need to be fully aware of what a home loan entails. Even though you may have secured the best deal on your home loan, it’s important to know what tax breaks you can claim and make your life and budget easier. This blog explores some of the lesser known benefits of tax sops. </div> <div>  </div> <div> In today’s market, it is practically unheard of for anyone to purchase a house outright with a down payment. Also, it makes more financial sense to buy an asset from one’s cash flow rather than eat into one’s capital. However, if you are not able to take a home loan from a bank of your choice, you may actually be forced to borrow money from your friends or relatives. In that case, the good news is that any loan taken from them is eligible for tax deduction. Not only this, in case you’ve taken money for reconstruction or repairs in your house, even then you can claim a tax benefit. What’s important to remember here is that the person lending you the money must also file an IT Return mentioning the interest income and also pay tax on that. The documents to facilitate this process include a valid PAN card, the name and address proof of the lender.</div> <div>  </div> <div> When your flat or house has been fully constructed and you’ve taken possession, you can claim pre construction period interest for upto 5 years. The deduction on such interest starts from the year of possession.</div> <div>  </div> <div> For some reason in case you have not paid any EMI, then there isn’t much to worry about on the tax front. The interest on your EMI for the entire year is still eligible for tax benefit, even though you may have not paid the original amount for your EMI. It’s a good idea to maintain all your records in case of any queries from the IT department. </div> <div>  </div> <div> Any charges including a processing fee, service fee and related fees for home loan are eligible to receive a tax benefit. In fact, the Income Tax Act, Section 2(28a) defines the term interest as the interest payable in any manner in respect of any money borrowed or debt incurred (including a deposit, claim or other similar right or obligation). This includes any service fee or other charge vis-à-vis the loan amount.</div> <div>  </div> <div> In case you sell your house or flat within or before five years of taking a home loan or the date or purchase, then you stand to lose the benefit of principal repayment tax. This means that this benefit will be rolled back and added to your annual taxable income in the year you sell your house. The tax will be then applied on the basis of the existing rates. </div> <div> <a href="http://www.insuringindia.com" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=78InsuringIndia Blog Wed, 01 Jun 2016 14:13:35 GMT <div> In today’s fast paced world, it’s not easy to keep track of multiple things and meet deadlines. But when you buy any insurance policy, then it is important that you pay your premiums on time to avoid any lapses or extra fines. Now, suppose your life insurance policy has come up for renewal and you need to pay your premium. In this situation, if you are travelling and are not carrying your chequebook, do you still have the option of paying that premium? This blog explores the multiple options that you can exercise, without worrying about anything.</div> <div>  </div> <div> <strong>Payment Options</strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Payment through your mobile: This facility is catching up in India through a special feature termed the Integrated Mobile Payment Service (IMPS). This facility is active 24x7 with immediate confirmation via SMS for the money being debited in your account and credited in the insurance company’s. To avail this facility, the process is quite simple. After subscribing to the mobile banking service of your bank, you need to register for IMPS. Thereafter, the bank will provide a Mobile Money Identifier(MMID) and password for mobile transactions(MPIN). You can then proceed to pay your policy renewal premium and other payments, with minimal fuss.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Online payment option: This is one of the easiest and best options available today. You can do this anytime, anywhere and it saves time and requires minimal effort on your part.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Heading to a bank collection center: These days, insurance companies are aware of the time constraints and other hassles that modern life poses to its customers. In order to keep their business running smoothly and facilitate ease of transaction for their customers, insurers have come up with a novel solution. Many insurance companies are now tying up with banks for collection of renewal cheques. The best part is that they are located near the customers and one need not necessarily have an account in the particular bank to avail this facility.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Facility of bank account auto debit: In today’s world where there is tremendous pressure at both work and home, keeping track of your renewal due date is not easy business. This process can be utilized in two different ways: either you pay your renewal through an electronic clearance system (ECS) or via setting up a direct debit facility. How this works is that on every date whenever your premium is due, your bank account gets debited automatically and money gets transferred to the insurance company in a flash. This facility can be availed by submitting a mandate form alongwith a cancelled cheque at any branch of the insurance company. It’s a good idea to be cautious and check if this facility is available at your bank. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Payment via credit card, ATM and SMS: These are the easiest options which will always save you time and effort. After you’ve confirmed that your bank has a tie up with your insurer, you can fill up requisite forms, complete formalities and go ahead with the payment.</div> <div> <a href="http://www.insuringindia.com" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=77InsuringIndia Blog Fri, 27 May 2016 10:32:35 GMT <div> In India, buying a car insurance cover is mandatory under the Motor Vehicle Act 1988. When your car insurance needs to be renewed after the insurance period is over, you must consider all the advantages that a policy renewal entails. This blog explores that aspect.</div> <div>  </div> <div> It’s not easy to keep track of varied car insurance policies and what they offer. The task may be a bit time consuming and may involve some analysis. And things get further complicated when you have more than one car, which most families do these days. But ultimately, this exercise works in your favour. So, it’s a good idea to go to an online web aggregator and use the online search tools to make your search faster, and more efficient. That way, you get to compare various premium quotes, weigh the advantages and disadvantages and make a choice that suits your needs and budget.</div> <div>  </div> <div> Who doesn’t like sops and freebies? But remember, things may not always be how they appear. While insurance experts say that getting some benefits and even discounts on your car renewal policy is a good option, it is wiser to read the fine print of your policy very carefully and understand what it entails via the hidden clauses mentioned there. If you don’t do that, then you may be in for some surprises and hassles that you may not like.</div> <div>  </div> <div> The other big thing that you must watch out for is how much premium an insurance company will charge you for car insurance renewal. All it takes is a little calculation and the benefits can be big. Before you go in for renewal, it is advisable that you calculate the depreciated value of your car. As a new car gets used, there is normal wear and tear so the car loses value. This is called depreciation. So if you bought your car three years ago, then there will be depreciation in your car value later. This means that once you know the depreciated cost of your car, then you can surely negotiate a better premium for your renewal policy. </div> <div>  </div> <div> No claims bonus is yet another big advantage that puts the policy owner in a win-win situation, in a big way. Basically, it is a benefit which is given by the insurer to the insured for not making any claim on his policy. Over time, it can reduce your premium to as high as 50%.  </div> <div>  </div> <div> If you claim higher voluntary deductibles, then you can significantly reduce your premium. This is an amount that you pay at the time of making a claim. In case you’ve paid a higher voluntary deductible then it can always be adjusted against discounts and premiums over a period of time.</div> <div>  </div> <div> Some advantages like a zero depreciation add on cover can also be a huge benefit while renewing your insurance policy. It means that in case your car is involved in an accident then the entire cost of damages is paid by your insurance company, without you having to spend a penny from your own pocket.</div> <div> <a href="http://www.insuringindia.com" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=76InsuringIndia Blog Fri, 27 May 2016 10:26:21 GMT <div> As the world has progressed on several spheres, the insurance sector in India has undergone a major transformation and shift. Now more and more Indians are opting for life insurance policies and given the host of choices in the insurance market, choosing the right kind of insurance can be quite a challenge for anyone. Life insurance policies comes in varied forms like Unit-linked Investment Policies (ULIPs), endowment plans, money back plans, etc. Though ULIPs have been around for ages, many people are wary about going for these as they have some pre conceived notions which are false. These include erroneous beliefs like ULIPs are expensive, risky and market volatility impacts ULIPs negatively. This blog busts some myths and explores how ULIPs can be beneficial.</div> <div>  </div> <div> A ULIP puts you in a win-win situation as it doubles up as both an investment and an insurance plan. Here, a part of your premium is utilized for providing insurance while the rest can be invested in various equity and debt schemes. You’ve got the choice of investing in a debt /equity fund or alternatively a combination of these two. </div> <div>  </div> <div> There are three types of ULIPs - conservative, balanced and aggressive. The first are for those who are risk averse as they investment only upto 20% in equities. Balanced ULIPs factors in retirement planning as the investment ranges from 40%-60% in equities. Aggressive ULIPs take bigger risk and investment is between 40%-100% in equities.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/UTI-ULIP/online-UTI-ULIP-home.aspx"><strong>Myths about ULIPs</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>ULIPs cannot be discontinued.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Life cover that comes with a ULIP, will be reduced when the market fluctuates.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Health and accident cover is not provided in ULIPs.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>ULIPs are costly as they have multifarious charges.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>ULIPs offer low returns.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/UTI-ULIP/online-UTI-ULIP-home.aspx"><strong>How ULIPs work in your favour</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>ULIPs can be used to set up a very healthy retirement fund, which can provide financial security post retirement and you don’t have to depend on anyone in your sunset years. That surely guarantees you peace of mind.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The most obvious advantage is a tax benefit.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>ULIPs also provide a security cover to for your child’s tomorrow. Since ULIPs are linked to the market, whatever profit you earn can be used to invest for your child’s varied needs in the future.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>An investment in ULIPs means that your financial future and needs are secured as well. Essentially, if you have any future goals like buying a house, expanding your business, a child’s marriage then ULIPs are your best bet.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>ULIPs are flexible and suit every pocket. As a young / mid-level/ senior professional you have the option of switching from conservative to balanced or even aggressive ULIPs, depending upon your risk appetite.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>They provide life insurance and savings with marked linked returns. This means that the returns could be good, if the market is in good shape. Unlike mutual funds, this an advantage which only a ULIP can offer.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Investors in all age groups can invest in ULIPs and these include: married couples, parents with school going children and those heading for higher studies, settled professionals, middle aged people and those nearing retirement.</div> <div>  </div> <div>  </div> <div> <a href="http://www.insuringindia.com/" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=75InsuringIndia Blog Wed, 25 May 2016 13:55:06 GMT <div> The days of approaching an insurance agent to buy a policy are slowly but surely moving towards a decline. Now, with the internet taking up our lives by storm globally, insurance companies via online aggregators are offering a plethora of sops and riders to make life easier for potential policy holders. While insurers are witnessing a rise in the number of policy buyers, the insured too find themselves in a win-win situation like never before thanks to riders in insurance policies.</div> <div>  </div> <div> With the changing times, challenges of modern living have also become manifold. Now, you can no longer rest easy by merely buying a life insurance policy or an endowment plan. Considering that a disaster may strike you anywhere, anytime it’s wise to club a number of riders with your insurance policy to ensure that you are the winner in the end. Not only this, but your financial planning and budget also get a safeguard by customizing your life insurance with riders of your choice.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/"><strong>Riders you can choose</strong></a></div> <div>  </div> <div> Term Assurance Rider: By opting for this, you not only ensure that you get a risk cover at a low cost, but you can also get monthly payments instead of a lumpsum. </div> <div>  </div> <div> Riders for four critical illnesses: Diseases and ailments don’t come with a prior warning. Therefore an add-on rider like this one covers four critical illnesses: stroke, first heart attack, cancer and open heart surgery. The good news is that if the policy holder is diagnosed with any of these, then future premiums payable under the plan and riders are waived off. But the life cover continues.</div> <div>  </div> <div> Accidental Death Benefit Rider (ADB): This is a payable rider in addition to the normal death benefit. This rider comes into effect in case the policy holder dies due to an accident, while all other clauses of the policy remains the same.</div> <div>  </div> <div> Guaranteed Insurability Option Rider (GI):  Asyou grow older, your liabilities tend to grow as well, thereby precipitating the need to enhance your life coverage. This rider gives you the power to purchase additional insurance at different life stages. The best part is that you don’t have to undergo any medical examination, for this purpose.</div> <div>  </div> <div> Critical Illness Rider: This rider comes for both men and women. In the case of women, it covers critical illnesses related to women like breast cancer, fallopian tube cancer etc. If a female policy holder is diagnosed with a critical illness, a particular percentage of the sum assured is paid. It also provides an additional cover on contracting a critical illness. In most cases, the extra cover is equal to the sum assured on the base policy and is paid upon diagnosis of the illness. Insurance companies cover diseases like heart attack, stroke, cancer, coronary artery bypass, kidney failure and major organ transplant.</div> <div>  </div> <div> Income Benefit on Accidental Disability Rider (IB): Anydisability incurred during an accident can impact the earning of a policy holder. This rider covers that by providing a monthly income.</div> <div>  </div> <div> With all the options being offered by insurance companies, you can actually tailor make a policy to suit your own particular needs, while also taking into account your stage of life. </div> <div> <a href="http://www.insuringindia.com/" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=74InsuringIndia Blog Tue, 24 May 2016 12:37:06 GMT <div> Technology and its advances are impacting human lives in more ways than anyone ever imagined. While it has increased the mortality rate, technology has also ushered in changes that impact the way businesses function. In today’s fast paced world, online technology can be used to buy anything. From clothing to electronics to groceries everything is available for purchase online – including your insurance policy. It is cost-effective, time saving and saves you the hassle of documentation. This blog explores the advantages of buying a term cover online.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"><strong>Term Life cover and its benefits</strong></a></div> <div>  </div> <div> A term life cover is a pure play risk cover, and is traditionally what life insurance started out to be. The policy holder makes an annual payment of the agreed premium for a certain fixed duration of time (also called a “term” hence the name), which could vary from 5 years to 30 years. During this term, in case of death of the policy holder, his family is given the sum assured, which can be used to take care of the family’s needs in the absence of the earning member. However, if the policy holder survives the term, there is no benefit payout. </div> <div>  </div> <div> The premiums usually work out to be quite affordable and therefore they appeal to a wide spectrum of people across urban and rural areas. Term life plans are also becoming popular with a certain group of urban affluent who are looking to bolster their investment portfolio with a pure risk cover.</div> <div>  </div> <div> Other benefits also work. Many insurance companies offer the option of getting a lumpsum amount or combination of lumpsum and monthly payout. Some insurance companies also offer critical illness or personal accident riders, which ensure that his kin is in safe hands, thanks to this policy.  In a term cover, the accidental death clause also ensures that the financial needs of the family are met. </div> <div>  </div> <div> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"><strong>Why opt for online aggregators</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Online aggregators give you lower prices and more choices as you can surf the websites of varied insurance companies, compare premium quotes, weigh the advantages and disadvantages of these policies. Most importantly, you can buy a policy based on your needs and budget. The best thing is that you don’t have to deal with an insurance agent and the hassle of paperwork is minimal.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The other interesting aspect that web aggregators offer you is option of using online tools to understand some things better. For starters, you get to understand the amount of coverage you will need and you can plan other milestones like your child’s higher education, paying off existing debts and loans, accordingly.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Online versions of a term policy can offer you more sops in the form of riders, than an offline policy. These include accidental death benefit, terminal illness cover and premium waiver among others.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some formalities like payment of your medical tests may be covered by your insurer. This is only if some pre medical tests are required.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some companies may offer an increase on the sum assured every five years, depending on the type of term cover you choose. These may be applicable to only online policies.</div> <div> <a href="http://www.insuringindia.com" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=73InsuringIndia Blog Tue, 24 May 2016 10:15:20 GMT <div> With the IRDA opening its doors to IPOs in the insurance sector, investors in India can look forward to holding a lion’s share in the 50 million rich insurance sector. This blog explores the basic premise of an IPO, its advantages and what you should look for while making an investment in insurance IPOs.</div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/">What is an IPO?</a></strong></div> <div>  </div> <div> An Initial Public Offering or IPO is the first time a company sells its stocks to the public by issuing debt or equity. It is a method for the company to raise capital from the market.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/"><strong>Benefits of investing in an IPO for an investor</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Investors in a company find an IPO an advantageous situation since they can cash out their shares and get their investment back.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If you’ve bought shares early on knowing that the company will fare brilliantly in the future, then you’re sitting on a goldmine.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Short term advantages include that you may be making a tidy sum depending on market conditions, within a short period of time.</div> <div>   </div> <div> <a href="http://www.insuringindia.com/"><strong>Points to consider while investing </strong></a></div> <div>  </div> <div> For an investor, looking into an IPO and putting his hard earned money is not only a risk but also a decision that entails detailed research. To begin with, you must be aware of the company, its business, reliability and whether you see your investment growing with it. It also entails learning about cash flow approach, reputation, governance structure and transparency of the insurance company. </div> <div>  </div> <div> You need to gain an understanding of technical terms including persistency ratio, embedded value, and solvency margins, among other things. Though some basic principles are universal. </div> <div> Another term Appraisal Value is used for life insurance. It gives you an understanding of the net worth, policies that have been already sold and the value of new business.</div> <div>  </div> <div> In the same vein, embedded value methodology is the most commonly used practice to evaluate share offerings. It is calculated using two basic parameters—adjusted net asset value and present value of future profits. The investors are asked to bid for an IPO depending on the information provided by the insurance company. EvenTheoretical valuation is based on the embedded value of business. </div> <div>  </div> <div> The basic strength of an insurance company depends on critical factors like its distribution network and its litany of agents. Those insurance companies who have tie-ups with banks also have a big advantage as compared to their peers as the continuous business assures growth. </div> <div>  </div> <div>  </div> <div> There are also other aspects that need special attention from any investor of an insurance company IPO. If you have to gauge the overall reputation and presence of an insurer in the market you can consider these parameters: market share, profits, persistency ratio, expenses ratio, guarantees offered on investment cum-insurance plans and solvency margins, among other aspects. Also a high persistency ratio. The fact that a large number of policyholders are renewing their policies is evaluated by a high persistency ratio. </div> <div>  </div> <div> India’s first insurance IPO was announced recently by HDFC Standard Life, with more insurance companies to follow suit shortly. Experts feel this will inject some much needed life back into the money markets, and will spur growth for the economy as a whole.</div> <div> <a href="http://www.insuringindia.com" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=72InsuringIndia Blog Mon, 23 May 2016 09:15:08 GMT <div> One of the most preferred life insurance policies in India, is a term life insurance policy which many believe is a wise choice as it will hold you in good stead. But what most people don’t know is that in case you’ve never opted for a term life insurance policy and you are regretting this in your sunset years, there is still time for you to go for a life insurance policy. Now, post retirement or around the age of retirement like 60 or so, you can still avail a term life cover and avail its benefits without a worry.</div> <div>  </div> <div> Recent reports suggest that there is a significant rise in the number of those in the bracket of 50 plus years, who are now opting for a term cover. In general perception, there is not really a requirement to buy a term life policy. But now things are changing. This is because with the changing times, requirements and liabilities have also undergone a change. Now, people are getting married at a later age and having kids after 35 years. Therefore, it is no longer necessary that everyone in the 50-70 years of age may have settled all their responsibilities. There are many who have their children dependent upon them for higher studies and even other financial responsibilities.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"><strong>What is a Term Life cover?</strong></a></div> <div>  </div> <div> This is a type of insurance policy where a full cover is given for a fixed time period. Here, the policy holder has the choice of getting money via a lumpsum, monthly cover. In case of the death of the policy holder, the money from the policy is given to the deceased’s family.  </div> <div>  </div> <div> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"><strong>How buying a term cover late will still have its benefits</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Even if you buy your term cover late in life, you still have peace of mind that your financial needs are sorted and you don’t need to depend on anyone. In short, you live a life of dignity on your own terms.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You avail a tax benefit on your term cover.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Money received from this cover will help you pay off debts and take care of any financial burdens like medical bills, cost of treatment and other liabilities.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>In case the policy holder dies, then the next of kin is taken care of thanks to this cover.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>In case a critical illness or disability strikes the policy holder, even then his family is taken care of.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The accidental death clause also takes care of the family.</div> <div>  </div> <div> Instead of buying this cover through an insurance agent, it is always a good idea to buy a policy via an online aggregator. This is not only cost-effective, but saves time and can be done from the convenience of your home or office. You also have the advantage of comparing premium quotes and sops. What you must watch out for are riders with these type of policies. These include income benefit rider, critical illness rider and an accidental death benefit. Making an informed choice will ensure that your insurance policy gives you more bang for your buck, especially in your sunset years.</div> <div> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=71InsuringIndia Blog Tue, 17 May 2016 12:19:59 GMT <div> For any animal lover, losing a pet can be a huge emotional setback because it is akin to losing your best friend and a family member. Though in the western countries, it’s a common practice to provide an insurance cover to pets, the Indian customer is now slowly but surely opening his doors to the idea of insuring his pet and securing a cover in <strong>case of any accident or mishap.</strong></div> <div>  </div> <div> <a href="http://www.insuringindia.com/pet-insurance/online-pet-insurance-home.aspx"><strong>Pet Insurance </strong></a>is not a new phenomenon in India but in the last few years, this has caught the imagination of the general public where animals have made a special place in the hearts of their owners. This type of insurance also entails insuring the pet against third party liability, theft and death among other factors. Though premiums vary, a lot of animal lovers are willing to cough up a hefty amount if their pet is of a prized breed.</div> <div>  </div> <div> For a layman the understanding of pet insurance would probably mean insuring one’s pet dog. This is partially true. Actually, pet insurance covers a host of other animals like geese, silkworms, horses, elephants, ducks, poultry, fish, Siamese cats etc. While most animals listed can be covered for death, accidents and disease, poultry and fish are the only ones which are covered only against accidents.</div> <div>  </div> <div> But the insurance cover for pets extends to other parameters as well.  Policies also cover these animals for accidents during air, road or rail transit, risks related to animal shows, accidental poisoning and even burglary and breeding risks.</div> <div>  </div> <div> Pet insurance schemes, especially dog insurance, also offer protection against certain risks. Some insurers offer coverage to dogs within the bracket of 8 weeks to 8 years and the premium varies from anything between Rs 2,000 to Rs 50,000.  Typically, the premium for pet insurance ranges from 3% to 5% of the insured amount. However, this is subject to change depending on a number of factors like lineage and the health condition of the animal. Some policies also offer permanent total disability benefits as well.</div> <div>  </div> <div> If you own a dog then it makes sense to go for a third party liability cover under pet insurance. This is very useful if the pet has attacked or bitten another person and if the nature of injuries requires medical attention. To buy a pet insurance for your dog, you are required to submit a pedigree record, kennel club record along with a veterinary certificate and the dog needs to be marked using suitable identification methods like a photograph, tattoo and nose print. </div> <div>  </div> <div> What you need to watch out for is whether the policy covers various aspects like vaccination expenses, health coverage and surgery like neutering. So far, pet insurance policies don’t, but there is no harm in exploring if there’s a new policy that does. A lot of insurers also don’t offer benefits like coverage of death due to diseases such as distemper, rabies, and leptospirosis unless the pet was vaccinated and certified by a vet. </div> <div>  </div> <div> It always pays to look for a suitable policy online, so that one can compare the different features and benefits offered in different policies, thus enabling the individual to make the most informed choice. </div> <div>  </div> <div> <a href="http://www.insuringindia.com/pet-insurance/online-pet-insurance-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=70InsuringIndia Blog Tue, 17 May 2016 10:01:38 GMT <div> Even as the insurance sector is continuing to transform into a more customer friendly and all encompassing security umbrella for the insured, the industry itself is facing a series of challenges. Fraudulent claims, fake documents and a lack of well defined laws have compounded the headache of the insurance companies. While many are seeking services of professional detective agencies to deal with elements of suspicion, a new development could signal the beginning of a trend that may prove to be quite effective in dealing with cases of fraud.</div> <div>  </div> <div> Certain reports estimate that frauds in insurance cause a loss of 6 percent revenue to the insurance sector. And this is a blight that affects both life insurance and general insurance companies. Also, certain laws are in place which were created to protect consumer interests, but actually work in favour of fraudsters. For example, according to Section 45 of the amended Insurance Act in 2014, life insurance companies cannot refuse a death claim on the ground of mis-statement of facts or deliberate suppression of certain facts after three years of the policy coming into effect provided the premiums have been paid regularly.</div> <div>  </div> <div> Traditionally, insurance companies have followed certain practices to keep fraudulent claims at bay. In health insurance, companies usually have a battery of medico-legal experts on board to process health claims, while also having a host of other measures in place. In case of life insurance, if the policy holder has passed away, and the insurer has to verify his medical condition to wipe out any suspicion, then they employ investigators for this purpose. They collect records or information from medical stores/chemists in the vicinity of the deceased’s residence. This also entails collecting hospital records which may be corroborated with information from relatives, neighbours or even the neighborhood nursing home where the policy holder has undergone treatment. This is especially done in cases where the claim amount is very large.</div> <div>  </div> <div> To this effect, there were reports recently from cities in Gujarat andOdhisa where certain medical insurance company banned their agents from selling over 60 policies to prevent fraudulent claims. In fact, many times insurers have also identified certain medical stores, distributors for administrative lapses which have resulted in significant losses for the insurers. Things have been so bad in certain cases, that some medical centers had to be de-paneled. Reports suggest that insurers have virtually blacklisted some centers such as Meerut and Moradabad in Uttar Pradesh and Darbhanga, Begusarai and Bhagalpur in Bihar. Other centers who have also earned this dubious distinction are located in Guntur, Kurnool and Visakhapatnam in Andhra Pradesh. </div> <div>  </div> <div> In this existing scenario, detecting fraud and nipping it in the bud is crucial and critical to the functioning of any insurance company. Now, credit information company Experian India has launched Hunter Fraud Management Services for the life insurance sector where<a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"> life insurance companies</a> will be a part of the Hunter Closed User Group (CUG), for detecting fraud. Currently, 15 companies have joined this platform.</div> <div>  </div> <div> How this mechanism works is that the insurers will share data related to new policy<a href="http://www.insuringindia.com/"> proposals and claims</a>. By using certain algorithms and other mechanisms, the system is detected to smell a rat and essentially, designed to keep rogue and fraudulent elements at bay. The idea here is to ensure efficient services to its customers and smooth functioning of the business too. It is expected that similar services will be extended to general insurers also, after sometime. </div> <div> <a href="http://www.insuringindia.com" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=69InsuringIndia Blog Fri, 13 May 2016 17:06:45 GMT <div> In today’s world where both personal and professional life are fast paced, buying a life insurance plan is a wise thing to do. However, with so many different types of policies and insurance companies offering varied sops, it can be quite a daunting task to cull out the best policy to suit your needs. But what if an insurance plan offered you a feature where it doubled up as insurance and also an investment? This is where Unit-linked Investment Policies (ULIPs) come in.</div> <div>  </div> <div> When you buy a ULIP, then a portion of the premium paid by you is utilized to provide insurance cover. The remaining amount is then is invested in various types of debt schemes and also shares. The policy holder has the option of choosing to invest in a debt /equity fund or alternatively a combination of the two.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/UTI-ULIP/online-UTI-ULIP-home.aspx"><strong>Primarily, ULIPs can be classified as:</strong></a></div> <div>  </div> <div> <strong>1.<span class="Apple-tab-span" style="white-space:pre"> </span><a href="http://www.insuringindia.com/UTI-ULIP/online-UTI-ULIP-home.aspx">Conservative ULIPs</a></strong><a href="http://www.insuringindia.com/UTI-ULIP/online-UTI-ULIP-home.aspx"> </a>– Thisis for those individuals who do not want to take too many risks. These types of ULIPs entail an investment of upto 20% in equities.  </div> <div> <strong>2.<span class="Apple-tab-span" style="white-space:pre"> </span><a href="http://www.insuringindia.com/UTI-ULIP/online-UTI-ULIP-home.aspx">Balanced ULIPs</a> </strong>– Asthe term suggests, these ULIPs comprise of a balance of debt and equity and is ideally suited for those who are looking for a retirement plan. This means that it’s a good idea for young professionals to consider this type of ULIP and start investing at an early age. Here, one can invest in between a range of 40%-60% in equities.</div> <div> <strong>3.<span class="Apple-tab-span" style="white-space:pre"> </span><a href="http://www.insuringindia.com/UTI-ULIP/online-UTI-ULIP-home.aspx">Aggressive ULIPs</a> –</strong> Againeither young professionals or those who are willing to take a higher degree of risk with the market can go for this type of ULIP. Here, investment is between 40%-100% in equities, while the balance is in debts.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/UTI-ULIP/online-UTI-ULIP-home.aspx"><strong>Advantages</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>When you buy ULIPs, they provide life insurance and savings with marked linked returns. This means that the returns could be good, if the market is in good shape. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>ULIPS offer you a wide investment choice. You can choose from conservative, balanced and aggressive ULIPs depending on your appetite for risk and your budget. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>As a young, mid-level or senior professional you have the option of switching from conservative to balanced or even aggressive ULIP, depending upon your risk appetite. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Another benefit that works in your favour is that you have the option of partial withdrawal, in case of a financial requirement or emergency. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The most obvious benefit offered byULIPs is a tax benefit.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>An additional benefit of ULIPs is that you can make a one-time investment. It’s your choice whether you do it to make a killing in the stock market or put aside that money as saving for the future.</div> <div>  </div> <div> While buying ULIPs, there are some things that you must watch out for. For instance, there are charges like premium allocation charge, mortality charge, policy administration charge and fund management charge which impact on amount available for investment. Always opt for the maximum sum assured and go for a long term investment, as these will hold you in good stead.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/UTI-ULIP/online-UTI-ULIP-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=68InsuringIndia Blog Thu, 12 May 2016 12:50:33 GMT <div> Insurance can be a double edged sword. If you thought that insurance was all about securing the policy holder only, then you are wrong. It is equally the right of the insurance company who sells policies to secure itself against certain risks that may impact its functioning and overall business. In this scenario, it makes sense that the insurer also gets a security cover via several safeguards. This is where reinsurance comes in.</div> <div>  </div> <div> In layman language, the term reinsurance can best be described as insurance for the insurance company, itself. How it works is that the insurance company buys insurance from one or multiple other insurance companies to reduce the risk that is associated with underwritten policies. This can be done directly or via a broker. This practice also scales down the likelihood of paying up a large amount owing to an insurance claim. This way the risk factor is reduced because it is not one company that will bear the burden of it, rather the risk is spread over to alternative or multiple companies. </div> <div>  </div> <div> <a href="http://www.insuringindia.com/"><strong>Who needs reinsurance?</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Though reinsurance is a good idea for any insurance company, those insurers who deal with catastrophic events and acts of nature like floods, earthquakes, definitely need to go for it. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Life insurers to have a large benefit to reap from reinsurance.This is because they have a greater risk of dealing with claims centering around disability, mortality.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Those insurance companies who are expanding their horizons and are selling new products also need to go for reinsurance.This is a dual advantage because not only the risk factor is spread to other entities but these insurance companies can also benefit from the experience of the reinsurers.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/"><strong>Benefits of reinsurance </strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If reinsurance has been initiated, then it means that the insurer can issue policies with higher limits. This obviously means peace of mind, on the business and risk front.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It’s a big boon for local players in the market for whom the risk factor may be higher than their international or global counterparts. This way, their business remains secure.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It has a positive impact on the overall business of the insurer as it absorbs losses incurred and reduces the amount of capital that is required to provide coverage. Consequently, there is a sense of stability in the payout of claims. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The underwriting process, which is integral to the business of every company in the insurance sector becomes more stable, thanks to reinsurance. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Another big advantage of reinsurance is that the company concerned has access to the expertise, experience and services of the reinsurer. This means that factors like claims management, pricing a product, developing a product and then the process of underwriting for it, will get a positive boost from the experience of the reinsurer. Therefore it’s a win-win situation all the way for the insurer who is applying for reinsurance.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The benefits of reinsurance extend to not only life insurance products but also, non-life insurance products. </div> <div>  </div> <div> If insurance can be compared with a sea, then reinsurance is an ocean. Currently, India has only one reinsurance company – The General Insurance Company (GIC). But with the IRDAI relaxing certain norms recently, global giants like Swiss Re and Munich Re have applied for licenses to operate in India and will commence their operations soon.</div> <div> <a href="http://www.insuringindia.com/" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=67InsuringIndia Blog Tue, 10 May 2016 14:36:46 GMT <div> Securing you daughter does not necessarily mean just having a corpus for her current and future education and important milestones like marriage. It also means ensuring that your child has physical and mental well-being now and in the future. In the recent years, the government has launched a series of initiatives towards the betterment of the girl child in the education and healthcare sector. In this context, some plans have been launched by insurance companies that look into the wellbeing and healthcare of female children and their families. </div> <div>  </div> <div> While some policies extend benefits even in the case of death of a parent, the others have factored in a personal accident cover for the parents. This blog explores how girl children, their families and future benefit via existing health policies in India.  </div> <div>  </div> <div> Many existing child related policies focus more on important milestones like career, marriage, higher education and they offer critical illness cover as a rider. Then there are those policies that provide neonatal cover and other benefits. But there is still a dearth of policies that focus specifically on the girl child. However, things are changing with the tide now. </div> <div>  </div> <div> One insurance company has launched a health floater family plan for girl children in year 2014. Here, the sum assured is in varied brackets—of Rs 2 lakh, Rs 3 lakh, Rs 5 lakh and Rs 8 lakh. The biggest advantage of this plan is that it offers 50% discount for girl children. This policy extends a security umbrella on the health front to the immediate family. This also includes the spouse and dependent girl children. Minimum two members, with at least one daughter, are required in this policy. This policy cannot be given to a single person. Maximum four members can be covered in a single policy. Midterm inclusion is allowed only for new born second baby girl child on payment of pro-rata additional premium.</div> <div>  </div> <div> As compared to conventional health insurance plans, this policy is cheaper and also provides an additional benefit of personal accident cover for the parent which is equivalent to the sum assured. In case of the demise of the parents, the sum assured is deposited in a fixed deposit, in the name of the girl child.</div> <div>  </div> <div> This plan also takes hospitalization expenses like room rent, doctors and surgeon fees among others. In the personal accident cover it covers the accidental death/permanent disablement of proposer or spouse. It also covers loss of one limb and one eye or loss of both eyes and/or loss of both limbs/ loss of one limb / sight in one eye of the proposer or spouse. The policy also offers critical care benefit for a host of diseases like cancer, heart attack, coma, kidney failure, bone marrow/major organ transplant, stroke, permanent paralysis, open heart replacement or repair of heart valves. Here, 10% of the assured sum is paid as additional benefit. </div> <div>  </div> <div> There are a number of policy offerings made by <a href="http://www.insuringindia.com">insurance companies</a> in the market today. It always benefits the individual if he sources and compares policies online.</div> <div> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=66InsuringIndia Blog Mon, 09 May 2016 15:22:04 GMT <div> Imagine a scenario where you sit inside your car and log in the details of your destination. The car starts itself, negotiates through traffic and your reach your destination with a mere click of a button. Considering the advancement in technology, this could well be the future of auto industry in India and the world over. While this may spell good news for car manufacturers and consumers, it is bound to have an impact on the insurance sector as well.</div> <div>  </div> <div> Presently, laws stipulate that your car has to have insurance under the Motor Vehicles Act. Under existing insurance policies you can buy <strong><a href="http://www.insuringindia.com/personal-accident/online_personal_accident_home.aspx">personal accident cover</a>,</strong> a hydrostatic cover and even protect your car against man made calamities like riots and acts of nature like a storm, flood cyclone among others. But how will this work in a futuristic scenario? This blog explores certain aspects of this futuristic scenario.</div> <div>  </div> <div> In the United States, for instance, many manufacturers and Insurance Institute for Highway Safety (IIHS) have reached an agreement where automatic emergency braking, will be a standard feature in all cars by 2022. This means rear end accidents will scale down significantly by 40 percent. It also means that <strong><a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx">car insurance claims</a> </strong>will be impacted automatically.</div> <div>  </div> <div> However, this fact has raised an interesting question which is applicable to all such cars in India and worldwide. The question is when cars are in a futuristic scenario where most of the functioning is based on software that works on certain formulae and algorithms, if something goes wrong who will be held responsible? Will the car manufacturer take responsibility or will the onus rest on the shoulders of the person driving the car? The insurance industry, software companies and the car manufacturers will have a lot to think about and consider. </div> <div>  </div> <div> In the existing scenario, if drivers of two cars get into an accident, the <strong><a href="http://www.insuringindia.com/">insurance policy</a></strong> of the person who caused the accident or is at fault can cover all material and bodily damages suffered by the victim of the accident. But in a scenario where the car is auto driven, the answer is still not very clear. This also means certain mechanisms will have to be evolved to put various things like liability and compensation in place. Clearly, the traditional laws may not be entirely applicable here.</div> <div>  </div> <div> The other aspect of auto driven cars is that the number of accidents ad cases of drunken driving will reduce drastically. Severity of accidents is also expected to reduce in this scenario thereby bringing down insurance costs. But natural factors like cars being damaged due to floods, cyclone, earthquakes and other calamities could still be a risk to auto driven cars. These factors could potentially impact the underwriting business and that may undergo a major metamorphosis from its traditional avatar.</div> <div>  </div> <div> But with Tesla Motors already conducting trials on its newly developed auto driven car, which will be ready for the market in a few years’ time, the auto industry is poised for significant changes. Which will in turn impact all other industries associated with it.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=65InsuringIndia Blog Fri, 06 May 2016 15:37:58 GMT <div> In today’s world, while women are moving shoulder to shoulder with men, the health insurance segment delves into the gender domain. While most diseases like heart ailments, stroke, some forms of cancer, blood pressure, etc. are common to both sexes, certain diseases are gender specific. This automatically means that the healthcare provider covers male and female diseases which may or may not be critical in nature, then you are definitely making a good choice to secure your future.</div> <div>  </div> <div> This is also because as men and women grow older, they have special needs, and these may not get covered in very basic family floater plans. So it becomes very important for a man and a woman to know more about insurance so that he and she can choose the best health insurance plan.</div> <div>  </div> <div> As men grow older, their disease profile also undergoes a change. Male diseases like an enlarged prostate, prostate cancer can cause immense suffering. Other male diseases like Cryptorchidism, Varicocele, Hydrocele and Hypospadias can also get covered under a good health plan.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong>What will a woman centric health policy cover?</strong></a></div> <div>  </div> <div> Like men, women too may have a history of diseases like stroke, diabetes, heart related ailments, high blood pressure and pre-existing conditions. But that is where the commonality ends. Like the men, as women too have the risk of having gender specific ailments that require special attention and medical treatment. In this context, it’s best for every woman—homemaker or professional—to buy a women related health plan. This is because a women centric plan will always facilitate the process of receiving the proper medical care in the case of such ailments.</div> <div>  </div> <div> Critical illness cover, not to be confused with health insurance is actually an optional rider one can take with a life insurance policy. This rider provides the policy holder with a lump sum payment if the policy holder is diagnosed with a critical illness and survives a period of 30 days after the diagnosis. Many of the ailments mentioned below also fall in the critical illness category, so women can opt for this rider while taking their life insurance policy. </div> <div>  </div> <div> Women specific diseases would include breast cancer, fallopian tube cancer, vaginal cancer, cervical cancer, burns caused by acid/during an accident/any other mishap, endometrial cancer and paralysis. With the rise in incidence of such ailments, it makes sense to get adequately covered.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong> Advantages for both men and women</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>All health insurance offers major tax benefits.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Your dignity and independence will be intact as you grow older, because you won’t have to depend on anyone financially to sort out things for you.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If you don’t have adequate savings then your health policy is a boon.</div> <div> One should shop around before settling on any health insurance plans, because every insurance company offers different plans to different market segments. Rather than simply take your insurance agent’s advice, it is always a good idea to take a look at all the options available online. Web aggregators offer you a wide range of options to choose from, and you can then make the most informed choice.</div> <div> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=64InsuringIndia Blog Wed, 04 May 2016 15:45:46 GMT <div> Most people believe that unless you’ve bought an insurance policy, you simply cannot deal with an unforeseen medical mishap like an accident or death caused by an accident. It’s not true. In fact, if you haven’t bought insurance, there is still a ray of hope tucked away in your wallet. It’s your ATM card. Yes the little plastic card that you think can be used for just shopping or paying bills, is much more of an advantage than you could ever imagine. It is definitely one of your biggest assets as it has the power to bail you out of a crisis, as it’s an easy fallback option. </div> <div>  </div> <div> But what you must remember is that your insurance via ATM is valid only if your bank account is operational. In case of a non-operational account, this benefit does not apply. Also, the insurance kicks in only when the account holder has a valid bank passbook also.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/"><strong>So what are the benefits you can get from your ATM card?</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>ATM card holders of any bank—public or private—are eligible to apply for insurance. This means you get a cover for death caused by accident and your expenses for accidental hospitalization are taken care of.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Peace of mind is guaranteed as almost everyone nowadays carries an ATM card.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>A major benefit is that you get this cover without having to spend anything extra on premium.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>An ATM card can provide you a range of cover from Rs 50,000 to Rs 10 lakh depending upon the type of card you own.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some banks also provide additional sops like an insurance cover of Rs 2 lakh to the principal account holder of the debit card and Rs 1 lakh to an add-on card holder. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>While some banks may not cover air accidents, there are those who provide this additional sop on the precondition that the air travel ticket should have been bought from the ATM card of that bank. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Additional benefits are also provided if you’re willing to purchase them against your ATM card. These may include perils by fire, burglary at residence etc.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/"><strong>How do you file an insurance claim via an ATM in case of an accident?</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You must immediately inform your bank about the accident and take the requisite steps.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Call the police immediately.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Furnish all details like the date, time and place of the event and other details about the incident.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If you are hospitalized, keep a track of expenses and have your paperwork in order. After all, it’s the right documentation that will help you make a claim.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>To avail insurance via your ATM card, your passbook has to be operational.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>In case of death via accident, then the next of kin of the ATM holder have to furnish a host of documents and complete certain formalities. These include: valid driving license, the police ‘panchmana report’, post-mortem report of the deceased, death certificate of the deceased.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Also, the bank may require reports of the transactions of 90 days, done by the ATM card holder.  </div> <div>  </div> <div> <a href="http://www.insuringindia.com" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=63InsuringIndia Blog Wed, 04 May 2016 15:43:00 GMT <div> Three years ago, when Maitri Singh was told that her son Rehan was suffering from a nerve disorder, her world collapsed. But help was already at hand in the form of Rehan’s older sibling Srishti’s stem cells. The doctors assured her that Rehan can forward to a healthy life, eventually. This is because his mother chose stem cell banking, to tackle any medical condition that arose in her child’s life. In a scenario where neo natal care can be expensive and the baby needs utmost care, stem cell banking is a wise choice. It not only secures your newborn against a host of medical conditions but can also be useful for your family as well.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong>What is Stem Cell Banking?</strong></a></div> <div>  </div> <div> Stem Cell banking or umbilical cord banking is a specialized process that helps you prepare for any medical eventuality that may arise in your baby’s life in his future. This is a technology where stem cells are extracted from the umbilical cord, which is the richest source of these types of cells in the human body. When a baby is born, within the first 15 minutes of his birth, stem cells and tissue samples are collected from the umbilical cord. These cells are usually kept in storage for 21 years. These are then transported to a specialized facility under controlled conditions. Here, they are processed and preserved in laboratory condition. They can be retrieved whenever they are required for usage to treat a disease.</div> <div>  </div> <div>  In the current scenario in India and across the globe, clinical trials are underway to find a breakthrough for a host of diseases and medical conditions. These also include lifestyle diseases.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong>Your budget and premiums</strong></a></div> <div>  </div> <div> Though stem cell banking has been a very common phenomenon abroad, in India it is yet to catch up in a big way in terms of awareness of general public. Payment modes differ from one-time payment to yearly payments. Depending on the type of company you choose, the payment may range from Rs 4,500 to Rs 6,500. These plans can centeraround only your baby, plan for siblings, your baby and you, a family plan option among others. Some companies offer to screen newborns.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong>Advantages:</strong></a></div> <div>  </div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Peace of mind that any medical mishap will be taken care of.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Usually, the storage facility is risk proof from natural and man-made disasters like earthquake, flood, fire outbreak and power outages.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>These are immediately available and immediate transplant can actually prevent the spread of disease.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Stem cell banking gives a security umbrella to your child and to some extent, your family against as many as 80 diseases. These include: Diabetes Type 1 & 2, diabetic foot, stroke, spinal cord injury, spina bifida, osteoarthritis, multiple system atrophy, optic nerve disorders, motor neuron disease, paraplegia, progressive muscular dystrophy, ataxia, femur head necrosis, sequalae of cerebrovascular disease, autism, multiple sclerosis, traumatic brain injury, cirrhosis, motor neuron disease and others.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Controlled storage prevents the stem cells from ageing and being affected from external environmental factors that may harm or damage them.</div> <div> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=62InsuringIndia Blog Wed, 04 May 2016 11:46:22 GMT <div> Everyone is aware of the fact that modern life comes with its own set of challenges and problems. Unplanned hospital visits and sudden onset of any ailment can seriously impact your savings and budget. To prevent any stress on your expenses, it’s always a good idea to buy a health insurance policy that is your best bet in such times. In this context the insurance sector gives you two choices: Individual /standalone health insurance policy and a Group Health insurance cover. </div> <div>  </div> <div> What is notable here is that group insurance normally covers expenses in the range of Rs two to three lakh. Also, there is sometimes, a co-payment clause in group cover where you may have to co-pay the premium alongwith your company. This may not hold too good in the long stead so it’s a good idea to be insured by your employer but also to buy a standalone health policy.</div> <div>  </div> <div> But the most critical mistake that you can make is overlapping medical claim. Here is a situation: If you’ve been hospitalized and have incurred medical expenses of Rs 6 lakh. But your group insurance coverage is capped at Rs 3 lakh while your individual health policy cover gives you a cover of Rs 4 lakh. What would you do? Instead of filing an individual claim on both policies which is bound to be rejected, what you can do is file a claim by combining both policies, provided they are in an overlapping period. That way, you get your compensation without actually having to spend a penny from your own pocket. </div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong>What a Group Insurance cover means </strong></a></div> <div>  </div> <div> Here, your employer purchases an insurance policy that covers you and the other employees at a certain point in time. The premium for this is paid not by you but your employer. The big benefit here is that this cover can be extended to your kin when required, free of cost.  </div> <div>  Another factor that works here is that you don’t have to run around for paperwork and documentation because it is the onus of your employer. Peace of mind, is therefore guaranteed.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong>How do you know which Individual Health Cover is the best?</strong></a></div> <div>  </div> <div> •With so many choices in the market today, it’s a good idea to go online and opt for a policy that has low premium and has high sum assured.</div> <div> •Always choose a policy where you’re offered a maximum renewal age. </div> <div>  •Before choosing any policy decide what is the sum you can set aside, especially if you have a history of pre-existing diseases in your family.</div> <div> •Choose your policy wisely and go for the one which has the least period for covering pre-existing diseases.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong>How you benefit</strong></a></div> <div>  </div> <div> •        Your biggest sop is tax benefit. While you invest for your health you also save money.</div> <div> •        Rest easy as you know that your family’s health is in safe hands.</div> <div> •        Pre-existing diseases can be covered. It’s a big plus.</div> <div> •        Extra services like ambulance & attendant services are taken care of, thanks to a health policy.</div> <div> •        Hospital costs like room rent, prescription drugs, lab tests, services and devices that aid recovery.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=61InsuringIndia Blog Fri, 29 Apr 2016 14:29:36 GMT <div> In today’s world, getting an insurance policy is just not a privilege of an individual or a group. Companies who manufacture and sell products in the market, can also avail of this security umbrella. As the term suggests, Product Liability insurance covers any wholesaler, manufacturer and distributer against third party liability which essentially arises out of the sale of product by them. </div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/">What does it cover?</a></strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If a defective product has been used by the consumer, then this type of insurance kicks in.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Not only the abovementioned fact, but the packaging of the product also comes under this policy. This means a defective packaging which may have compromised on the safety of the product, is also covered.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Other factors covered include:in absence of any labelling, or erroneous labelling indicating warranty, warnings or usage precautions or representations made anytime with respect to the fitness, quality, durability or performance or use of the product. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The policy also takes into account all sums that are required to be paid if the usage of product has led to the following: Accidental death/bodily injury or disease to any third party and Accidental damage to property belonging to a third party. </div> <div> Interestingly, there are certain product liability insurance policies that also offer an additional feature which can be best described as a major relief to the policy holders. This feature is a ‘benefit of retroactive date.’ What it means is that it covers those claims that are a consequence of incidents that may have occurred prior to the current or existing policy term.</div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/">Benefits  </a></strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>A lot of policies provide worldwide coverage.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Policy coverage can be extended to new products.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Even start-up companies can apply for this cover without worrying about extra documentation and other hassles.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>A wide range of products can be covered under this policy without worrying too much about policy restrictions and exclusions.</div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/">What you must note</a></strong></div> <div>  </div> <div> Your cost of insurance depends on several factors. Of these, the primary factor is the kind of risk that is associated with the product or business. For instance a pen manufacturer is a lot less likely to be sued than a car manufacturer. </div> <div> Since the business world has evolved a lot more in the last three decades, everyone knows that the consumer is the king. Therefore it’s best to be cautious and proceed with as much checks and balances in business as possible. This means, that it is in your best interest to identify and eliminate risks posed to your product by ensuring that you follow the best quality control features.</div> <div>  </div> <div> The other significant factor revolves around the geographical location of where your product is being shipped. In case if your product is sent overseas in a country which has laws that allow heavy compensation to a consumer, then this is definitely likely to impact the cost of insurance in a big way.</div> <div>  </div> <div> While buying these polices always read the fine print and compare existing quotes, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective & is a transparent option. </div> <div>  </div> <div> <a href="http://www.insuringindia.com" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=60InsuringIndia Blog Fri, 29 Apr 2016 14:15:46 GMT <div> Patrons of art, antiques and other collectors’ items in India have been breathing easy for quite sometime now, thanks to the Indian Insurance sector which has opened its doors to them. Traditionally, this sector has always been linked to insurance policies related to life, health, personal accident cover, etc. But now things have evolved.</div> <div>  </div> <div> What is art insurance? This type of insurance entails a variety of services that will guarantee you peace of mind and happiness for a long time. Many of us tend to believe that insuring valuable pieces of art like painting, statues, decorative items and even antiques means providing them a special protection from sudden mishaps like theft. Although this may be somewhat true, an insurance cover for these precious possessions includes a lot more, than this. </div> <div>  </div> <div> Here, a policy covers your antiques or art works from everything under the sun - foreseeable happenings and unforeseen mishaps like an accident, damage caused by fire and transportation risk among many others. Unlike conventional insurance policies, the premium for art insurance is dependent on a number of factors. These would include the type of collector, type of art involved i.e. paintings,or antiques, or statues, etc., and security available on the premises housing the art collection. </div> <div>  </div> <div> <a href="http://www.insuringindia.com/"><strong>Benefits:</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Peace of mind.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some insurance companies offer sops that include which is the right service provider for packing and transporting an invaluable piece of art, to ensure there is no damage during, before and after transit.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The insurance companies also offer advisory services in case of a natural calamity like a flood, storm etc.,and advise their clients on what can be done to ensure that the art item or antique is safe.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>They will also provide an emergency contact list of numbers of art conservators for emergency situations.</div> <div>  </div> <div> This is not enough. Many insurance companies are coming up with innovative attractions to woo prospective clients. In this vein, the next logical thing is managing the art collection of their patrons by helping them take the right steps. Services that entail managing art related pieces include:</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Though the basic nature of the insurance cover may not change, but now insurance companies are open to customizing their policies as per the needs and requirements of their individual clients.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some insurers also offer special information on restoring and conserving artwork.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>In case an artwork is being transported then insurers also offer ‘transit supervision’ which means that there is an additional security cover to any risk faced during transit, of the artwork.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>There is also the provision of assessing vulnerabilities of an art piece: the risks it may face/suffer and solutions are formulated to resolve them.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/"><strong>Exclusions may have the following factors:</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Nuclear reaction, nuclear radiation or radioactive contamination.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Biological or chemical contamination caused by or resulting from an act of terrorism.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>War, invasion and allied peril.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Damages following government action</div> <div>  </div> <div> Art is a valuable investment these days and the works of well known artists are worth huge amounts. When you have invested such large sums on your art collection, it pays to have your entire collection insured so that you can be worry free. It’s also a good idea to get your insurance from an online source, so that you can compare prices and features and get the best possible deal.</div> <div> <a href="http://www.insuringindia.com" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=59InsuringIndia Blog Thu, 28 Apr 2016 09:57:22 GMT <div> The menace of HIV, which is largely a global epidemic has also spread its tentacles in India, with the country registering approximately 5.7 million HIV positive people. Though the insurance sector has been very inflexible in dealing with HIV positive cases, now with more and more awareness of the fact that HIV positive people too can lead healthy lives, there are some insurance companies who are opening their doors to such clients. Earlier such clients were considered extremely high risk, so much so that health policies also mentioned HIV in its exclusions and it also found a mention in the list of pre-existing diseases. </div> <div>  </div> <div> In fact, on 1 April 2014, Insurance Regulatory and Development Authority's (IRDA) passed a directive asking insurers to provide life insurance cover to people living with HIV/AIDS. At the time, however, the insurance companies had pointed out that lack of proper data about the ailment would be a challenge in ascertaining the premiums of the policy. Thereafter, draft guidelines were issued where the regulator said that the board-approved underwriting policy should be kept in place by all insurance companies. It said that such patients cannot be denied a life insurance cover, if they satisfy the eligibility criteria mentioned in the board-approved underwriting policy. </div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/critical/critical_home.aspx"><strong>What do the current new insurance policies for HIV offer?</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some policies offer premiums as low as Rs 2,500 to as high as Rs 4,000 and unlike other policies no age limit is set for this type of policy.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It helps the HIV positive patient live a life of dignity and gives peace of mind.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The good news is that the insurance company is open to issuing this policy to anyone who has already contracted HIV. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Facilities like cost of pre medical tests are borne by the insurer.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some policies understand the need to maintain confidentiality and protect their client's identity. In this context, they provide complete confidentiality to the policy holder. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The biggest boon for this type of policy is that if HIV progressed into AIDS, then it gives financial support to the insured.</div> <div>  </div> <div> Besides the foray of the insurance sector in this area, there is also an emergence of group health insurance cover for HIV positive people. Typically, these schemes or policies have the following features: </div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Like other existing insurance policies in the health sector, these policies also provide coverage for upto a period of one year. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Depending on the type of group cover, the sum insured ranges from Rs 30,000, Rs 40,000 and Rs 60,000.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some group policies disburse the sum insured in two parts: the first half covers hospitalization while the other is disbursed if the patient reaches the stage of AIDS.  </div> <div>  </div> <div> The sudden discovery that one is HIV positive is in itself a traumatic time for not just the patient, but also his / her loved ones. Adding to this mental anguish is the stigma and misconception attached to this disease. However, contracting HIV does not mean the end of the road for anyone. Rather if an HIV positive person insures themselves, then they can lead a life of self-reliance, dignity and live on their own terms. </div> <div> <a href="http://www.insuringindia.com/general-insurance/critical/critical_home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=58InsuringIndia Blog Thu, 21 Apr 2016 10:45:45 GMT <div>  </div> <div> Globalization and aspirations for a better life have escalated the costs and risks for everything resulting in a rise in the demand for insurance. While insurance sector has penetrated urban India in a big way, efforts are afoot to also make a mark in the rural sector. This is being done via various policies one of which is micro insurance which attempts to provide a risk cover for all basics in rural segment like coverage for weather, cattle/livestock and insurance for dwellings/hutments.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/micro-insurance/online-micro-insurance-home.aspx"><strong>What is Micro Insurance and who can apply for it?</strong></a></div> <div>  </div> <div> Micro insurance as the name suggests, means insurance for small sums assured and therefore small premiums. As these policies are affordable, they become within the reach of lower income groups, for which they have been specifically designed. Micro insurance comes as a boon for such people, especially those in rural areas whose livelihood is dependent on agriculture and therefore the vagaries of nature.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/micro-insurance/online-micro-insurance-home.aspx"><strong>People who can take micro insurance include:</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Anyone within the age bracket of 18-55 years.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Agricultural labourers, construction workers, and persons employed in any aspect of agriculture.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Low income groups who may not have access to banking and other financial institutions.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Those living in rural areas that are remote and who suffer hardships.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Those who face greater hardships in their livelihoods, life in rural areas as compared to their wealthier urban counterparts.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Those who may be illiterate and unaware of insurance plans.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/micro-insurance/online-micro-insurance-home.aspx"><strong>Types of Micro insurance plans</strong></a></div> <div>  </div> <div> <strong>The types of micro insurance that are useful for people engaged in agriculture would include:</strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Tractor / Commercial Vehicle Insurance: This type of policy takes care of one of the most essential and vital implements in the farming sector—the tractor. Many policies also offer personal accident cover and third party liability cover under this. It means that bodily injury sustained during an accident, or accident involving other people and even the vehicle is covered. In the event of a theft, burglary, natural calamity like a fire outbreak/earthquake/storm/hurricane/cyclone etc., the tractor is covered. </div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Weather Insurance: This type of cover is taken largely for crops. In India, agriculture is highly dependent and impacted positively or negatively by climate change and natural phenomena. These include earthquakes, cyclones, hurricane, unseasonal rain, droughts, weak or robust monsoon and also floods. Therefore weather insurance comes as a welcome relief to farmers.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Cattle insurance: Another important aspect of rural life is cattle or livestock. This type of cover takes into account the age of the cattle, value of the animal. It provides compensation in case the cattle suffers from unnatural death, disease, disability or accident. It covers cows, buffaloes, calves, bulls and bullocks.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Insurance for dwelling/ Hutment: This type of policy is also known as an asset micro insurance policy. It covers loss or damage to buildings and its contents, personal belongings due to fire or natural causes. These include cyclones, typhoons, hailstorm, flood, damage caused by excessive rain, etc. Other unforeseeable mishaps like an explosion, bursting of water tanks, impact suffered by a rail/road accident are also covered. Theft, burglary, damages caused to items and valuables inside the hutment/dwelling are also covered. In fact this policy also provides a hospitalization cover and a disability cover.</div> <div> <a href="http://www.insuringindia.com/micro-insurance/online-micro-insurance-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=57InsuringIndia Blog Mon, 18 Apr 2016 16:24:58 GMT <div> The recent fire tragedy at Kollam which caused irreparable loss to human life and property has once more highlighted an oft ignored fact in India: Places of worship like temples, churches, mosques, and gurudwaras are also vulnerable to accidents. Perhaps, in light of this tragedy India may see resurgence in property insurance, especially at such places. Interestingly, most people suffer from the misconception that their homes, offices shops, warehouses and also factories need this type of insurance. Many tend to ignore the fact that if a mishap like a sudden fire, stampede or any other incident occurs at a place of worship, then the consequent loss can be of humungous proportions. Hence it makes sense for anyone and everyone to opt for property insurance.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/business-insurance/online_business_insurance_home.aspx"><strong>What is property insurance? </strong></a></div> <div>  </div> <div> Essentially, this type of policy offers gives you a security cover against unforeseen and anticipated risks to property. These include accidents like a sudden outbreak of sire, theft, or any other disaster. Property can include your house, workplace, business, personal belongings inside etc. This type of policy includes a number of sub-categories which attempt to cover the maximum range of risks that may arise to your property.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/business-insurance/online_business_insurance_home.aspx"><strong>These include:</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>A Fire Policy: As the term suggests, this type of cover secures your property against damage inflicted due to fire. This includes places of worship, homes, offices, businesses etc. What you must also know is that property insurance also factors in acts of God like a flood, landslide, cyclone, hurricane, earthquake, storm etc. Man-made calamities like riots, bush fire, are also included in this type of coverage. </div> <div>  </div> <div> What you need to be aware of is that there are also certain exclusions. Loss or damage caused by war and war like activities, nuclear dangers, contamination, pollution, breakdowns caused by electrical and mechanical faults are usually not covered unless specifically included.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Umbrella Policies: These are basically add on covers that give an extra buffer. These policies are clubbed in a single document and can save you the hassle of additional paperwork. These include Shopkeepers Policy, Office Package policy, Building Insurance, Householders Policy.  </div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Burglary Insurance: This is self explanatory. This is most essential not only for homes and offices but also places of worship which stock huge amounts of donations, jewellery and other valuables. This policy also takes care of the damage caused to your house/office/place of worship owing to an incident of burglary. Here, it’s important to note that this particular policy does not pay for loss or damage to goods held in trust/commission unless specifically covered. This includes any jewellery, deeds of title, books of business and curios. This means that a homeowner, business person or trustee of a place of worship has to go an extra mile to include this clause while insuring the property. </div> <div>  </div> <div> <a href="http://www.insuringindia.com/business-insurance/online_business_insurance_home.aspx"><strong>Points to be noted before opting for this type of policy:</strong></a></div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It is always advisable to get property insurance from a web aggregator. Its hassle free, saves extra costs and gives you more choices than an insurance agent would </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It’s a good idea to read the policy brochure/ prospectus carefully and get to know the policy inclusions and exclusions.</div> <div> <a href="http://Get Free Comparison and Quotes of the Best Term Plan in India." style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=56InsuringIndia Blog Mon, 18 Apr 2016 10:54:43 GMT <div> We live in a material world where our aspirations have no limit. But, this comes with the heavy price of a stressful life both at home and at work where salaries translate into fulfilling our desires for exotic holidays, fancy homes and providing top end facilities for our families. In this scenario, it is very important that we have a corpus which will be handy in case of an unforeseen ailment, accident or a future milestone like a child’s education abroad or his marriage.</div> <div>  </div> <div> There have been so many cases where the rich and mighty and even celebrities have been reduced to virtual penury, because they did not have the foresight to save for their future. What if you are in their shoes tomorrow?</div> <div>  </div> <div> Now, with a plethora of insurance choices in the market, is there a policy that could be both a safeguard from any risks that may arise and also a savings tool which will be handy at a time of need? Instead of buying a policy that will eat premiums for years and have a limited corpus, is there anything better out there? Yes, there are some policies that give you this comfort and choice.</div> <div>  </div> <div> Beside yourself, you have to also safeguard your child’s future, his important milestones like marriage and educational needs which require sizeable savings. A child insurance policy involves paying a fixed premium to the insurance company for a certain period. In case the wage earning parent passes away, the insurance company usually waives the premium off and then provides the complete compensation as a lump sum when the policy matures.</div> <div>  </div> <div> Then there are other plans like ULIPs, Money back or endowment plans and pension plans that are a long term investment and security cover. Unit-linked Investment Policies (ULIP) have the dual benefit of being an investment and insurance, while Money Back Insurance policy as the name indicates gives the policy holder money back after a fixed time. A pension policy is a retirement planning policy which asks you to affix an age for retirement and earn benefits.</div> <div>  </div> <div> <strong>Benefits of ULIPS </strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Since these instruments are market linked, they can give you high returns in a short duration of time.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>They are flexible as you can choose from high, medium and low risk options under the same policy.   </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You have the benefits of partial withdrawal. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You can avail major tax benefits.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/life-insurance/Pension/online-pension-insurance-home.aspx"><strong>Benefits of pension plans</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Single or annual premium plans will help fund a scheme for regular income once you’ve stopped working.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Any amount that is invested in pension plans can give you tax benefits.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You’re tension free in your sunset years as you have an assured income.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/life-insurance/Pension/online-pension-insurance-home.aspx"><strong>Benefits of Money Back Insurance Policy</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>This policy helps in tax savings.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Periodic payments meet your short & long term goals. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You’re covered for life and there is a survival benefit, after each interval. </div> <div>  </div> <div> While buying any polices always read the fine print and compare existing policies --premium, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective and is a transparent option. </div> <div> <a href="http://www.insuringindia.com/life-insurance/Pension/online-pension-insurance-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=55InsuringIndia Blog Thu, 14 Apr 2016 16:28:45 GMT <div> India has forged ahead in many sectors in the last two decades. While the insurance sector has undergone a complete metamorphosis, it is yet to make its mark and reach the masses on a larger scale.  While insurance is a reality for many it still remains a luxury for many and this includes low income groups that include domestic helps, drivers and others.</div> <div>  </div> <div> According to media reports, India has at least 90 million domestic helps who are living without any access to free education for their children, medical facilities or even any sort of policy on taking weekly/monthly offs or sick leave. Also, bank security is not possible because they lack adequate id proofs and documents that are required for registration.Even salaries are not fixed and payment varies from one employer to another resulting in total lack of security for either the present or the future.</div> <div>  </div> <div> Now, in this scenario, imagine a life where you have no security umbrella for life, health and in case of an unforeseen mishap you're either scraping the bottom of the barrel or at the mercy of your employer for rescuing you from your woes. This is the story of many domestic helps in India who work relentlessly to make lives easier and more comfortable for their employers. </div> <div>  </div> <div> This factor has caught the attention of the government which launched the RashtriyaSwasthya Bima Yojana (RSBY). It provides health insurance coverage for BPL (below poverty line) families, but since domestic helps don’t really fall in this category they tend to miss out on this opportunity. Taking this into account the insurance sector has thrown up some choices. Indeed, now things are changing with changing times. You can buy an insurance cover known as "micro insurance" and provide security and comfort to your domestic help and other staff. </div> <div>  </div> <div> <a href="http://www.insuringindia.com/"><strong>Salient featuresof  micro insurance </strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some policies offer really low premium rates considering that the affordability factor has to be given special emphasis. These premiums range from Rs 50 to Rs 2,500 per annum.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Sum assured varies from Rs 10,000 to Rs 10 lakh, depending on the type of policy you opt for.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>There has been emergence of certain online portals that offer insurance schemes aimed only at domestic helps. These include protection plans, term accident plans, composite products, and group plans.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You can also gift a pension plan to your domestic help by paying a premium ranging from Rs 135-Rs 350 for a five year insurance cover on websites that offer these policies. Some of the contributions get directed towards the government’s national pension scheme (NPS). </div> <div>  </div> <div> It’s a good idea to buy these policies online after a thorough research and comparison of various policies on several parameters like rate of premium, sops, long term advantages and what the policy holder would receive in terms of compensation at the end of the policy term. Buying an insurance cover online is cost-effective and can be done from the comfort of your own home, at your own convenience. </div> <div>  </div> <div> <a href="http://www.insuringindia.com" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=54InsuringIndia Blog Wed, 13 Apr 2016 16:21:25 GMT <div> In today's world, banking upon traditional insurance plans like health, property and life are not enough to ensure that you have a security cover. Considering that terrorism has now become more of a domestic reality instead of a global threat, it makes sense to secure yourself and your assets -- home and business against acts of terror. Though the insurance sector in India is relatively new to this issue, the good news is that the policy holder is at an advantage. </div> <div>  </div> <div> In April 2002, The Indian Market Terrorism Risk Pool was formed following an initiative by non-life insurance firms in India. This was done after terrorism cover was withdrawn by international reinsurers in the aftermath of the 9/11 attack. Now, all non-life insurance companies within India and General Insurance Corporation of India (GIC Re) are members of the pool.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"><strong>What is terrorism insurance and who needs it? </strong></a></div> <div>  </div> <div> This type of cover can be taken by both individuals and business owners who may suffer liabilities and damages owing to acts of terror. Generally, a terrorism cover is provided by insurance companies as an add-on cover with a personal accident insurance policy or even a property insurance policy. </div> <div>  </div> <div> This is a bit of a grey area in the current scenario, because it's very difficult to predict where and when an act of terror may manifest. So rather than a full blown policy for an individual as a standalone cover, it is usually provided as an add-on. </div> <div>  </div> <div> However, the picture is a bit different to India Inc as compared to small businesses and medium sized businesses. In the latter segment, a lot of ground still needs to be covered. </div> <div>  </div> <div> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"><strong>What does it cover? </strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Generally terrorism cover is provided as add-on cover. This means you have to pay an additional premium. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It can also include material damage and business interruption depending on the type of policy you opt for. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Evaluation of loss may vary from one company to another. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Also risk factors are taken into account if it is bought for safeguarding business.</div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx">What you should note while buying a terrorism insurance </a></strong></div> <div>  </div> <div> It may be difficult for you to purchase a standalone policy for terrorism insurance because most companies consider it a major risk, considering the magnitude of risk and loss involved. In case you are travelling within India or abroad, do consider opting for this insurance because an act of terrorism is unpredictable. It may also be worthwhile to check whether you are covered under this even if you’re buying a home, health or life policy.</div> <div>  </div> <div> It is always better that this policy is bought via an online aggregator instead of an insurance agent. This is because online platform gives you a plethora of choices from varied insurance companies. It also allows you to compare, the advantages, premium rates, weigh the negatives and disadvantages and review sops. Thus all these factors help you in making a more informed choice which is best suited to your needs.</div> <div> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=53InsuringIndia Blog Tue, 12 Apr 2016 10:39:56 GMT <div> Imagine that a fire breaks out in your neighborhood. Your neighbor’s house gets burnt badly destroying most of the home’s contents. Though you feel bad for your neighbor, but a small voice inside you is a little relieved that it’s not your house. </div> <div>  </div> <div> Most of us like to harbor the false belief that disasters and mishaps happen only to other people.  It is only when this bubble bursts, that one realizes that unforeseen happenings can strike anytime, without prior warning. Whenever you buy a house and take a home loan from a bank then usually a lot of banks also offer the option of buying a home insurance while applying for a home loan. Unfortunately, a lot of home buyers tend to overlook this security umbrella and often view it as an unwanted expense. </div> <div>  </div> <div> Ironically, home insurance cover is quite cheap and does not bite into your budget. Buying a home insurance means you not only secure your house externally but also the items inside the house. Besides natural disasters like landslide, flood, hurricane, tornados also man made accidents like fire and other related perils are covered under home insurance. </div> <div>  </div> <div> <a href="http://www.insuringindia.com/business-insurance/online_business_insurance_home.aspx"><strong>What a home insurance cover entails</strong></a></div> <div>  </div> <div> This type of policy essentially safeguards your home—its outer structure and its belongings from furniture, utensils to other expensive and non expensive items within your home against accidents, acts of nature or man made calamities. Usually, the premium amount is low and some insurance companies offer a policy cover period that may extend to five years.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/business-insurance/online_business_insurance_home.aspx"><strong>Factors on which home insurance policy premium is ascertained</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The most obvious factor is the duration for which the policy is chosen by the policy holder.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The other most important factor is the size or the built-up area of the house which will have a bearing on your policy.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Depending on the type of locality or the area your house is based, and the cost of construction in your area, your premium is then calculated.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The current market price of valuables and contents inside your home. </div> <div>  </div> <div> <a href="http://www.insuringindia.com/business-insurance/online_business_insurance_home.aspx"><strong>Benefits of home insurance policy</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Low premium rate.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Peace of mind that you are in good hands and all damages will be sorted</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If your home is damaged and is uninhabitable for some time, you can be granted some amount on a temporary basis to live elsewhere. This, of course, depends on the type of policy you opt for.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Natural disasters which include lightening, hurricane, tornado, flood, fire explosion, implosion, storm, earthquakes are covered under this policy.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Man made calamities like strikes, riots, thefts, acts of terrorism, burglary and larceny. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Depending on the type of policy you opt for, your security cover can be as long as five years.</div> <div>  </div> <div> It is advisable that this policy is bought via an online aggregator instead of an insurance agent. This is because an online platform gives you a plethora of choices from varied insurance companies. It also allows you to compare, the advantages, premium rates, weigh the negatives and disadvantages and review sops. Thus all these factors help you in making a more informed choice which is best suited to your needs.</div> <div> <a href="http://www.insuringindia.com/business-insurance/online_business_insurance_home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Quotes of the Home Insurance in India. </span></a></div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=52InsuringIndia Blog Mon, 11 Apr 2016 09:47:53 GMT <div> For more than a decade now, while India has been shining in urban areas, the rural part of the country has been blighted with tales of penury, overnight misfortunes and failed crops leading to untimely deaths of farmers who could not carry the burden of loss, debt and a dark future on their shoulders. While the government has launched a plethora of schemes to benefit the farmers, crop insurance is one aspect which is yet to attain full momentum in rural India. </div> <div>  </div> <div> In India, agriculture is highly impacted by the perils of climate change and natural phenomena like droughts, weak or robust monsoon and also floods. Reports suggest that low penetration of insurance in the agriculture sector –one in every five hectares- is an added problem alongwith the fact that high premium rates and low sum assured have made things difficult for farmers. With the rise of farmers suicides in the last decade and a truant monsoon year after year, the farming community in India needs to be insured so that their families and their future is no longer controlled by either fragmented or inadequate infrastructure or natural disasters.</div> <div>  </div> <div> So how does crop insurance work? Firstly to make a claim a farmer has to furnish the land record and photo id proof to file for a crop insurance policy. A premium is calculated based on several factors like location, yield data, type of crop being insured, historical data of yield, calamity years in the specified area and the indemnity level of yield crop.  Crop insurance essentially covers any shortfall in the crop yield which may be caused by natural phenomena. This includes pests, crop diseases, fire, floods, drought, dry spell, landslide, cyclone, hailstorm, tornado, hurricane among others.</div> <div>  </div> <div> In fact, if there is any kind of loss owing to factors like prevented sowing  or any PLA planting risk because of rain deficit or adverse seasonal conditions. This type of policy also covers varied post harvest losses.</div> <div>  </div> <div> In the past, the government has launched many crop insurance schemes. Earlier the Conprehnesive Insurance Scheme was a voluntary one where the actual yield in any areas covered by the scheme fell short of the guaranteed yield, the farmers were entitled to an indemnity on compensation to the extent of the shortfall in yield. But this scheme was removed in 1997 after Gujarat staked a major portion of the total claim amount. This scheme was followed by an experimental crop insurance schemein 1997-98, which gave cover to non-loanee small farmers and marginal farmers growing certain specific crops in earmarked districts. But this too was scrapped.</div> <div>  </div> <div> The third scheme, Farm Income Insurance Scheme (FIIS) was launched during the period 2003-04.FIIS targeted yield and price of crops via a single insurance policy so that the insured farmer could get a guaranteed income.</div> <div>  </div> <div> The other scheme launched by the government National Agriculture Insurance Scheme covers food crops (cereals and pulses), oilseeds, horticultural and commercial crops and also covers all farmers, both loanees and non-loanees. A subsidy of 50% of the premium charged is given to such small and marginal farmers - the subsidy is shared equally between the Government of India and individual state governments. The subsidy is supposed to be phased out over a period of 5 years.</div> <div>  </div> <div> The latest scheme from the government is the Pradhan Mantri Fasal Bima Yojana, which is expected to be a big boost for farmers. Here, the government has simplified many things and also reduced the premium payable by farmers. According to the Yojana the premium ranges from 2% to 5% for crops. The gap between the actuarial premiums and the rates payable by farmers would be fully met by the government. According to reports, the government subsidy is also not subject to an upward limit.</div> <div>  </div> <div> As a part of its commitment to ensure that the consumers and stakeholders get the best possible exposure to the products in the insurance sector, Insuringindia.com is fully committed to reach out to this vast rural majority and touch lives. At insuringindia.com we have a panel of experts who are exclusively available to address issues and concerns on all insurance products in the market. For us, crop insurance is as important as any other sought after insurance like health or life insurance. It is our endeavour and prime goal that our consumers make an informed choice based on all the information we provide. </div> <div> <a href="http://www.insuringindia.com/rural-insurance/Rural-insurance-home.aspx?ProductId=crop" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Quotes of the Best Crop Insurance</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=51InsuringIndia Blog Fri, 08 Apr 2016 16:56:27 GMT <div> Most owners of two wheelers are not aware of the fact that they can insure their scooter or motorbike for a duration which is longer than one year. Usually, the burden of renewing or opting for a new insurance company falls on the shoulders of the policy holder if he has taken a year-long insurance. This not only entails documentation and mandatory paperwork but it can also be a bit of a headache. </div> <div>  </div> <div> But if an insurance is bought for a period of three years then not only you are saved a lot of paperwork but things work in your favour in a big way. Let’s explore how.</div> <div>  </div> <div> <strong><a href="https://www.insuringindia.com/general-insurance/twoWheeler/online-twowheeler-insurance-home.aspx">Types of Two wheeler Insurance covers</a></strong></div> <div>  </div> <div> Third party insurance or ‘Liability One’ policy: This type of policy usually provides acomprehensive cover in case of an injury or death of a third party --person and property. Here if your vehicle undergoes any damage, this policy wont compensate the damages but will grant the benefit of personal accident cover to you.</div> <div>  </div> <div> Comprehensive Plan or Package Policy: Unlike the above policy, this cover extends tothird party liabilities and protects your two wheeler and can provide add on covers too.</div> <div>  </div> <div> <a href="https://www.insuringindia.com/general-insurance/twoWheeler/online-twowheeler-insurance-home.aspx"><strong>How it will benefit the policy holder</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You get a more comprehensive coverage for your two wheeler specially in case of an unforeseen mishap like death during an accident, a theft or third party damages caused by your vehicle. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>In case you’re not happy with your current insurance provider you have the option of shifting to another insurance provider of your choice.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You can also consider taking up additional sops like an anti-theft alarm being installed in your vehicle. It can guarantee you peace of mind, for sure.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Paperwork and documentation is more efficient and faster.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Like car owners, you can also file and avail for a ‘No Claim Bonus’ in case you’ve made no claims against your vehicle. This also means you insurance company may adjust this amount against your premium making it a win-win situation for you.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You can opt for a personal accident cover which can be extended to your family.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Depending on the type of policy that you opt for, you can also file for a cashless claim.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>This type of cover will also protect you against any out of pocket expenses that arise. Now let your insurance company deal with them.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The good news is that now insurance companies will not be able to revise the rates during the tenure of the policy. They will also not be able to cancel the policy in any circumstances except in case of total loss. </div> <div>  </div> <div> It is advisable that this policy is bought via an online aggregator instead of an insurance agent. This is because online platform gives you a plethora of choices from varied insurance companies. It also allows you to compare, the advantages, premium rates, weigh the negatives and disadvantages and review sops. Thus all these factors help you in making a more informed choice which is best suited to your needs.</div> <div> <a href="https://www.insuringindia.com/general-insurance/twoWheeler/online-twowheeler-insurance-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Quotes of the Best BIke Insurance in India</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=50InsuringIndia Blog Thu, 07 Apr 2016 12:59:08 GMT <div> Being a foreign national in an alien country comes with its own set of challenges and difficulties. Besides the expected language and culture barrier, the most daunting task can be dealing with additional challenge of getting your claims processed, if an illness strikes. If you’re an expat residing in India, then the recent relaxation of IRDA rules that allow third party administrators (TPAs) to process health insurance / mediclaim claims for foreign nationals also would come as a welcome relief.</div> <div>  </div> <div> <strong><a href="https://www.insuringindia.com/general-insurance/health/health-home.aspx">What are TPAs and what is their role?</a></strong></div> <div>  </div> <div> In India, as per rules the patients in India are supposed to approach TPAs to take care of not only their medical documentation but also other health related requirements. Essentially, they function as a vital link or bridge between a healthcare providers like hospitals, insurance company and the policy holder. TPA services are either outsourced or provided by a separate department of an insurance company from which you may have bought your health policy.</div> <div>  </div> <div> If there is a medical situation where you may have to rush to a hospital, then you must intimate your TPA immediately. This is because they will immediately direct you to a hospital under their ambit, which has cashless facility and may not require a lot of fuss of documentation etc, while addressing your problem. </div> <div>  </div> <div> <a href="https://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong>How will it benefit the expat community</strong></a></div> <div> •        Claims will be handled in a more efficient manner thus saving time.</div> <div> •        Administrative costs will be scaled down & lower the cost of claim management.</div> <div> •        Cashless facilities will ease the burden on expat patients.</div> <div> •        TPAs run 24x7  and can be availed from any part of India.</div> <div> •        Unique identification numbers are issued on TPA ID cards to policy holders so that their claims are addressed in a more focused manner.</div> <div> •        TPAs have a  panel of medical experts who can take decision on whether the ailment of the  policy holder is covered in the policy.</div> <div> •        TPAs also reduce the cost of premiums.</div> <div> •        Some TPAs also top up facilities like taking care of ambulance services, specialised consultation.</div> <div> •        Additional services with TPAs will also take care of lifestyle management and wellbeing programmes.</div> <div> <a href="https://www.insuringindia.com/general-insurance/health/health-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes of Health Insurance in India. </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=49InsuringIndia Blog Thu, 07 Apr 2016 09:50:20 GMT <div> While the insurance industry has evolved with changing demands of society and lifestyle, a new trend has unveiled itself in the recent years where political parties are now eyeing personal accident benefit cover for their party workers. Accidents are not restricted to roads alone. But acts of violence can throw a lot of things out of gear including personal safety. Over the years, poll related violence has gone up and this gives rise to the need for personal accident insurance cover for party workers especially at the grass roots level because they are in the most vulnerable positions. </div> <div>  </div> <div> <strong><a href="https://www.insuringindia.com/personal-accident/online_personal_accident_home.aspx">What is a Personal Accident Cover?</a></strong></div> <div>  </div> <div> This is a special policy that safeguards the policy holder against unforeseen accidents and mishaps. It basically provides compensation in case of death or bodily injury to the insured person, directly and solely as a result of an accident, by external, visible and violent means. You also have the option of buying additional protection against partial and temporary disability and also loss of livelihood as a direct result of that disability.</div> <div>  </div> <div> <strong><a href="https://www.insuringindia.com/personal-accident/online_personal_accident_home.aspx">Benefits of Personal Accident Cover</a></strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It can be availed from any part of India 24x7.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Offers a lump sum in case of accidental death or permanent disability, depending on the type of cover opted for.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>A lot of policies also extend this benefit to the family of the policy holder.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Injuries suffered during mishaps/ accidents like Broken Bones, Burns, Permanent Disability or Accidental Deaths are covered under the policy umbrella. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some policies also offer additional sops like taking care of Ambulance expenses alongwith cash reimbursements for hospitalization. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some policies also offer the benefit of child education to the policy holder in event of his death or incurring permanent disability during a mishap.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It saves you a lot of headache as it does not need medical tests and documentation.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Premium rates are usually affordable as they are low.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The claim process if very efficient and simple.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some policies also take care of legal expenses and provide funeral cover.</div> <div>  </div> <div> It is advisable that this policy is bought via an online aggregator instead of an insurance agent. This is because online platform gives you a plethora of choices from varied insurance companies. It also allows you to compare, the advantages, premium rates, weigh the negatives and disadvantages and review sops. Thus all these factors help you in making a more informed choice which is best suited to your needs.</div> <div>  </div> <div> What you need to take care of while buying a personal accident cover is the inclusions and exclusions that your policy lists. Therefore it is a good idea to read the fine print and offer documents carefully. For example certain things like suicide, self inflicted wounds, pre-existing injury, pregnancy, child birth, natural death are not covered. </div> <div>  </div> <div> It is also very important that while buying this policy, the kin of the party workers be apprised of the inclusions and exclusions. This will help them in expediting claims faster, whenever the need arises.</div> <div>  </div> <div> <a href="https://www.insuringindia.com/personal-accident/online_personal_accident_home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Quotes of the Personal Accident Insurance</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=48InsuringIndia Blog Thu, 07 Apr 2016 09:43:09 GMT <div> While insurance sector in India has undergone a major metamorphosis in the last decade, there is still a need to change perspectives and increase awareness about health related policies, especially for women. A lot of women tend to leave financial decisions like what insurance to opt for, to the man in their lives – dad, husband or son. And in most cases, women get a medical cover only as part of a family floater. Working female professionals on the other hand have an extra edge because their employer takes care of their medical needs under the group insurance cover. But whether you’re in this category or a homemaker, it is necessary that you opt for an individual health plan because it will take care of your medical needs in a more comprehensive manner. </div> <div>  </div> <div> In fact, if your healthcare provider can cover women related diseases which may or may not be critical in nature, then you are definitely making a good choice to secure your future. This is because as women grow older, they have special needs, and these don’t get covered in family floater plans. So it becomes very important for a woman to know more about insurance so that she can choose the best health insurance plan. </div> <div>  </div> <div> What will a woman centric health policy cover which a conventional health policy won’t? </div> <div>  </div> <div> Changing lifestyle and challenges of modern life at both work and home have ushered in a series of lifestyle diseases that have impacted women across all strata of society. Aside from the fact that you may already have a family history of diseases like stroke, diabetes, heart related ailments, high blood pressure and pre-existing conditions, unlike men there are also a whole set of ailments that are common only to the fairer sex. Though the healthcare policies have evolved with time to address these issues, if you’re working there are chances that your employer may not necessarily have considered this aspect as well. Also, if you are a homemaker, it is pragmatic to opt for women centric health plans anyway, because an illness can manifest anytime. </div> <div>  </div> <div> It’s notable that insurance companies now offer policies that cater to women’s medical and health needs. In fact, most of the ailments listed below fall in the category of critical illness cover for women and what you need to know is that when you apply for a claim if you’re diagnosed for a critical illness, your insurance company will give you a lump sum payment. Some companies go an extra mile and can allow you to apply for a claim immediately instead of waiting for you to furnish your hospital or medical bills. </div> <div>  </div> <div> Types of ailments that can strike women </div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Breast Cancer </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Fallopian Tube Cancer</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Ovarian Cancer</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Vaginal Cancer</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Cervical Cancer</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Burns caused by acid/during an accident/any other mishap</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Cancer of uterine lining which is known as endometrial cancer</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Paralysis</div> <div>  </div> <div> Advantages</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Tax benefit</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You don’t need to be hospitalized to make a claim to your insurance company</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It will hold you in good stead if an ailment strikes in your sunset years</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It’s your best safety umbrella if you don’t have savings</div> <div>  </div> <div> Note: Read policy documents very carefully and keep an eye out for exclusions. Always opt for buying a policy online as it allows you to compare premium rates, weigh the positives against the negatives of all policies in the insurance market. It’s also easier on the pocket and a more transparent option.</div> <div> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Quotes of the Best Health Insurance in India. </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=47InsuringIndia Blog Mon, 04 Apr 2016 13:09:56 GMT <div> In today’s fast paced world everyone is aware of the pitfalls and challenges that modern life poses. In this scenario, it is very essential to safeguard and protect oneself and one’s family against all possible foreseeable and unpredictable mishaps. While a lot of people choose to insure themselves on several fronts like-health, annuity plans, car insurance, personal accident cover among others, it’s important to note that disclosure of all personal information can go a long way in ensuring that nothing goes wrong when you need your policy the most.</div> <div>  </div> <div> <strong>What is ‘Utmost Good Faith’?</strong></div> <div>  </div> <div> This is a basic legal principle which requires every policy holder and the insurance company selling the policy, to have honest and transparent business transaction with each other. This means they should not suppress any crucial information or mislead on any fact that can later create problems. In fact, your policy could become null and void in case the material disclosure has failed on the principle of utmost good faith or Uberrima Fides.</div> <div>  </div> <div> <strong>What can go wrong in health and life insurance policies if you aren’t honest?</strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It’s a good thing if you’re relying on yourself to fill out your health insurance policy rather anyone else. Else, you risk some vital facts or sections being missed/ misinterpreted or wrongly filled. The result: Null and void policy.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Non-disclosure of facts while buying a health insurance policy can be yet another major reason for trouble. As per existing rules, it's important for both the insurance company and the insurance buyer to disclose all facts to each other. In a nutshell, it means you should not conceal any facts- like your age,height, weight,  details of your profession, a pre-existing medical condition and even a regular health check-up, if your health policy so requires.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Worse, if you’ve withheld facts that can potentially threaten your life and the insurance company finds out, then you’re surely at a loss.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If you’re a smoker or consume tobacco and have not disclosed it to save on high cost of premium then be assured that an insurance company will deploy methods—like a blood test/ consultation with a medical expert-- to find the truth. Once the actual facts are unearthed, then get ready to say goodbye to your life insurance cover.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If you have a history of alcohol abuse and don’t disclose it, then you’re taking a big risk with your policy.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If you buy a policy that does not correspond with your income, then chances are the insurance company might be suspicious that you’ve bought the policy for wrong reasons. Hence, buying a policy that you can afford can definitely save your nominees a lot of trouble.</div> <div>  </div> <div> <strong>Facts to consider</strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Always update the nominees on your policy.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Check for the ‘contestability period’ on your policy. This means that if the death of the policy holder occurs immediately after or a year after buying the policy, then the nominees could be headed for troubled waters, as your insurance company might be suspicious.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Drug overdose, death by suicide, misuse of non-prescribed medicines etc. are some of the exclusions in many policies. Always run a check on these before buying any policy.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Never withhold any vital information.</div> <div> <a href="http://www.insuringindia.com/"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Get Free Comparison and Quotes </span></a></div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=46InsuringIndia Blog Wed, 30 Mar 2016 14:08:43 GMT <div> In today’s time it has become paramount for everyone to ensure the financial stability for not only their own future but also their kin. With the insurance sector throwing up so many policies, how do you know what’s your best bet? What if there’s something that gives you the dual advantage of being a security cover as well as a beneficial investment? This is where a Term Return of Premium Plan (TROP) comes in. </div> <div>  </div> <div> Usually, term life insurance does not offer any financial benefit if the policy holder survives the term period. However, some insurance companies offer TROPs which also have a return of premium option.  This means that not only you have peace of mind that your immediate family/nominee is taken care of financially after your death, but it also means that you can reap benefits if you survive the term period.</div> <div>  </div> <div> <strong>How do these plans work?</strong></div> <div>  </div> <div> Term life insurance plan is an inexpensive option. But some companies extend an additional benefit of ensuring that the complete premium amount is returned to the policy holder if he survives the term. But it’s important to note that the policy premium is definitely higher.</div> <div>  </div> <div> Let’s take a look at how much you stand to gain.</div> <div>  </div> <div> <strong>Advanatges</strong>:</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The most obvious and advantageous gain for a policy holder is tax saving. The money that you save here can be used as an investment or a corpus for any future milestone.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It’s good as a short-term investment for 10-15 years.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Yet another big gain in your kitty is that this policy is an investment as well as a financial safeguard for your family. The net result, therefore, is a win-win situation for you.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Peace of mind is guaranteed.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>As opposed to a term plan which gives a death benefit, this type of policy gives you a maturity benefit too.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If you buy this type of policy as a young professional then there are greater chances that you strike gold.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You can also add on riders to ensure you reap greater benefits and have a more comprehensive cover.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>These plans also provide flexible options. This means that you get to actually choose the period of protection by paying your policy premiums for a fixed period. So now you can pay your premiums on a monthly or yearly basis.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some companies also offer an inbuilt clause of an accidental death benefit which again, can be advantageous for the policy holder.</div> <div>  </div> <div>  </div> <div> <strong>Disadvantages:</strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>TROPs are costlier than conventional life insurance policies.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It is very unlikely that you are granted a refund by the insurance company if you cancel your policy before the expiry of the stipulated term.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The most important fact to note here is that the premium paid will be returned at maturity, therefore the nominee will get a reduced sum assured in the event of the insured person’s death. </div> <div>  </div> <div>  </div> <div> There are several things that must be taken into consideration while going for this type of policy. To begin with, always choose the one with a higher premium because it is most likely to offer extra sops that can work in your favour. Also a policy with a longer term cover is a good choice. Lastly, instead of approaching an insurance agent, opt for an online aggregator as it will be a more transparent, efficient, cost effective option as it will throw open a variety of choices for you. Choose wisely.</div> <div> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes of the Best Term Plan in India. </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=45InsuringIndia Blog Wed, 30 Mar 2016 11:07:25 GMT <div> With recession at its peak across the world and in India, the good old days of expecting an adequate financial security cover from just the job have come to an end. Whether you’re a young professional who’s just started his career or a seasoned professional with years of experience and a top end salary, the harsh reality is that you have to plan for a pension corpus. Add to these factors that after retiring at 60 years of age, you need a solid financial backing. Also, technological advancement has made human life longer and life expectancy is over 90 years, it makes more sense to buy a pension plan which is also referred to an annuity plan, that will take care of you in your sunset years, regardless of the fact that your company may be setting aside a PF or a related corpus for you.</div> <div>  </div> <div> <strong>Types of Annuity Plans and what do they mean?</strong></div> <div>  </div> <div> Annuity plans are offered by life insurance companies and usually come in two categories—Immediate Annuity Plan and Deferred Annuity Plan. As the term suggests, an immediate Annuity Plan entails giving the company a lump sum premium in one go, instead of phased out premiums over frequent intervals. Once this is done, a guaranteed amount is given to the annuity holder on an ‘immediate basis’. This means instead of waiting for a number of years, you can get an assured sum faster as your pension. </div> <div>  </div> <div> <strong>Benefits of an Immediate Annuity Plan</strong></div> <div>  </div> <div> With this plan, you can actually rest easy about your future and drop all fears of overspending your income.</div> <div> •        Now, you not only continue to earn your salary but also get an extra amount on the side. Clearly, it’s a happy situation.</div> <div> •        Tax saving is yet another obvious but significant advantage here.</div> <div> •        You can still plan for holidays and other important social & personal events in sunset years, without worrying about money.</div> <div> •        The financial future of your family is taken care of, even after your death.</div> <div> •        Even if you are in your early/late thirties or forties, you still stand to make huge gains via this type of plan.</div> <div>  </div> <div> Deferred Annuity Plan is the complete opposite where premium is paid on a regular basis. This means that the pension is not given immediately but over a period of time depending on the plan you’ve bought. It has two phases—the first one is the savings stage where the premium paid is invested. The second one, known as the income phase. Here, all the money that you’ve accumulated in the first phase is given back to you as pension income.</div> <div>  </div> <div> <strong>Benefits of a Deferred Annuity Plan</strong></div> <div> •        Tax benefit.</div> <div> •        Depending on the type of plan you choose, an income in the years post retirement is guaranteed.</div> <div> •        Good option if you’re seeing to have a long term investment for yourself.</div> <div> •        If you’re a young professional in your twenties, then you can invest into this plan a build a sizeable corpus.</div> <div>  </div> <div> Always go online to compare annuity plans, the sops, riders and advantages before you decide what’s best for your requirement. It not only saves you time and unnecessary expenditure, but also is a faster and more efficient mode to help you choose wisely.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/life-insurance/online-investment-insurance-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes of the Best Annuity Plan in India. </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=44InsuringIndia Blog Mon, 28 Mar 2016 17:04:27 GMT <div> We live an age of fast paced technology and a stressful life where there are challenges in every corner. It is, therefore, natural that you may want to secure yourself and your family against unforeseen mishaps especially those which involve medical issues. While the insurance market has varied policies along with attractive sops to choose the perfect policy, it makes sense to opt for a group medical cover (GMC) which will not only secure you, but your kin as well.</div> <div>  </div> <div> Under group medical insurance, the employer purchases an insurance policy for his employees which covers their medical requirements whenever the need arises. In this type of policy, the employer pays the insurance premium and not the employee. In fact, it also takes into consideration that the health cover is extended to all the employees and also their families. If a medical mishap occurs, then the employee concerned can file the requisite claim as per the rules and requirements under the GMC. </div> <div>  </div> <div> The biggest advantage in this type of policy is a discounted premium which is a win-win situation for everyone. What it basically entails is that by taking this one policy alone, it can cover an entire family and it saves on documentation work which would be otherwise a headache if the family had individual policies. Thus, it is a viable, efficient and cost effective as compared to an individual health policy. This also means that claims under GMC will be dealt with, at a faster pace.</div> <div>  </div> <div> <strong>Benefits of opting for GMC for the employee</strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The medical needs of the entire family is covered under a single umbrella.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Depending on the type of policy that you are covered under, most of your medical expenses are taken care of.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some of these policies also cover pre-existing diseases.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>A GMC ensures that documentation for the entire family is taken care of, under a single policy instead of multiple health covers.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Cashless service facility is yet another advantage which gives you peace of mind.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Maternity benefits.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Daycare procedures are also included in this type of cover.</div> <div>  </div> <div> <strong>Benefits of GMC for employers</strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>This type of insurance ensures the health and wellbeing of an employee, as also significant things like death, disability, hospital expenses and any other mishaps that can happen while travelling.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>In fact, Section 36(ib) of the Income Tax Act has the provision of allowing a business owner to claim deduction for the premium paid for group mediclaim cover for employees and this helps reduce the overall cost incurred on insurance for the company.</div> <div>  </div> <div> <strong>What employers must consider with GMC</strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The cover could cease if the employee leaves the group</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It is always a pragmatic choice for the manager of the company to make the employees aware of the premium rate and terms of the policy.This is also applicable on sops and discounts. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Also, it is the onus of the employer to let the employees know if an administrative charges are applicable other than the policy premium. </div> <div>  </div> <div> Instead of buying this type of policy via an insurance agent, it’s always a good idea to choose an online platform. This is because not only will it prove to be a less costly affair, but your choice will be an informed one based on your requirements, an assessment of sops, disadvantages, premiums comparison and other benefits.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx" style="border-bottom: 7px solid #246ebf; color: #FFFFFF; background-color: #2D89EF; background-position:center; border-radius: 10px; -moz-border-radius: 10px; -webkit-border-radius: 10px; display: block !important; margin: 1em 0; height: 19px; width: 624px; border-left-color: #246ebf; border-right-color: #246ebf; border-top-color: #246ebf;" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Quotes of the Best Group Mediclaim Cover in  India </span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=43InsuringIndia Blog Mon, 28 Mar 2016 08:56:27 GMT <div> If you're a professional in your early thirties or forties who hadn't planned their financial future, there is good news for you. Endowment plans with a money back benefit is your best financial option as it will help you plan your future financial goals and also provide security to your kin in case of your demise.</div> <div>  </div> <div>  Unlike conventional life insurance policies which come with the basic principle of just being a security safeguard for the policy holder and his family, this type of policy, as the term "money back" suggests has the additional benefit of being an investment. </div> <div>  </div> <div> <strong>What is money back policy? </strong></div> <div>  </div> <div> This type of policy comes with a liquidity option for the policy holder. What it entails essentially is that the person who is insured is given a certain percentage or portion of the assured amount, at regular intervals instead of being awarded a lumpsum at the end of the policy period.</div> <div>  </div> <div> Also, the sum which is given at these intervals in the form of instalments is known as survival benefit. This policy is clubbed into the category of endowment plans. </div> <div>  </div> <div>  </div> <div> <strong>Advantages</strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>This type of policy has a dual advantage of being an investment as well as a policy.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You can plan important milestones-- children's education, their marriage, etc. -- in your life and have regular withdrawals corresponding to these goals.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If the policy holder of the money back policy dies during the period of the policy, then the clause of death benefit is fully applicable. It means that the full sum assured at the time of buying the policy will be given to the next of the kin. In fact, in this scenario factors like survival benefit amount may not come into play as it may already have been paid as part of the money back component.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Tax exemption is yet another factor which makes this policy very attractive. Here, the premiums paid by the policy holder and the money received in the form of installments are tax-free.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It is a good savings plan which will have long term benefits. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Certain policies have additional components that can give the policy holder an extra edge and make the policy more comprehensive. These add on riders could be a critical illness cover, benefit of accidental death and even a waiver of the premium benefit, among others. </div> <div>  </div> <div> While buying this type of policy, read the terms and conditions carefully. It makes sense to analyze how much premium you'll be paying and for how many years. You also have to ascertain how much money will be accumulated. Also, always keep in mind that the premium amount in a money back policy will be higher. It's a good idea to buy these policies online, as you circumvent stresses like approaching an insurance agent. You save on unnecessary additional charges and are given more choices on an online portal. Also you can compare benefits and disadvantages of various money back policies and make a choice that is smart and gives you peace of mind, eventually. </div> <div> <a href="http://www.insuringindia.com/life-insurance/online-investment-insurance-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: -webkit-center; border-bottom-width: 7px; border-bottom-style: solid; border-color: rgb(36, 110, 191); color: rgb(255, 255, 255); border-radius: 10px; margin: 1em 0px; height: 29px; width: 136px; display: block !important; background-color: rgb(45, 137, 239); background-position: 50% 50%;" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 30px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=42InsuringIndia Blog Wed, 23 Mar 2016 16:18:24 GMT <div> Modern life comes with a host of conveniences that aim to make a lot of aspects at work and home easier. While there are daily challenges and stresses at workplace and outside, in this scenario it is pragmatic for employers and employees to opt for a security blanket that will prove to be beneficial for both ends, in the long run. It goes without saying that for any organization, whether small or large, the greatest asset is not its business turnover but the safety and security of its employees. </div> <div>  </div> <div> <a href="http://www.insuringindia.com/personal-accident/online_personal_accident_home.aspx"><strong>What is Group Personal Accident Insurance?</strong></a></div> <div>  </div> <div> This is a type of cover where compensation is provided in case an employee suffers injury which may be violent, external and also visible. It also takes into account death during an accident or disability incurred during the mishap. It can also cover aspects like children's education etc. What is notable here is that it does not cover death due to natural causes, suicide, preexisting diseases or pregnancy related deaths which may also include childbirth etc. </div> <div>  </div> <div> <a href="http://www.insuringindia.com/personal-accident/online_personal_accident_home.aspx"><strong>Benefits of GPA</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Under this umbrella, certain policies offer 24x7 services worldwide. Hence this is a big advantage of an employee is injured or suffers any other mishap while travelling on business. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>A tax sop for the organization.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>In the event of an employee’s death, the cover is extended to his family and certain policies also take care of aspects like children's education etc.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Certain costs incurred like ambulance charges are taken care of, under this cover. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Lump sum is provided in the event of an employee's death.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Permanent Partial disability sustained by the employee during an accident is also covered. This may include hearing loss, sense of taste, smell, loss of fingers, toes, eyesight etc. depending on the type of cover that is chosen.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>GPA also takes into account permanent total disability sustained during an accident. This includes loss of toes or a toe, loss of hearing in one or both ears, loss of eyesight in one or both eyes among other conditions. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Certain GPAs also offer a percentage of compensation from the principal amount on a weekly basis.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some GPA policies also provide a degree of compensation for broken bones and fractures. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Certain types of policies under this aegis also include charges related to carrying the mortal remains of the policy holder.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/personal-accident/online_personal_accident_home.aspx"><strong>Must-haves for claims settlement in case of death </strong></a></div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>An FIR </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Signed claim form</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Death certificate</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Post mortem report</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Affidavit from the legal heirs of the policy holder</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Copy of insurance certificate which has been attested by a requisite authority</div> <div> <a href="http://www.insuringindia.com/personal-accident/online_personal_accident_home.aspx">         </a></div> <div> <a href="http://www.insuringindia.com/personal-accident/online_personal_accident_home.aspx"><strong>Must-haves for claims settlement in case of injury/disability during accident </strong></a></div> <div>  </div> <div> Leave of absence document from employer</div> <div> Signed claim form</div> <div> A medical certificate</div> <div> Copy of original certificate of insurance signed & attested by authorised official</div> <div>  </div> <div> While buying this type of policy it is advisable that it should be bought via an online aggregator rather than an insurance agent. This is because it saves unnecessary expenditures and costs. It also gives a wide variety of choices, compare premiums, sops and disadvantages before opting for a policy of your choice.  </div> <div>  </div> <div> <a href="http://www.insuringindia.com/personal-accident/online_personal_accident_home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: -webkit-center; border-bottom-width: 7px; border-bottom-style: solid; border-color: rgb(36, 110, 191); color: rgb(255, 255, 255); border-radius: 10px; margin: 1em 0px; height: 29px; width: 136px; display: block !important; background-color: rgb(45, 137, 239); background-position: 50% 50%;" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 30px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=41InsuringIndia Blog Wed, 23 Mar 2016 14:42:26 GMT <div> Every car owner in India knows that it is mandatory to get their car insured under the Motor Vehicle Act, 1988. Additionally, you may opt for add-on covers like personal accident cover, hydrostatic lock cover among others. But you may be unaware about the existence of a Zero Depreciation Insurance Policy that can actually make life easier. </div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx"><strong>What Is Zero Depreciation Rate In Car Insurance?</strong></a></div> <div>  </div> <div> Whenever you file an insurance claim, your car insurer has to ascertain the amount that is payable. This is done via a formula that takes into account certain factors like depreciation, because of which you have to pay up a hefty fraction of the overall costs. </div> <div>  </div> <div> To circumvent this additional financial burden, it makes sense to buy a zero depreciation cover. It basically promises comprehensive coverage without factoring in depreciation. In other words, if your car is damaged in an accident and you file a claim, the insurer will cover the entire cost.  A mandatory policy excess has to be paid while buying this.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx"><strong>What you need to know:</strong></a></div> <div>  </div> <div> Generally, zero depreciation is more applicable on new cars. However, some insurance companies may not necessarily cover normal wear and tear and mechanical breakdown, which means there may not be 100% coverage. Every customer who has taken a zero depreciation cover has to pay a mandatory policy excess. This is known as compulsory excess. There is also a restriction on the number of claims you can make depending on the cover you buy.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx"><strong>Advantages of buying Zero Depreciation Cover</strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Depending on the type of policy that you choose, you can claim 100% settlement of the cost of the vehicle’s repairs, without taking into consideration the depreciation factor. </div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>A comprehensive car insurance cover does not allow claim for damages incurred to glass, plastic, nylon, fibre, etc. parts of the vehicle. But a zero depreciation policy pays for these.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You may have to pay a higher premium for a zero depreciation policy as compared to a conventional policy. But its value for money,  considered a lot of things are covered under zero depreciation which a normal car insurance policy will not cover.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Peace of mind is guaranteed.</div> <div>  </div> <div> The depreciation rates taken into account vary from one insurance company to another. It’s important to know that certain parts of the car age faster than the others, thus escalating the depreciation value. Hence different depreciation rates are applied for each part depending on these factors. This explains why rubber / plastic parts, tyres / tubes, battery etc. are susceptible to maximum amount of wear and tear. Hence, the depreciation rates applied on them are usually higher compared to other parts like fibre glass, etc. The depreciation of metallic parts is based on the age of the vehicle.</div> <div> While buying any insurance policy always read the fine print and compare existing policies --premium, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective & is a transparent option.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: -webkit-center; border-bottom-width: 7px; border-bottom-style: solid; border-color: rgb(36, 110, 191); color: rgb(255, 255, 255); border-radius: 10px; margin: 1em 0px; height: 29px; width: 136px; display: block !important; background-color: rgb(45, 137, 239); background-position: 50% 50%;" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 30px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=40InsuringIndia Blog Wed, 16 Mar 2016 12:23:13 GMT <div> In these unpredictable times of stress and challenges, human life can be cut short in a matter of seconds. In this scenario, insuring oneself via a life insurance cover is a good idea because it not only gives you a buffer against unforeseen situations but also safeguards your family's future financial needs. </div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx">What is a Life Insurance Policy?</a></strong></div> <div>  </div> <div> In simple terms, a life insurance policy is a legal agreement between an individual (policy holder) and an insurance company, where the individual pays a certain sum or premium to the insurance company. In the case of death of the policy holder, the insurance company will pay out the death benefit to the named beneficiary.</div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/life-insurance/online-investment-insurance-home.aspx">Who is a nominee? </a></strong></div> <div>  </div> <div> Both related people like spouse, siblings, children and unrelated ones like friends etc qualify under the category of a nominee in a life insurance policy. However, it is always best to appoint the next of your kin or a relative as a nominee to avoid any hassles later. You can also choose to have a single or multiple nominees to your policy. </div> <div>  </div> <div> A nominee is usually chosen while buying the policy by providing details in the proposal form. However, it can also be done any time during the tenure of the policy. </div> <div>  </div> <div> <a href="http://www.insuringindia.com/life-insurance/online-investment-insurance-home.aspx"><strong>Nomination process & advantages of having a nominee </strong></a></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Appointing a nominee means any disputes and delays are avoided after the policy holder's death. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Peace of mind that your assets will go in the right hands. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The policy money will secure the financial future of your nominee. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>One needs to provide the insurer the person's details such as the full name of the nominee as it appears in his official documents, address, and age. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The relationship between the nominee and the policy holder needs to be explained. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If a minor i.e. a person less than 18 years is being appointed as a nominee then the policy holder has to give an appointee. </div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/blog/Top-Three-Insurance-Policies-That-You-Must-Go-For.aspx">How can a nominee make a claim ?</a></strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The most obvious thing is to inform the insurance company about the policy holder’s death as soon as possible, because this will set the process of claim in motion.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The insurance company will require a correctly filled-up claim form with all the requisite details.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>A Certificate of death is also mandatory to be furnished.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The Policy document has to be also handed over to the company to ensure everything is in place.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Deeds of assignments/ re-assignments if any should be handed over to the company.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Legal evidence of title, if the policy is not assigned or nominated will help in smoothening over any possible hassles that may arise, later.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Form of discharge executed and witnessed is also required.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Other documents such as medical attendant's certificate, hospital certificate, employer's certificate, police inquest report, post mortem report etc should be kept handy.</div> <div>  </div> <div> There are a plethora of life insurance options available in the market today, with insurance companies offering innovative products. You should always read the fine print carefully before making a decision. It’s also a good idea to compare policies online for the various features and benefits offered so that you can make the most informed choice.</div> <div> <strong><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: -webkit-center; border-bottom-width: 7px; border-bottom-style: solid; border-color: rgb(108, 172, 244); color: rgb(255, 255, 255); border-radius: 10px; margin: 1em 0px; height: 29px; width: 136px; display: block !important; padding: 7px 20px; line-height: 30px; text-shadow: none; background-color: rgb(45, 137, 239); background-position: 50% 50%;"><a target="_blank">Get Quotes</a></span></strong></div> http://www.insuringindia.com/Global/Blog.aspx?ID=39InsuringIndia Blog Tue, 15 Mar 2016 12:25:15 GMT <div> Everyone likes to get away from the hustle and bustle of daily life, for some peace and rejuvenation. Planning that perfect holiday entails getting the right hotel, flight tickets and other factors. Most people tend to forget or overlook the most important aspect of travel: getting a good and comprehensive travel insurance policy that will provide a solid safeguard against unforeseen mishaps and natural disasters.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/travel/travel-home.aspx"><strong>What is travel insurance? </strong></a></div> <div>  </div> <div> It is a comprehensive cover for medical and financial emergencies that might arise while travelling domestically or to foreign shores. Depending on the type of policy you choose, you can make a claim on delay or loss of checked-in baggage, loss of important documents. You can also file a claim for accidents, cashless hospitalization and unexpected medical and non-medical facilities.</div> <div>  </div> <div> Travel insurance entails calculation of premium on three crucial factors: your age and health, the distance travelled and duration of travel. In other words, the farther you travel, the higher your premium will be. Another point to be kept in mind is that most insurance companies will not offer travel insurance in cases of major pre existing diseases or in cases of illness related to drug and alcohol abuse.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/general-insurance/travel/travel-home.aspx"><strong>Things that can go wrong on a vacation</strong></a></div> <div>  </div> <div> <strong>•<span class="Apple-tab-span" style="white-space:pre"> </span>Baggage / passport / other documents being lost while travelling</strong>: Almost everyone harbors a mistaken belief that baggage can be lost only while on international travel. Wrong. This can also happen when you’re travelling domestically and can cause a great deal of stress and tension. If you’re not insured then things can get really hard for you. But if you’ve had the foresight of taking travel insurance, then things can be smooth and hassle free. A call to the emergency number would not only help you get a duplicate passport, but all the related expenses incurred are also taken care of by the insurer. Also, misplacing or losing one's baggage in transit while taking multiple flights is very common. In some cases, it could take many days to track the baggage and get it back. In such a situation, a valid travel insurance policy would provide compensation. If you lose your baggage, the insurer would also pay you a pre-approved sum as stated in the policy immediately to cover for your losses. </div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span><strong>Medical Cover:</strong>  Everyone tends to take their health for granted. Only when you fall ill, that you realize your own mortality and vulnerability. But if you experience a health emergency, including injuries, which require instant medical attention, not having travel insurance can be a big setback. Travel insurance plans cover emergency medical assistance as well as related transportation costs. It covers diagnostic tests, ambulance charges, in and outpatient treatment, evacuation charges and travel costs to hospital and cashless hospitalization.</div> <div> <strong>•<span class="Apple-tab-span" style="white-space:pre"> </span>Cancellation of flight:</strong> Last-minute illness, personal emergency or a death can result in cancellation and if bookings are non-refundable, a travel plan that has cancellation coverage will come to your aid at such times through reimbursements of such costs. </div> <div>  </div> <div> <strong>•<span class="Apple-tab-span" style="white-space:pre"> </span>Emergency evacuation:</strong> It’s hard to predict when a natural or man-made calamity will strike. Tsunamis, earthquakes, landslides and terrorist attacks are all instances where emergency evacuation is a must. If you have an insurance cover, the onus is on the company to evacuate the insured person back and provide medical.</div> <div>  </div> <div> While buying any insurance policy always read the fine print and compare existing policies --premium, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective & is a transparent option.</div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/general-insurance/travel/travel-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: -webkit-center; border-bottom-width: 7px; border-bottom-style: solid; border-color: rgb(36, 110, 191); color: rgb(255, 255, 255); border-radius: 10px; margin: 1em 0px; height: 29px; width: 136px; display: block !important; background-color: rgb(45, 137, 239); background-position: 50% 50%;" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 30px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Quotes</span></a></strong></div> http://www.insuringindia.com/Global/Blog.aspx?ID=38InsuringIndia Blog Tue, 15 Mar 2016 12:09:16 GMT <div> Often in India, women tend to ignore their cardiac health under the false impression that cardiac ailments like a blocked artery or heart attack can happen only to men. In fact, recent studies have indicated that women are equally and sometimes more prone to heart attacks as compared to men. </div> <div>  </div> <div> Whether you're a homemaker or a working woman buying a critical health cover is the need of the hour because of several factors like stressed lifestyle, a family history of heart ailments or quite simply even a slim chance of a sudden heart related mishap. If you don't have a security net of a policy in such a circumstance then you're surely headed for troubled waters.</div> <div>  </div> <div> Thus merely going for a health cover may not be sufficient because it may not completely cover costs involved while treating a heart ailment. What you need to buy is a critical health insurance that will give you peace of mind and will not eat into your finances. </div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/general-insurance/critical/critical_home.aspx">What is a critical health cover? </a></strong></div> <div>  </div> <div> This type of cover essentially, means that  if you're faced with incurring partial / total disability, loss of income, inflated medical expenses along with critical illness diagnosis, this policy is your best bet. You must opt for this after a certain age. This means that regardless of your already existing health policy which may be restrictive after a point in terms of expenses, most of your additional worries can now be dealt with, by the insurance company. Also, opt for a standalone policy for critical insurance. This is because it offers more flexibility in choosing the sum assured and larger covers when compared to riders which are clubbed with other policies. </div> <div>   </div> <div> Depending on what type of critical health insurance policy that you choose, you will pay a fixed premium and avail benefits and compensation when required. </div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/general-insurance/critical/critical_home.aspx">Diseases covered and benefits of critical illness insurance</a></strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It is most beneficial for breadwinners of the family, who cannot afford to take a risk with their health.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>This policy is a boon for anyone with a family history of critical illnesses. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Anyone who wants to safeguard their health can opt for this policy.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>A critical illness policy pays a lump sum on the diagnosis of a serious / critical illness. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>You are still covered even if your critical illness doesn't require hospitalization.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Common critical illnesses covered include heart attack, stroke, cancer, paralysis, transplant of vital organs (heart, kidney etc), kidney failure, deafness, bacterial meningitis, end stage liver disease, end stage lung disease, bone marrow transplant, coronary bypass surgery etc.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Opting for a critical illness policy ensures tax benefits.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Recuperating and hospital costs are also covered. </div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/general-insurance/critical/critical_home.aspx">Do's and Don'ts for choosing the best Critical Illness Cover </a></strong></div> <div>  </div> <div> Your checklist for choosing the best critical illness policy should take into account low premium and waiting period and the sum that should be assured by the insurance company should be at least four times of your annual income. But your biggest denominator should be choosing a policy with an extensive coverage of critical ailments because that will be your biggest safety net.</div> <div>  </div> <div>  Always evaluate your future financial liabilities & how much are you willing to pay. </div> <div>  </div> <div> While buying these polices always read the fine print and compare existing policies --premium, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective & is a transparent option.</div> <div> <a href="http://www.insuringindia.com/general-insurance/critical/critical_home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Get Online Comparison of Critical Illness</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=37InsuringIndia Blog Fri, 11 Mar 2016 14:42:58 GMT <div> Advances in technology have not only made life easier in many ways, but it has also prolonged human mortality. The last few years have witnessed an interesting trend wherein insurance of elderly parents or senior citizens has been on the rise in India. This has been highlighted further by the government in this year’s budget, where it has earmarked Rs 1 lakh per family and for senior citizens in the age group of 60 years and above an additional sum of Rs 30,000 has also been allocated.. This scheme is applicable for those below the poverty line.  </div> <div>  </div> <div> During the Budget speech, Finance Minister Mr. Arun Jaitley said, "Catastrophic health events are the single most important cause of unforeseen out-of-pocket expenditure which pushes lakhs of households below the poverty line every year. Serious illness of family members causes severe stress on the financial circumstances of poor and economically weak families, shaking the foundation of their economic security." </div> <div>  </div> <div> While the government is attempting to bridge the gap between senior citizens and escalating healthcare costs, it is wise to buy a healthcare policy for your parents which will secure them in their sunset years. Though the insurance sector is replete with choices, a standalone policy which will hold off expenses in the long run is the best bet, in the present scenario. It offers more flexibility in choosing the sum insured and larger covers when compared to riders which are clubbed with other policies. </div> <div>  </div> <div> In today's time, escalated medical costs, advancing age can be very cumbersome factors when dealing with the ailment of a parent. Add to these, facts like group insurances cover expenses within an ambit of only Rs two to three lakh or a co-payment clause in group cover where you may have to co-pay the premium along with your company, unforeseen expenses, decrease in surplus money with passage of time, you can definitely burn a hole in your pocket. So, a good health insurance policy for senior citizens or your parents is a must.</div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com">Parameters for choosing the best policy </a></strong></div> <div>  </div> <div> Most companies offer coverage to parents/ senior citizens aged between 60-80 years, in India. But it's a good idea to buy a policy earlier if you can. Here is a list which can help you in selecting the right policy as per your need:</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Always opt for a policy with a higher sum assured. It will work in your favour.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>It's a good idea to choose a policy which offers maximum renewal age. It saves time and a lot of effort. </div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Take a stock of your budget and choose a policy that gives your parents maximum coverage in terms of critical illness and also accommodates pre-existing diseases. </div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some policies cover pre-existing diseases within 1 year.  You should opt for the one with least waiting period.</div> <div>  </div> <div> Your biggest denominator should be choosing a policy with an extensive coverage of critical ailments because that will be your biggest safety net.</div> <div>  </div> <div>  Always evaluate your future goals and then zero into a policy. While choosing an insurance policy, it is always a good idea to read the fine print carefully and compare similar policies for premium, benefits, disadvantages and sops, so that you can pick the one that suits your needs the best. Buying insurance online is always a good bet because it saves time, is cost effective and is a transparent option.</div> <div>  </div> <div> <a href="http://www.insuringindia.com/"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Get Quotes</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=36InsuringIndia Blog Fri, 11 Mar 2016 12:23:56 GMT <div> Modern life is in a paradoxical situation where technological advancement has prolonged human life but has also come with a series of escalated costs and unforeseen challenges. To counter these, a number of insurance policies have mushroomed in the insurance sector. Of these, there are three top policies that are a must-have for your list. These are --motor vehicle insurance with a personal accident cover clause, health insurance and term life cover.</div> <div>  </div> <div> In today’s scenario, buying an insurance cover is not just a necessity for anyone over 30-35 years of age bracket. In fact, if you buy a policy at a younger age, you stand to gain more benefits, in the long run. Traditionally, life insurance policies have always been viewed as a tax saving option rather than a buffer to any risk.  </div> <div>  </div> <div> Everyone is aware that buying a car insurance cover is mandatory under the Motor Vehicle Act, 1988. But it’s a good idea to opt for a policy that has an add-on Personal Accident Cover. This means any accident, can not only inflict physical trauma but also impact hospital bills and in some cases even earning ability. The vehicle owner pays a fixed amount or a premium to the insurance company in the form of a policy for a stipulated time period. In an event of a mishap, the insurance company gauges the damage and depending on the assessed value of the vehicle, pays compensation to the client. It covers the following:</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Death due to an accident</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Permanent and/or total disability in an accident</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Loss of both limbs / one hand and one foot / loss of limbs and eyes / complete loss of eyesight, speech</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Any permanent but partial disability (subject to limits)</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Temporary and total disablement - Fixed sum will be paid (based on the sum assured), weekly for a fixed tenure</div> <div>  </div> <div> With an increase in lifestyle diseases and some an upsurge of deadly diseases, opting for a health policy is a wise choice, which many Indians are realizing. It gives you protection against escalated medical & surgical needs and is a way of ensuring that you can afford proper medical care without any stress. Like any other policy, here too a policy holder pays a certain premium to the insurance company. Beside tax sops, a lump sum is given in event of a critical illness or death and it also entails convalescence allowances, ambulance & attendant services, hospital costs like room rent, prescription drugs, lab tests, services and devices that aid your recovery.</div> <div>  </div> <div> 'Term' life insurance plan is yet another security cover that will benefit not only the policy holder but the next of kin, in case of his untimely death. This type of cover is cheaper and more beneficial for the nominees and gives a lump sum in case of the policy holder's death. It guarantees you peace of mind that your kin will be taken care of, after your death. </div> <div>  </div> <div>  </div> <div>  </div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"> Important facts to know about Life Insurance  </a></strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The main aim of this policy is to ensure financial security of your loved ones after your death. It is not an investment. </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>A life insurance policy gives you an edge when it comes to saving on tax.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>A life insurance policy guarantees you peace of mind that your kin will be taken care of, after your death. </div> <div>  </div> <div>  </div> <div> While buying these polices always read the fine print and compare existing policies --premium, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective & is a transparent option. </div> <div>  </div> <div> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes of the Best Term Plan</span></a></div> http://www.insuringindia.com/Global/Blog.aspx?ID=35InsuringIndia Blog Fri, 11 Mar 2016 10:03:11 GMT <div> An unnatural death of a family member brings with it a sense of loss, grief and immense heartache. At the same time, it also carries with it the responsibility of sorting out financial matters pertaining to investments and insurance policies which cannot be ignored. If the deceased had insured himself before taking an extreme step like a suicide, does it mean that the family will have to file a claim to receive monetary benefits from the insurance company? Can the claim be considered void? What are the specific clauses or reasons under which an insurance claim can be rejected? The following facts explore all the ground realities:</div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx">What is a Life Insurance Policy</a></strong></div> <div>  </div> <div> This policy is essentially a contractual agreement between an insurance policy holder and the insurance company where the holder pays fixed amounts to the insurer in the form of premiums. This is done on the agreement that the insurance company will pay a designated beneficiary a sum of money in return for a premium, upon the death of the insured person (often the policy holder). In case of a Term Insurance Policy, upon the policy holder's death, his beneficiaries or kin get the money. </div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx">What can happen to a claim in a suicide case? </a></strong></div> <div>  </div> <div> While the insurer may have taken a term insurance cover, fact is if he dies due to a suicide then there are high chances that the claim filed by his kin may be rejected. In fact, insurance companies have a suicide clause as an ‘exclusion’ where the legal heirs or the next of kin of the policy holder who’s committed suicide may be denied claim, under certain circumstances.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Usually, most life insurance policies have a clause where they do not pay the policy holder's kin 'in case the suicide of the policy holder whether sane/ insane' has occurred with a year of buying an insurance cover. However, there are a number of other factors too that can cause a rejection of claim. </div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Any incomplete section or data pertaining to job, health etc can result in a rejection of claim and cause further trauma to the deceased’s kin who may be dependent on him for financial support.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If a lapsed policy is renewed, & the suicide of the policy holder occurs within 12 months from the date of issue of the policy or the date of any reinstatement of the policy. </div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>If the policy holder has withheld any information regarding his health then even if the suicide has occurred after a 12 month period of buying the policy, the insurance company has the right to reject a claim.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some companies insert certain clauses that take into account misstatement of age clause. Though the policy does not end because of this reason but it can certainly impact the amount that the insured may get as the death benefit is adjusted as per the actual age.</div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The suicide clause is also not applicable in the group life insurance policies. </div> <div>  </div> <div> <div style="text-align:center"> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx" style="color:#FFFFFF;background-color:#2D89EF;border-color:#246ebf;border-radius:10px;-moz-border-radius:10px;-webkit-border-radius:10px;border-bottom-style: solid;border-bottom-width: 7px;display: block !important;margin: 1em 0;" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">  Get Free Comparison and Quotes of the Best Term Plan in India.  </span></a></div> </div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=34InsuringIndia Blog Thu, 10 Mar 2016 16:23:31 GMT <p> With a rise in material aspirations and the stresses of daily life, the cost of important life-needs like school and higher education have escalated like never before. Thus, it’s a wise choice to opt for a child insurance plan that will take care of a child’s future educational needs, important life events like marriage, etc. Now imagine by a sudden twist of fate, if the policyholder parent passes away unexpectedly. What happens to the Child Policy? Does it stop with the last paid premium or does it carry on further? How will it impact the financial burden related to higher studies? Is there a way to still secure the child’s future? Here’s a look at what really happens in this scenario.</p> <p>  </p> <p> <a href="https://www.insuringindia.com/life-insurance/Child/online-child-insurance-home.aspx"><strong><u>What is a Child Insurance Plan? </u></strong></a></p> <p>  </p> <p> A child insurance policy basically revolves around paying a fixed premium to the insurance company for a certain period. It factors in expenses arising from educational needs, future events like marriage and even higher studies abroad.</p> <p>  </p> <p> <a href="https://www.insuringindia.com/life-insurance/Child/online-child-insurance-home.aspx"><strong>In event of the parent's death</strong></a>, the insurance company waives off the premium and provides lump sum compensation on the maturity of the policy. Depending on circumstances, emergency withdrawals are also allowed. </p> <p>  </p> <p> Though the market is throwing up innovative and varied choices quite frequently, generally child insurance policies are categorized in two levels: a Single Premium Plan and a Regular Premium Plan.  In the first type of plan the policy buyer will pay a one-time lump sum as a part of a single premium while the second one has fixed premiums. In the latter, if the parent dies, subsequent premiums are waived off and the child receives a lump sum when the policy matures. Of course, there's also the option of withdrawing small amounts from time to time as per need. But in a Regular premium plan the lump sum is given only at the end of the policy maturity.</p> <p>  </p> <p> <a href="https://www.insuringindia.com/life-insurance/Child/online-child-insurance-home.aspx"><strong><u>Benefits of Child Insurance Policy </u></strong></a></p> <p>  </p> <p style="margin-left:.25in;"> ·         In the event of the untimely death of a parent, the child will definitely receive all benefits of the policy. Also, a lump sum is guaranteed at the maturity of the policy.</p> <p style="margin-left:.25in;"> ·         Educational needs like school, college and studies abroad, events like marriage or aid in setting up business or other unforeseen events of the future for the child are taken care of.</p> <p style="margin-left:.25in;"> ·         You also have the flexible option of attaching / buying additional riders like accidental death benefit, critical illness benefit and income benefit to the existing policy. </p> <p>  </p> <p> <a href="https://www.insuringindia.com/life-insurance/Child/online-child-insurance-home.aspx"><strong><u>What to look for, while choosing a Child Insurance Plan</u></strong></a></p> <p>  </p> <p style="margin-left:.25in;"> ·         It's a good idea to choose a policy keeping in mind your budget, investments and future plans.</p> <p style="margin-left:-.25in;">  </p> <p style="margin-left:.25in;"> ·         It may be a good idea to buy a plan in your name instead of the child's. That way, you ensure that the child receives a lump sum in event of an eventuality, like a parent's death. This sum, will of course be given on maturity of the policy. If you decide to buy a plan in the child's name choose the one that waives off the premium and your child continues to receive the benefits till the policy matures. </p> <p>  </p> <p> While buying these polices always read the fine print and compare existing Child Insurance quotes, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective and is a transparent option.</p> <p> <a href="https://www.insuringindia.com/life-insurance/Child/online-child-insurance-home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Get Free Comparison and Quotes of the Best Child Plan in India. </span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=33InsuringIndia Blog Mon, 07 Mar 2016 12:40:47 GMT <p> The world today is full of uncertainty and high stress. While knowledge is your biggest protection against foreseeable disasters, it is also very important to secure yourself against unpredictable situations which may catch you off-guard and play with your future financial goals. Therefore buying certain types of insurance policies will not only safeguard you and your family, but will also come in handy if disaster strikes.</p> <p>  </p> <p> While you may be confused about which policy to pick up and which one to leave, remember there are three areas of your life that need maximum coverage. These are your assets (car / office / factory / house), your health and most importantly, a life cover.</p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx"><strong><u>Car insurance</u></strong></a></p> <p>  </p> <p> Third party motor insurance is mandatory as per the Motor Vehicles Act, however it is always a good idea to take a comprehensive cover. This not only protects you against financial losses in case of loss to a third party, but also takes care of expenses in case of damage to your own car. You can also opt for plans which include a personal accident cover for the driver and passengers of the car. Not too many people know that car insurance can have riders for hydrostatic damage and also theft.</p> <p>  </p> <p>  </p> <p> <a href="http://www.insuringindia.com/business-insurance/online_business_insurance_home.aspx"><strong><u>Property Insurance</u></strong></a></p> <p>  </p> <p> Imagine if the most secure place in your world, your home is burgled or damaged in an earthquake, fire or riot. Not only will you spend sleepless nights over the losses incurred but making up for what is gone will surely eat into your finances. To take care of this, it’s a good choice to opt for property insurance. It essentially covers the following:</p> <p style="margin-left:.25in;"> ·         The structure of your building/house and contents within are secured</p> <p style="margin-left:.25in;"> ·         Expedite the rebuilding process</p> <p style="margin-left:.25in;"> ·         Most importantly, peace of mind is guaranteed</p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong><u>Comprehensive Health insurance</u></strong></a></p> <p>  </p> <p> The proverb ‘Health is Wealth’ was never as applicable for humanity as it is now. Advancement in technology and prolonged human life along with a host of lifestyle diseases has escalated medical costs. Add to this the fact that illnesses or grievous injury do not come with a prior warning. If you are not insured to deal with these tough times, then not only will these eat into your emotional well being and savings, but it will also impact your financial future and your family’s too. </p> <p> <strong><a href="http://www.insuringindia.com/"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Compare and Get Best Insurance Plan</span></a></strong></p> http://www.insuringindia.com/Global/Blog.aspx?ID=32InsuringIndia Blog Thu, 03 Mar 2016 12:46:53 GMT <p> With high pressures in daily life and lifestyle related diseases on the rise, it’s always a good idea to opt for an insurance cover that will provide security to you and your loved ones. While there is no arguing the fact that longevity has increased with the advancement in technology, at the same time, medical costs have also escalated. In this scenario, whether you are earning well or not, it makes sense to opt for a medical cover that will not burn a hole in your finances and your future.</p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong><u>What is a  Mediclaim Policy?</u></strong></a></p> <p>  </p> <p> This is a type of medical insurance policy that is designed to take care of your hospitalization expenses and related costs. It comes into effect only in case of hospitalization for a minimum period of 24 hours. This policy is especially useful in case of a sudden turn of events like an accident or illness.</p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong><u>Main features of a Mediclaim Policy</u></strong></a></p> <p>  </p> <p style="margin-left:.25in;"> ·         The most obvious advantage is a tax exemption</p> <p style="margin-left:.25in;"> ·         It covers claims only within a specified amount</p> <p style="margin-left:.25in;"> ·         Premium is based on the sum assured</p> <p style="margin-left:.25in;"> ·         It is very restricted as compared to a comprehensive health cover which includes a number of things in its ambit like diseases and in some cases, pre-existing medical condition / illnesses.</p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong><u>What is a  Comprehensive Health Insurance Policy?</u></strong></a></p> <p>  </p> <p> A health insurance cover primarily gives you protection against escalated medical and surgical needs and is a way of ensuring that you can afford proper medical care without any stress. Like any other policy, here too a policy holder pays a certain premium to the insurance company and this figure differs from one company to another. It is different from a critical illness cover which takes into account heart related diseases, cancer, organ replacement etc.</p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong><u>Advantages of Comprehensive Health Insurance </u></strong></a></p> <p>  </p> <p style="margin-left:.25in;"> ·         Convalescence allowances</p> <p style="margin-left:.25in;"> ·         It covers a wide range of diseases and in some cases, even pre existing medical conditions</p> <p style="margin-left:.25in;"> ·         Ambulance and attendant services</p> <p style="margin-left:.25in;"> ·         Tax benefits</p> <p style="margin-left:.25in;"> ·         Hospital costs like room rent, prescription drugs, lab tests, services and devices that aid your recovery</p> <p style="margin-left:.25in;"> ·         Other hospitalization costs</p> <p style="margin-left:.25in;"> ·         Maternity and newborn care</p> <p style="margin-left:.25in;"> ·         Treatment taken at home</p> <p style="margin-left:.25in;"> ·         Can be customized as per your individual needs, though this attracts a higher premium</p> <p>  </p> <p> Clearly, as compared to a mediclaim cover, a comprehensive health insurance cover is your best bet in the current scenario. Also, if you consider facts like group insurance covers expenses within an ambit of only Rs. 2-3 lakh or a co-payment clause in group cover where you may have to co-pay the premium along with your company, unforeseen expenses, decrease in surplus money with passage of time, things can get tough. So it’s a wise choice to simply go for a health insurance cover.</p> <p>  </p> <p> While buying these polices always read the fine print and compare existing policies --premium, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective and is a transparent option.</p> <p> <strong><a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Compare And Get Quotes of Health Insurance</span></a></strong></p> http://www.insuringindia.com/Global/Blog.aspx?ID=31InsuringIndia Blog Thu, 03 Mar 2016 12:42:46 GMT <p> Every car owner in India must have mandatory third party insurance as per the Motor Vehicle Act 1988. With a plethora of choices, apps and discounts available in the market today, it is not an easy task to zero into a car insurance which will suit your needs. </p> <p>  </p> <p> In the current scenario, with an escalation in the number of vehicles and accidents, netting a reliable insurance cover is an undeniable need. The vehicle owner pays a fixed amount or a premium to the insurance company for a stipulated time period. In the event of a mishap, the insurance company gauges the damage and depending on the assessed value of the vehicle, pays compensation to the client. Many insurance companies also offer an additional personal accident insurance cover along with this vehicle insurance.(In a comprehensive package normally PA is always there.)</p> <p>  </p> <p> While you may want maximum security cover for your car, how do you ensure that all types of calamities are clubbed in the "perfect" car policy?</p> <p>  </p> <p> Add-on policies like a personal accident cover, zero depreciation cover, hydrostatic lock cover, insurance against acts of God like floods, earthquakes, etc, insurance against man made calamities like theft, riots, etc should be factored in to make your car insurance comprehensive and complete. Here's a look at a few useful tips that you should consider before buying a car policy: </p> <p>  </p> <p style="margin-left:27.0pt;"> 1.          <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx">  </a><strong><a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx">Personal Accident Cover</a>:</strong> Any accident can not only inflict physical trauma but also impact hospital bills and in some cases even earning ability. The vehicle owner pays a fixed amount or a premium to the insurance company in the form of a premium for a stipulated time period. In an event of a mishap, the insurance company gauges the damage and depending on the assessed value of the vehicle, pays compensation to the client. It covers the following :</p> <p style="margin-left:.75in;"> ·         Death due to an accident</p> <p style="margin-left:.75in;"> ·         Permanent and/or total disability in an accident</p> <p style="margin-left:.75in;"> ·         Loss of both limbs / one hand and one foot / loss of limbs and eyes / complete loss of eyesight, speech</p> <p style="margin-left:.75in;"> ·         Any permanent but partial disability (subject to limits)</p> <p style="margin-left:.75in;"> ·         Temporary and total disablement - Fixed sum will be paid (based on the sum assured), weekly for a fixed tenure</p> <p style="margin-left:.75in;"> ·       <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx">  </a><strong><a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx">Accidental death </a>-</strong> In the event of death due to accident, the policy holder's family gets accidental death compensation</p> <p style="margin-left:.75in;"> ·         Medical reimbursement for health complications that has risen from the accident</p> <p style="margin-left:.75in;"> ·         Other factors like education and employment benefit, funeral expenses, hospital charges including ambulance charges etc are also covered</p> <p style="margin-left:22.5pt;">  </p> <p style="margin-left:27.0pt;"> 2.            <strong><a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx">Hydrostatic lock cover</a>: </strong>In the event of passing through floodwaters or if your car is parked in a waterlogged area, this cover comes very handy. It ensures your additional expenses like engine damage are taken care of. This also takes into account full replacement of engine and other parts, if required. This add-in is a must if you live or work in an area which is prone to water logging or flooding.</p> <p style="margin-left:22.5pt;">  </p> <p style="margin-left:27.0pt;"> 3.           <a href="http://www.insuringindia.com/Global/Blog.aspx"> <strong>Insurance against acts of God/nature</strong></a>: Natural calamities such as earthquake, flood, storm, cyclone (also known as ‘Acts of God’) can be covered through property insurance policy.</p> <p style="margin-left:22.5pt;">  </p> <p style="margin-left:27.0pt;"> 4.         <a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx">   </a><strong><a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx">Policy against man made acts like theft</a>: </strong>Opt for a comprehensive car insurance policy which will cover this. </p> <p style="margin-left:22.5pt;">  </p> <p style="margin-left:27.0pt;"> 5.           <a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx"> </a><strong><a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx">Zero Depreciation Cover</a>: </strong>Though you may pay a higher premium when you buy this type of cover, it is worth buying. This is because if your car is involved in an accident, this cover reimburses all your damages without taking depreciation into account, and you get back the complete amount you may have spent to repair your car.</p> <p>  </p> <p> While buying an insurance policy for your car, take into consideration various types of policies which are available on online portals and compare them. Pay special attention to the features of the policy, additional riders and the cost. Thereafter, draw up a list of advantages and disadvantages and choose the policy that gives you maximum support in terms of best and comprehensive coverage at the lowest premium rates. You can, subsequently, fill up the form and make an online payment and on realization of your payment, the policy will be confirmed within a matter of few minutes. All this can be done at your convenience from anywhere.   </p> <p> <strong><a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Click Here to View Motor Car Insurance</span></a></strong></p> http://www.insuringindia.com/Global/Blog.aspx?ID=30InsuringIndia Blog Thu, 03 Mar 2016 10:58:11 GMT <p> Any kind of illness does not come with a prior warning. In today’s fast paced world, we often tend to take the good health of our family for granted. It is only when a medical mishap occurs that one realizes that one’s family is mortal and such a situation can impact finances and future plans. You may be insured on medical grounds, but it’s always a good idea and a sensible option to extend that security umbrella to your near and dear ones.</p> <p>  </p> <p> With so many options available in the market, it is a good idea to opt for a family floater policy that gives your family the maximum benefits at a premium that you can afford, in accordance to your finances.</p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong><u>What is a family floater policy?</u></strong></a></p> <p>  </p> <p> As the term suggests, a family floater policy is essentially a health plan which provides medical cover to your parents, spouse and children. There are some policies which also extend their services to other family members like siblings and in laws. Though the benefits of both individual and floater plans are more or less the same, the biggest advantage a floater plan offers is that you have the option of adding a new family member, like a newborn. Usually, such type of policies factor in the renewal of the policy till the policy holders are 60-65 years of age.</p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong><u>Advantages of family health insurance plans </u></strong></a></p> <p>  </p> <p style="margin-left:.25in;"> ·         Tax benefits</p> <p style="margin-left:.25in;"> ·         You can continue the cover for a defined period say like two years</p> <p style="margin-left:.25in;"> ·         Cashless facilities are available</p> <p style="margin-left:.25in;"> ·         You can also avail discounts and sops, depending on the type of policy you’ve opted for</p> <p style="margin-left:.25in;"> ·         Peace of mind that your kin is taken care of</p> <p style="margin-left:.25in;"> ·         Family floater health insurance has options with higher sum insured than individual health plans hence the coverage is more extensive</p> <p style="margin-left:.25in;"> ·         Some plans also cover other family members like siblings and in-laws</p> <p style="margin-left:.25in;"> ·         Since your kin is clubbed under one policy, it saves you the headache of extra paperwork of buying and maintaining more policies and keeping a track of them on an individual basis. This type of policy ensures your paperwork is sorted under one roof, literally.</p> <p style="margin-left:.25in;"> ·         Any additional hospitalization costs</p> <p style="margin-left:.25in;"> ·         Ambulance & attendant services</p> <p style="margin-left:.25in;"> ·         Hospital costs like room rent, prescription drugs, lab tests, services and devices that aid your recovery</p> <p style="margin-left:.25in;"> ·         Maternity and newborn care</p> <p>  </p> <p> Your biggest denominator should be choosing a policy with an extensive coverage of critical ailments because that will be your biggest safety net. Always evaluate your future goals and then zero into a policy. It is also pragmatic to take into account factors like whether your family floater policy supports medical conditions like pre-existing diseases etc.</p> <p style="margin-left:.25in;">  </p> <p> While buying these polices, always read the fine print and compare existing policies --premium, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective and is a transparent option</p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Compare Online Family Health Insurance</span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=29InsuringIndia Blog Wed, 02 Mar 2016 12:46:50 GMT <p> Though technology may have made life easier today, it has also prolonged human mortality in many ways. Yet, like everything else there is an added risk of lifestyle, environment induced diseases and infections which are potentially hazardous. Considering that there is no prior warning to when an illness can strike, it makes sense to be forearmed to face any medical situation. In other words, it’s better to have a secure medical cover over your head than the headache of escalated costs and a tough financial future.</p> <p>  </p> <p> In this scenario, you have  to safeguard yourself against unforeseen events via an insurance policy, that  will not only take care of you but your family too in case you are not around.</p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong><u>What is Health Insurance?</u></strong></a></p> <p>  </p> <p> A health insurance primarily gives you protection against escalated medical and surgical needs and is a way of ensuring that you can afford proper medical care without any stress. Like any other policy, here too a policy holder pays a certain premium to the insurance company. It varies from one company to another. </p> <p>  </p> <p> Currently, in the insurance sector two types of health covers are available. These are indemnity and benefit policies. While indemnity policies such as individual and family floaters take care of basic medical expenses like room rent, hospital bills, etc, benefit policies such as critical illness pay a lump sum if you are diagnosed with a disease that you are covered for.</p> <p>  </p> <p> It is a good idea to also invest in a critical illness cover especially if you have a pre existing disease or a family history of a critical disease. It will take care of all the escalated costs, without burning a hole in your pocket.</p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong><u>Why you should opt for health insurance </u></strong></a></p> <p>  </p> <p> Illness or grievous injury does not come with a prior warning. If you are not insured to deal with these tough times, then not only will these eat into your emotional well being and savings, but it will also impact your financial future and your family’s too. </p> <p>  </p> <p> The market is replete with choices - individual health insurance, family floater plans, health insurance for senior citizens and critical illness policies among others. While choosing a health insurance plan, always consider how much you are willing to pay and what suits your needs the best. Always choose a comprehensive policy which has the maximum advantages. </p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong><u>Advantages of Health Insurance </u></strong></a></p> <p>  </p> <p style="margin-left:.25in;"> ·         Lump sum is given in event of a critical illness</p> <p style="margin-left:.25in;"> ·         Convalescence allowances</p> <p style="margin-left:.25in;"> ·         Ambulance and attendant services</p> <p style="margin-left:.25in;"> ·         Tax benefits</p> <p style="margin-left:.25in;"> ·         Hospital costs like room rent, prescription drugs, lab tests, services and devices that aid your recovery</p> <p style="margin-left:.25in;"> ·         Other hospitalization costs</p> <p style="margin-left:.25in;"> ·         Maternity and newborn care</p> <p style="margin-left:.25in;"> ·         Treatment taken at home</p> <p>  </p> <p> Health insurance essentially safeguards your medical and treatment costs thereby securing your finances. Whole buying these policies always read the fine print and compare existing policies --premium, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective & is a transparent option. </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Get Quotes Of Health Insurance Plans. </span></strong></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=28InsuringIndia Blog Mon, 29 Feb 2016 12:16:28 GMT <p> If you're a singleton and think that you don't need any insurance cover, besides a mandatory third party insurance policy for your car, you're wrong. Most people think insurance policies should be bought only in case of a property or if one has liabilities and dependants like parents, spouse or children. But in fact, singletons have a very important responsibility: to themselves and their future.</p> <p>  </p> <p> Today's market is replete with all sorts of policies and making the right choice is a daunting task. Therefore, it is wise to invest in three types of cover that will see you through your prime and sunset years. These are ULIPs, Money Back Assurance Life cover and Pension Plans.</p> <p>  </p> <p> A life insurance policy is essentially a contractual agreement between an insurance policy holder and the insurance company where the holder pays a fixed amount to the insurer. This is done on the agreement that the insurer will pay a designated beneficiary a sum of money in return for a premium, upon the death of an <strong>insured</strong> person (often the <strong>policy</strong> holder). </p> <p>  </p> <p> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"><strong>Unit-linked Investment Policies (ULIPs)</strong></a> have the dual benefit of being an investment and insurance. Here, a portion of the premium paid by the policyholder is utilized to provide insurance cover while the remaining portion is invested in different types of equity and debt schemes. There is also the option of choosing debt or equity funds or a combination of the two as part of the ULIP plan.</p> <p>  </p> <p> <strong>Endowment Plans or</strong> a <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"><strong>Money Back Insurance policy </strong></a>as the name indicates gives the policy holder money back after a fixed time, normally the maturity of the policy. They are spread over a period of 10/15/20 years.</p> <p>  </p> <p> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"><strong>A pension plan or annuity</strong></a> is a retirement planning scheme, which gives periodic payouts to the policy holder at the time of retirement. You can either make a one-time payment into the annuity or deposit fixed sums over a period of time. At the time of maturity / retirement, the annuity will start giving payouts to the policy holder at a predefined frequency which could be monthly, half yearly or annually.</p> <p>  </p> <p> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"><strong><u>Benefits of ULIPS </u></strong></a></p> <p>  </p> <p style="margin-left:.25in;"> ·         ULIPS are flexible investments</p> <p style="margin-left:.25in;"> ·         You can choose from high, medium and low risk options under the same policy</p> <p style="margin-left:.25in;"> ·         ULIPs offer the benefit of partial withdrawal or complete withdrawal</p> <p style="margin-left:.25in;"> ·         ULIPs provide tax benefits</p> <p style="margin-left:80.25pt;">  </p> <p> <a href="http://www.insuringindia.com/life-insurance/Pension/online-pension-insurance-home.aspx"><strong><u>Benefits of pension plans</u></strong></a></p> <p>  </p> <p style="margin-left:.25in;"> ·         You can build a retirement corpus either over a period of time or by paying in a lump sum</p> <p style="margin-left:.25in;"> ·         They are a great tax saving option</p> <p style="margin-left:.25in;"> ·         A pension plan with an equity component is a wise option</p> <p style="margin-left:80.25pt;">  </p> <p> <strong><u>Benefits of Money Back Insurance Policy</u></strong></p> <p>  </p> <p style="margin-left:.25in;"> ·         This policy helps in tax savings</p> <p style="margin-left:.25in;"> ·         Under this policy, periodic payments meet your long term as well as short term financial goals</p> <p style="margin-left:.25in;"> ·         It provides you with a life cover and complete benefit of survival after each interval</p> <p>  </p> <p> While buying these polices always read the fine print and compare existing policies --premium, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective and is a transparent option. </p> <p> <a href="http://www.insuringindia.com/"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Get Free Quotes of the Best Insurance Plans in India. </span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=27InsuringIndia Blog Mon, 29 Feb 2016 12:10:14 GMT <p> In these unpredictable times of stress, you may have insured yourself against a number of unforeseen dangers to life and health. But there is no denying that escalated medical costs and additional financial challenges can cripple the best of plans and future savings. Considering that there is danger lurking in the form of lifestyle diseases or even predictable health check-ups, it’s wise to opt for something that gives you a complete safety cover without compromising on your own and your family’s health and financial security.</p> <p>  </p> <p> While many health insurance plans may not cover a number of things like diagnostics, consultation charges, second opinions to major or minor surgeries, opting for a healthcare discount card covers all your bases, literally.</p> <p>  </p> <p> What is a health card? It is a low cost option to acquire medical care without burning a hole in your pocket. It also offers benefits like cashless hospitalization. On the basis of a monthly/ annual fee, the consumer get access to OPD services, physicians, eye doctors, pediatricians, ophthalmologists, radiologists and other medical practitioners at discounted rates.</p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong><u>Benefits of a healthcare card</u></strong></a></p> <p>  </p> <p style="margin-left:.25in;"> ·         The medical costs can come down between a bracket of 25%-50% depending on the type of health card you opt for</p> <p style="margin-left:.25in;"> ·         Depending on the insurer, preventive health check-ups are available for the entire family</p> <p style="margin-left:.25in;"> ·         You can create and maintain personal health records</p> <p style="margin-left:.25in;"> ·         Now ayurveda, homeopathy and even diet consultation come at special discounted rates with some health cards</p> <p style="margin-left:.25in;"> ·         Some even offer an alternative of free-of-cost 'second opinion' before an important surgery</p> <p style="margin-left:.25in;"> ·         Some health cards also provide useful services like an ambulance facility</p> <p style="margin-left:.25in;"> ·         Cost effective, as they take care of all your out-of-pocket expenses</p> <p style="margin-left:.25in;"> ·         They offer discounts on medical, health and drug expenses for a monthly or annual membership fee</p> <p style="margin-left:.25in;"> ·         Besides pre-hospitalization costs, post hospitalization costs are also covered</p> <p style="margin-left:.25in;"> ·         Other expenses like doctor consultation, dental check up, cost of drugs etc are taken care of</p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong><u>Basic Do’s and Don’ts for Healthcare Cards</u></strong></a></p> <p>  </p> <p style="margin-left:.25in;"> ·         There are plenty of fraudsters in the market today. Always ensure that you’re buying your healthcare card from a reputed and well established company</p> <p style="margin-left:.25in;"> ·         Keep an eye out for any sort of hidden charges</p> <p style="margin-left:.25in;"> ·         It’s a good idea to buy these cards online as it saves time, is cost effective and is a transparent option</p> <p style="margin-left:.25in;"> ·         Instead of being swayed by the sops, evaluate with a cool mind whether your healthcare card offers discounts on the medicine and treatments you need</p> <p style="margin-left:.25in;"> ·         Since this is a new phenomenon in India, lack of a regulatory body means that in case of a grievance you have to knock on the doors of the consumer court.</p> <p style="margin-left:.25in;"> ·         It makes sense to evaluate if the network of medical services is close to where you reside instead of far flung areas</p> <p style="margin-left:.25in;"> ·         While opting for these cards, always read the fine print and compare existing policies --premium, benefits, disadvantages, sops, terms and conditions</p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Want to Buy Health Insurance Click Here. </span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=26InsuringIndia Blog Wed, 24 Feb 2016 12:32:17 GMT <p> Most of us like to believe that we’ve taken a safe route against all possible obstacles once we insure our car. Now imagine a situation where you’re wading through water or your car is immersed in water in a parking lot. You turn the key in the ignition and after a few seconds, your engine falls silent. Repeated attempts yield no results. When you call your insurer to make a claim, you get turned down because your insurance policy doesn’t cover this type of damage. Consequently, you burn a hole in your pocket.</p> <p>  </p> <p> Today, getting third party insurance cover for your car is mandatory under the Motor Vehicle Act 1988. Most people think that buying a comprehensive cover for their car means that unforeseen issues like accidents and minor damages are covered. What they don’t know is that buying an add-on cover to your car insurance can save you a big headache and a huge additional expense. This is why every car owner should seriously consider opting for hydrostatic insurance.</p> <p>  </p> <p> This is a unique add-on cover that ensures your additional expenses like engine damage due to water ingress among other things are taken care of. This also takes into account full replacement of engine and other parts, if required.</p> <p>  </p> <p> Heavy rainfall or flood is not a manmade disaster, but an act of nature. Whether your car is parked in a waterlogged area or passing through a deluge, water will enter your car. In this situation, it’s a good idea to not turn the key in the ignition otherwise it can lead to engine breakdown and damage to not only one or two parts, but the entire electrical circuit, which then might need replacement. This could escalate expenses. This phenomenon is applicable not only to car owners residing in coastal areas but also to anyone living in the rest of the country, as monsoon spares no one.</p> <p>  </p> <p> Rain or flood water enters the engine through the air intake valve of the car. For effective functioning, the piston needs to function smoothly to facilitate the car starting up. But if water has entered the cylinder, it replaces the gas required for combustion. Since water is non-compressible, it stops the piston from completing its stroke required to create the spark that ignites the engine. Thus, your car cannot start.</p> <p>  </p> <p> In this situation, most people would try to start the car over and over again, which is the worst possible thing to do as it sucks in more water into the engine and causes even more damage. Here again, most people are not aware that insurance companies will reject the claim as this would constitute “consequential loss”. The claim will be processed only if consequential loss is also included in the policy.</p> <p>  </p> <p> <strong>All you need to know about Hydrostatic Cover</strong></p> <p>  </p> <p style="margin-left:.25in;"> ·        Do not start your car if you’re in a waterlogged area</p> <p style="margin-left:.25in;"> ·        Call your insurer immediately and request for assistance</p> <p style="margin-left:.25in;"> ·        It’s a good idea to opt for a zero depreciation policy which also includes this type of cover</p> <p style="margin-left:.25in;"> ·        If your car is stuck, roadside assistance like a tow-away facility can be provided depending upon the type of policy you have opted for.</p> <p>  </p> <p> Even if you pay extra for this type of cover, remember, it’s totally worth it. While buying these polices always read the fine print and compare existing policies --premium, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective & is a transparent option.</p> <p> <a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Get Free Comparison and Quotes of the Best Car Insurance in India. </span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=25InsuringIndia Blog Tue, 23 Feb 2016 14:17:04 GMT <p> In their sunset years, our parents not only need a lot of love and care, but also a security net that will ensure their health and medical requirements are taken care of, in the best possible way. Though the insurance sector is replete with choices for medical policies for senior citizens, it makes sense to go for a standalone policy which will hold off expenses in the long run instead of opting for a family cover or a group cover with restricted coverage and choices. When you take a standalone policy for your parents, you can look for an option which caters specifically to the needs of senior citizens.</p> <p>  </p> <p> The other benefit of choosing a standalone health cover for parents is that it offers more flexibility in choosing the sum insured and larger covers when compared to riders which are clubbed with other policies. </p> <p>  </p> <p> In today's time, advancing age comes with significantly escalated medical costs. Adding to this, there are issues like group insurances cover expenses within an ambit of only Rs 2-3 lakh or a co-payment clause in group cover where you may have to co-pay the premium along with your company, unforeseen expenses, decrease in surplus money with passage of time, you can definitely burn a hole in your pocket. So it only makes sense to opt for a good health insurance policy for your parents.</p> <p>  </p> <p> <strong><u>Parameters for choosing the best policy </u></strong></p> <p>  </p> <p> Most companies offer coverage to parents / senior citizens aged between 60-80 years, in India. But it's a good idea to buy a policy earlier if you can. Here is a list which can help you in selecting the right policy as per your need:</p> <p>  </p> <p style="margin-left:.25in;"> ·        Always opt for a policy where policy with higher sum assured. It will work in your favour.</p> <p style="margin-left:.25in;"> ·        It's a good idea to choose a policy which offers maximum renewal age. It saves time and a lot of effort. </p> <p style="margin-left:.25in;"> ·        Take a stock of your budget and choose a policy that gives your parents maximum coverage in terms of critical illness and even if they have a history of pre-existing diseases. </p> <p style="margin-left:.25in;"> ·        Some policies cover pre-existing diseases within 1 year.  Opt for the one with least waiting period.</p> <p>  </p> <p> <strong><u>How your parents benefit</u></strong></p> <p>  </p> <p style="margin-left:.25in;"> ·        Critical illness is covered</p> <p style="margin-left:.25in;"> ·        Coverage of pre-existing diseases</p> <p style="margin-left:.25in;"> ·        Ambulance & attendant services</p> <p style="margin-left:.25in;"> ·        Tax benefits</p> <p style="margin-left:.25in;"> ·        Hospital costs like room rent, prescription drugs, lab tests, services and devices that aid recovery</p> <p style="margin-left:.25in;"> ·        Other hospitalization costs</p> <p>  </p> <p>  </p> <p> <strong>Your biggest denominator should be choosing a policy with an extensive coverage of critical ailments because that will be your biggest safety net.</strong></p> <p>  </p> <p> <strong>Always evaluate your future goals and then zero down to a policy. </strong>While buying these polices always read the fine print and compare existing policies --premium, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective and is a transparent option. </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">If You Find the Right Policy for Your Parents : Click Here to View  Free Quotes</span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=24InsuringIndia Blog Mon, 22 Feb 2016 16:00:52 GMT <p> Life in today's time is replete with stress, challenges and unforeseen dangers. You may have insured yourself against a variety of dangers to your health, life, work, property, etc but what if you as a professional or company, are sued on certain grounds? Is there a way that you can settle a claim no matter how high it is? In many cases the answer to that question would be “No” as most individuals and businesses would have to cripple themselves to raise the money to settle a particularly large claim. But there is a way to safeguard yourself from such an eventuality and be in a position to make the payout without bankrupting yourself and that is professional liability insurance. </p> <p>  </p> <p> So what does professional liability insurance entail? This type of insurance is meant for individuals offering professional services (e.g. doctors, chartered accountants, etc) and businesses and covers the cost of paying out damages in case of claims on account of negligence, malpractice, etc. On technical grounds, this type of policy comes into force on alleged failure to perform on the part of, financial loss caused by, and error or omission in the service or product sold by the policyholder. It is particularly applicable to those in skill advice and services sector which includes those providing financial services, lawyers, doctors, BPOs, IT companies among others.</p> <p>  </p> <p> The most notable factor in this policy is that this policy lays a lot of emphasis on the fact that the loss must be to a third party who has suffered bodily injury or property damage.</p> <p>  </p> <p> <strong><u>Benefits of Professional Liability Insurance  </u></strong></p> <p>  </p> <p style="margin-left:.25in;"> ·        This policy offers a benefit of Retroactive period on continuous renewal of policy whereby claims reported in subsequent renewal but pertaining to earlier period after first inception of the policy, also become payable.</p> <p style="margin-left:.25in;"> ·        Group policies can also be issued covering members of one profession. Group discount in premium is available depending upon the number of members covered.</p> <p style="margin-left:.25in;"> ·        Take care of costs incurred in the defense or investigation of a covered claim.</p> <p style="margin-left:.25in;"> ·        Works to your advantage in a big way as it helps protect your business integrity and assets.</p> <p style="margin-left:.25in;"> ·        Covers the cost of damages awarded.</p> <p>  </p> <p> Usually, the amount of maximum loss is mutually agreed between the insurer and the policy holder, and the premium is calculated based on this amount. This mutually agreed pricing is based on the company’s balance sheet and the nature of activity pursued by the insured. The underwriting is done in accordance to the anticipated possible maximum loss based on the statutory liability created as per the law of the land. However, if the ambit is beyond the geographical boundaries of the country the law of torts also plays a role in the entire calculation.</p> <p>  </p> <p> While buying this type of policy, always read the fine print and compare existing policies --premium, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective & is a transparent option.</p> <p>  </p> <p> <a href="http://www.insuringindia.com/"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Get Free Comparison and Quotes in India. </span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=23InsuringIndia Blog Fri, 19 Feb 2016 16:59:18 GMT <p> We live in a world of uncertainty and constant change. There is no predicting when an illness, theft or sudden loss might manifest especially when you are going away from the safety and security of your home, country and workspace. In this scenario, it is better to be safe than sorry and opt for a health insurance cover that will protect you against any such unforeseen mishap. </p> <p>  </p> <p> While many countries make travel insurance a mandatory factor for ingress of foreign nationals it's always wise to buy the cover anyway. </p> <p>  </p> <p> <strong>So, what exactly is travel insurance? </strong></p> <p>  </p> <p> It is a comprehensive cover for medical and financial emergencies that might arise while traveling domestically or on foreign shores. Depending on the type of policy you choose, you can make a claim on delay or loss of checked-in baggage, loss of important documents like your passport. You can also file a claim for accidents, worldwide cashless hospitalization and unexpected medical and non-medical facilities.</p> <p>  </p> <p> <strong>Travel insurance entails calculation of premium on three crucial factors: your age and health, the distance travelled and the duration of travel. Remember, the farther your destination, the higher will be your premium. If you have a history of pre existing illness related to drugs and alcohol, these will not be covered. </strong></p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/travel/travel-home.aspx"><strong><u>Benefits of travel insurance </u></strong></a></p> <p>  </p> <p style="margin-left:.25in;"> ·        Travel insurance is applicable for anyone who falls in the 5 years to 70 years age bracket</p> <p style="margin-left:.25in;"> ·        No medical examination is required to buy this type of cover</p> <p style="margin-left:.25in;"> ·        You can avail coverage at any place in the world</p> <p style="margin-left:.25in;"> ·        There is a choice between a short term travel plan and a long term travel insurance cover depending on your need</p> <p style="margin-left:.25in;"> ·        The whole world is your oyster, literally. You have a plethora of choices related to travel in different countries across the world.  </p> <p style="margin-left:.25in;"> ·        You have varied choices on loss coverage and facilities</p> <p>  </p> <p>  </p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/travel/travel-home.aspx"><strong><u>Types of travel plans </u></strong></a></p> <p>  </p> <p> India's insurance sector offers three types of travel insurance: </p> <p> -          Single trip</p> <p> -          Multi-trip</p> <p> -          Family travel</p> <p>  </p> <p>  You can opt for these depending on your requirement. </p> <p>  </p> <p> If you're not a frequent traveler then a single trip insurance cover which spans a period of six months, is your best bet. This type of plan generally covers accidental death, emergency evacuation, medical expenses, disablement benefits and delayed departure and baggage.</p> <p>  </p> <p> On the other hand, a multi trip travel cover has limitless trips and is aimed at frequent overseas travelers.  There is also a flexibility to choose from 30, 45, 60 and 90 days of cover. In other words, this is one plan that saves money for the frequent traveler. It is also convenient as the traveler has to pay premium just once.</p> <p>  </p> <p> The third type of plan, family travel policy is a comprehensive financial coverage to the entire family as the term suggests, while traveling overseas for a single trip. </p> <p>  </p> <p> While buying a travel insurance policy, take into consideration the various types of policies which are available on online portals and compare them. Pay special attention to the features of the policy, additional riders and the cost. Thereafter, draw up a list of advantages and disadvantages and choose the policy that gives you maximum support in terms of best and comprehensive coverage at the lowest premium rates. You can, subsequently, fill up the form and make an online payment. On realization of your payment, policy will be confirmed within a matter of few minutes. All this can be done at your convenience from anywhere.   </p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/travel/travel-home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Get Free Comparison of the Travel Insurance</span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=22InsuringIndia Blog Thu, 18 Feb 2016 16:59:05 GMT <p> Gone are the days when owning a car was a matter of pride and exclusivity for a privileged few. These days, having a car is more of a necessity to ensure smooth running of personal and professional life. But with ownership of a car, also comes the responsibility of getting it insured. </p> <p>  </p> <p> In the current scenario, with an escalation in the number of vehicles and accidents, netting a reliable insurance cover is not just mandatory, but also an undeniable need. Motor insurance of your car is the assurance of its full financial protection and is mandatory under the Motor Vehicle Act 1988. The vehicle owner pays a fixed amount or a premium to the insurance company in the form of a policy for a stipulated time period, usually one year. In the event of a mishap, the insurance company gauges the damage and depending on the assessed value of the vehicle, pays compensation to the client. Many insurance companies also offer an additional personal accident insurance cover along with this policy.</p> <p>  </p> <p> But when a mishap like a theft or an accident occurs what should you do? It is a good idea to inform the insurance agency immediately about your loss rather than wait for your insurance agent to run around for you. Most companies these days have 24x7 customer helplines for such emergencies. </p> <p>  </p> <p> You should have your car insurance policy number, your car's license number, make and model of your car and your contact numbers.  </p> <p>  </p> <p> Here is a checklist of other important things:</p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx"><strong><u>Why your car insurance claim may be rejected</u></strong></a></p> <p>  </p> <p style="margin-left:.25in;"> ·        An invalid driving license</p> <p style="margin-left:.25in;"> ·        Drunken driving</p> <p style="margin-left:.25in;"> ·        Not filling up insurance documents or facts like age, make of the vehicle properly</p> <p style="margin-left:.25in;"> ·        Reporting to the insurance company after getting damages in your car repaired on your own</p> <p style="margin-left:.25in;"> ·        Adding a CNG/LPG kit means additional premium. Not informing your insurance company about this will lead to rejection of claim.</p> <p style="margin-left:.25in;"> ·        Not installing an alarm in case of car theft</p> <p style="margin-left:.25in;"> ·        If you've bought a second hand car and haven't transferred it in your name in the policy copy.</p> <p style="margin-left:.25in;"> ·        Not filing a claim within 48-72 hours of a mishap occurring.</p> <p style="margin-left:.25in;"> ·        Damages from electrical or mechanical breakdown</p> <p style="margin-left:.25in;"> ·        Booking a car as a private vehicle and using it for commercial purposes</p> <p style="margin-left:.25in;"> ·        Consequential loss like entering a flooded area yet keeping the car in ignition which may result in engine breakdown</p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx"><strong><u>Top things to do while filing a claim for car theft</u></strong></a></p> <p>  </p> <p style="margin-left:.25in;"> ·        Immediately inform your insurance company</p> <p style="margin-left:.25in;"> ·        File an FIR</p> <p style="margin-left:.25in;"> ·        Fill the claim form, giving information like the policy number, vehicle details, the date, time and description of the incident</p> <p style="margin-left:.25in;"> ·         Submit the duly signed claim form, copies of the registration certificate (RC) of the vehicle, driving license, policy document (first two pages), the FIR and a letter addressed to the RTO intimating theft</p> <p style="margin-left:.25in;"> ·         Following the submission of 'non-traceable report' by the police and the claim is approved; the policy holder must transfer the RC of the stolen vehicle in favour of the insurance company. </p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx"><strong><u>Top things to do while filing a claim for car accident </u></strong></a></p> <p>  </p> <p style="margin-left:.25in;"> ·        Inform the insurance company and the police</p> <p style="margin-left:.25in;"> ·        Take details like number plate, make and model of the other car</p> <p style="margin-left:.25in;"> ·        Record all details of the accident scene and take pictures on your mobile, if possible</p> <p style="margin-left:.25in;"> ·        Documents that you are required to submit include a copy of the driving license, RC, FIR, original estimate and original repair invoice and payment receipt.</p> <p>  </p> <p> While buying an insurance policy for your car, take into consideration various types of policies which are available on online portals and compare them. Pay special attention to the features of the policy, additional riders and the cost. Thereafter, draw up a list of advantages and disadvantages and choose the policy that gives you maximum support in terms of the best and most comprehensive accidental coverage at the lowest premium rates. You can, subsequently, fill up the form and make an online payment. On realization of your payment, the policy will be confirmed within a matter of few minutes. All this can be done at your convenience from anywhere.   </p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Get Free Comparison and Quotes of the Best Car Plan in India. </span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=21InsuringIndia Blog Wed, 17 Feb 2016 15:19:21 GMT <p> In a scenario of fast paced technology, increasing number of diseases, stressed lifestyle and escalated cost of medical care it is imperative to invest in a comprehensive health insurance cover for yourself and your family. While you're planning for your today and a safer tomorrow, there are a number of other reasons which make it clear that investing in a good policy is the best bet for your financial security. Besides taking care of medical & hospitalization costs, a medical health insurance gives you tax sops like no other policy. This dual advantage is the main reason why many people prefer taking a health cover also as a tax benefit.</p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong><u>What is Health Insurance </u></strong></a></p> <p>  </p> <p> A health insurance primarily gives you protection against escalated medical and surgical needs and is a way of ensuring that you can afford proper medical care without any stress. Like any other policy, here too a policy holder pays a certain premium to the insurance company. It varies from one company to another. </p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong><u>Why you should opt for health insurance </u></strong></a></p> <p>  </p> <p> Illness or grievous injury does not come with a prior warning. If you are not insured to deal with these tough times, then not only will these eat into your emotional well being and savings, but it will also impact your financial future. </p> <p>  </p> <p> The market is replete with choices -- individual health insurance, family insurance, health insurance for senior citizens and critical illness among others. While choosing a health insurance cover, always consider how much you are willing to pay and what suits your needs the best. Always choose a comprehensive policy which has maximum advantages. </p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong><u>How do tax sops work in a health policy</u></strong></a></p> <p>  </p> <p style="margin-left:.25in;"> ·         While calculating one's taxable income, the premium paid for a health insurance policy can be deducted from the total income under Section 80D of the Income Tax Act, 1961. The premium payment has to be done from card or cheque to qualify for tax deduction, paying with cash doesn't count. </p> <p>  </p> <p style="margin-left:.25in;"> ·         Deduction under section 80D for self, spouse, dependent children – Rs 25,000 (preventive health check up of Rs 5,000 included).</p> <p>  </p> <p style="margin-left:.25in;"> ·         Whether your parents are dependent on you or not, a deduction for parents who are senior citizens is allowed up to Rs 30,000 under section 80D of the IT Act. </p> <p>  </p> <p style="margin-left:.25in;"> ·         In case your parents are in the age bracket of more than 80 years and are uninsured, you can claim a maximum of Rs 30,000 as tax deduction towards their medical expenses.</p> <p>  </p> <p style="margin-left:.25in;"> ·         Under section 80D, earlier the income tax deduction allowed was Rs 15,000. Now, it has been raised to Rs. 25,000. The tax saving will be Rs. 3,000 who are in 30% tax bracket and Rs. 1,000 for those who are in 10% tax bracket.</p> <p>  </p> <p style="margin-left:.25in;"> ·         If you're less than 65 years of age, you're eligible for tax deduction up to Rs 15,000 on a health policy for yourself, your spouse and your children.</p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong><u>Advantages of Health Insurance </u></strong></a></p> <p>  </p> <p style="margin-left:.25in;"> ·         Lump sum is given in event of a critical illness</p> <p style="margin-left:.25in;"> ·         Convalescence allowances</p> <p style="margin-left:.25in;"> ·         Ambulance and attendant services</p> <p style="margin-left:.25in;"> ·         Tax benefits</p> <p style="margin-left:.25in;"> ·         Hospital costs like room rent, prescription drugs, lab tests, services and devices that aid your recovery</p> <p>  </p> <p> While buying these polices always read the fine print and compare existing policies -- premium, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective & is a transparent option.</p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Get Check Quotes of the Health Plan in India. </span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=20InsuringIndia Blog Wed, 17 Feb 2016 15:16:18 GMT <p> There's a common misconception that only people with a family history of heart disease or lifestyle issues can suffer from this serious ailment. A blocked artery, heart attack or any other related heart illness does not come with a warning. If you're not insured when this kind of calamity strikes, then it is certain to burn a hole in your finances, play with the financial future of your family and definitely escalate medical costs. Therefore, regardless of your family history, it is pragmatic to opt for a health policy which has a <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx">comprehensive cover</a> that includes heart disease, within its ambit. </p> <p>  </p> <p> Also, there has been an upsurge of cases where those younger than 40 years have suffered heart attacks and other heart related ailments. It makes sense to opt for this type of cover. Interestingly in the insurance market, some companies have come up with <a href="http://www.insuringindia.com/general-insurance/critical/critical_home.aspx">health policies for heart patients</a> who've undergone angioplasty or a bypass surgery within a certain period of the inception of the policy. Usually, anyone who's suffered this condition finds it difficult to <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx">buy insurance cover afterwards</a>. But the new policies are now addressing this issue. </p> <p>  </p> <p> What a <a href="http://www.insuringindia.com/general-insurance/critical/critical_home.aspx">critical health insurance</a> entails, essentially, is that if you're faced with incurring partial/total disability, loss of income, inflated medical expenses along with critical illness diagnosis, this policy is your best bet. You must opt for this after a certain age. This means that regardless of your already existing health policy which may be restrictive after a point in terms of expenses, most of your additional worries can now be dealt with, by the insurance company. Also, opt for a standalone policy for critical insurance. This is because it offers more flexibility in choosing the sum insured and larger covers when compared to riders which are clubbed with other policies. </p> <p>   </p> <p> Depending on what type of critical health insurance policy that you choose, you will pay a fixed premium and avail benefits and compensation when required. There are varied policies for women and senior citizens available in the market today. </p> <p>  </p> <p> <strong><u>Diseases covered & Benefits of Critical  Illness  Insurance</u></strong></p> <p>  </p> <p style="margin-left:.25in;"> ·        It is most beneficial for breadwinners of the family, who cannot afford to take a risk with their health.</p> <p style="margin-left:.25in;"> ·        This policy is a boon for anyone with a family history of critical illnesses. </p> <p style="margin-left:.25in;"> ·        Anyone who wants to safeguard their health can opt for this policy.</p> <p style="margin-left:.25in;"> ·        A critical illness policy pays a lump sum on the diagnosis of a serious/critical illness. </p> <p style="margin-left:.25in;"> ·        You are still covered even if your critical illness doesn't require hospitalization.</p> <p style="margin-left:.25in;"> ·        Common critical illnesses covered include- heart attack, stroke, cancer, paralysis, transplant of vital organs (heart, kidney etc), kidney failure, deafness, bacterial meningitis, end stage liver disease, end stage lung disease, bone marrow transplant, coronary bypass surgery, etc.</p> <p style="margin-left:.25in;"> ·        Opting for a critical illness policy ensures tax benefits</p> <p style="margin-left:.25in;"> ·        Recuperating and hospital costs are covered</p> <p>  </p> <p> <strong><u>Do's and Don'ts for choosing the best Critical Illness Cover </u></strong></p> <p>  </p> <p> Your checklist for choosing the best critical illness policy should take into account low premium and waiting period and the sum that should be assured by the insurance company should be at least four times of your annual income. <strong>But your biggest denominator should be choosing a policy with an extensive coverage of critical ailments because that will be your biggest safety net.</strong></p> <p>  </p> <p> <strong> Always evaluate your future financial liabilities & how much are you willing to pay. </strong></p> <p> While buying these polices always read the fine print and compare existing policies --premium, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective and is a transparent option.</p> <p> <a href="http://www.insuringindia.com/general-insurance/critical/critical_home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);"><strong>Get Free Comparison and Quotes of  Health Insurance For Heart Disease</strong>.</span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=19InsuringIndia Blog Mon, 15 Feb 2016 13:27:10 GMT <p> In these times if mounting traffic snarls and higher risk of major and minor road accidents, if you've managed to avoid even a single scrape on your car and been a careful driver, then there's a big advantage for you in the form of a 'No Claim Bonus.'</p> <p>  </p> <p> <strong><u>What is an NCB?</u></strong></p> <p>  </p> <p> As the term suggests, an NCB is essentially a benefit that a car owner is eligible to avail from an insurance company if he has not made any insurance claim within the policy term. This advantage is available on renewal of policy. By not claiming insurance for a year, you can have a discount ranging from 20% -50% which is spread over six years, and then remains constant after that. This directly reduces the premium cost for the forthcoming year.</p> <p>  </p> <p> What's important here is that an NCB revolves around the policy holder and not his vehicle. This means even if you changed your vehicle, you’re still eligible to claim an NCB provided you've fulfilled its basic criteria. </p> <p>  </p> <p> <strong><u>What you need to know about NCB </u></strong></p> <p>  </p> <p> Under the Motor Vehicle Act 1988, car insurance is mandatory in India and it covers third party liability. There are two types of vehicle insurance policies: Third Party Insurance (Act only Policy) & Comprehensive Policy. The former covers only liability of the vehicle owner for loss or damage to life or property of third parties whereas comprehensive insurance policy covers in addition to third party liability, loss or damage to the vehicle itself by way of accident, theft, etc. Comprehensive insurance is referred to as 'Own Damage Policy' and focuses on loss or damage to the vehicle. Both policy types of policy offer NCB. </p> <p>  </p> <p> <strong><u>How does the premium calculation work in a NCB?</u></strong></p> <p>  </p> <p> Since the first year doesn't count, this discount in the premium is usually 20% for the second year, 25% for the third year, 35% for the fourth year, 45% for the fifth year and 50% for the sixth year. The NCB remains constant at 50% for every subsequently. The value of the discount depends upon the insurance claims you have made in that particular year. You lose this benefit as soon as you make a claim.</p> <p>  </p> <p>  </p> <p>  </p> <p> <strong><u>Things to remember about NCB</u></strong></p> <p>  </p> <p style="margin-left:.25in;"> ·        If you renew your policy only then can you be given an NCB.</p> <p>  </p> <p style="margin-left:.25in;"> ·        In an NCB the vehicle owner is pivotal, not the vehicle. This means if you've sold your previous car without any claim and bought a new one, you can still claim an NCB based on your previous blemish free record.</p> <p>  </p> <p style="margin-left:.25in;"> ·        NCB is valid even if you're changing your insurance company. But you need to have all your documents in order from your previous insurer which includes a letter highlighting number of years through which a no claim discount is valid & expiry date of previous policy. </p> <p>  </p> <p style="margin-left:.25in;"> ·        NCB is terminated if policy is not renewed within 90 days from date of expiry of your existing policy.</p> <p>  </p> <p> Before opting for any type of car insurance policy, take into consideration the various types of policies which are available through online portals and compare quotes. Pay special attention to the features of the policy, additional riders and the cost. Thereafter, draw up a list of advantages and disadvantages and choose the policy that gives you maximum support in terms of best and comprehensive accidental coverage at the lowest premium rates. You can, subsequently, fill up the form and make an online payment. On realization of your payment, the policy will be confirmed within a matter of a few minutes. All this can be done at your convenience from anywhere.   </p> <p> <a href="http://www.insuringindia.com/general-insurance/critical/critical_home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Get Free Comparison and Quotes of the Best Term Plan in India. </span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=18InsuringIndia Blog Fri, 12 Feb 2016 15:57:29 GMT <p> Most people like to take a things in life for granted because they think once they've initiated something things will take care of themselves. If an insurance cover is bought with this attitude, then there are high chances that something may go wrong because most likely you may accidentally miss some important points resulting in loss of financial cover and most importantly the security net that you thought would protect you and your family. </p> <p>  </p> <p> There can be a number of reasons why your insurance claim may be rejected. Here, we will explore why this may happen and what you can do when faced with this situation. </p> <p>  </p> <p> <strong><u>Likely causes of insurance claim rejection </u></strong></p> <p>  </p> <p> The most obvious reason would be defaulting on payment of your premium. </p> <p style="margin-left:.25in;"> ·        A lapsed policy can also be the reason for your claim's rejection.</p> <p style="margin-left:.25in;"> ·        It’s wise to fill out your health insurance policy rather than leaving the details to someone else. Else, you risk some vital facts or sections being missed/ misinterpreted or wrongly filled. </p> <p style="margin-left:.25in;"> ·        A technical glitch on your part will land you in trouble. For instance, in the event of a crisis, you get so busy handling all aspects concerning a health crisis that you do not file a claim within the stipulated period as mentioned in your policy. A late claim submission is a strong reason for any insurance company to reject it. </p> <p style="margin-left:.25in;"> ·        Non disclosure of facts while buying a health insurance policy can be yet another major reason that may make things tough for you. As per existing rules, it's important for both the insurance company and the insurance buyer to disclose all facts to each other. In a nutshell, it means you should not conceal any facts- like your age, details of your profession, a pre-existing medical condition and even a regular health check up, if your health policy so requires.</p> <p style="margin-left:.25in;"> ·        If you haven't read and understood the terms and conditions while buying your insurance policy then you're definitely asking for trouble. A lot of policies may include and exclude certain medical requirements, facilities and diseases. Being unaware of what exactly you've bought is a sure sign that you're headed for trouble. </p> <p style="margin-left:.25in;"> ·        Many policy buyers are ignorant about the fact that cashless facility can be availed only in network hospitals and thus, going to non-network hospitals to seek treatment on cashless basis will definitely result in rejection of claim.</p> <p>  </p> <p>  </p> <p>  </p> <p>  </p> <p> <strong><u>Claim rejected, what next?</u></strong></p> <p>  </p> <p> Do not panic. All may not be lost, as some timely measures can still salvage the situation for you. Remember regardless of which policy you've taken, there's a stipulated or defined time period within which you can seek a re-scrutiny.  Here are a few points to consider:</p> <p>  </p> <p style="margin-left:.25in;"> ·        Get in touch with the insurance company to find out exactly why your claim was rejected </p> <p style="margin-left:.25in;"> ·        If you submitted incomplete information and your claim was rejected, then immediately drop a mail to the insurance company regarding this. It's a good idea to keep a record of the correspondence between you and the insurer. </p> <p style="margin-left:.25in;"> ·        If you have not furnished some requisite documents to the insurance company then you need to immediately get in touch and do the needful. Submit all documents once again. Also, resubmit the correctly filed documents.</p> <p>  </p> <p> It is, therefore, a good idea that an individual should choose a health insurance plan carefully, after considering all his healthcare needs. One should also read all the terms and conditions properly and should understand their plan so that they do not feel guilty over their choice later. All these issues can be alleviated to some extent if a person buys a comprehensive health insurance plan from a reputed provider that takes care of health needs of people while designing their products. One of the best ways of making an informed choice is to buy your health insurance online, where you can compare the features and benefits of plans offered by different insurance companies. With the power to choose, also comes responsibility. Use it wisely. </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);"><strong>Get Free  Quotes of the Best Medical Insurance in India</strong>. </span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=17InsuringIndia Blog Fri, 12 Feb 2016 11:09:19 GMT <p> Apart from a life insurance plan, it's a good idea to have an annuity plan in your kitty. This type of plan is a perfect solution for those who are not getting any pension benefits from their employer.</p> <p>  </p> <p> Annuities represent the flip side of life insurance. Where life insurance covers the risk of loss of earnings due to untimely death, annuities cover the risk of discontinued earnings when a person retires from his/her job. With new life saving drugs and innovations in medical technology, the life expectancy of an average individual has become much higher. A healthy person can hope to live till the ripe age of 90 plus, which means that he has to sustain at least 30 years of living expenses post his retirement. Therefore investing in a sound annuity plan is imperative.</p> <p>  </p> <p> Annuity plans are categorized as deferred annuity plans and immediate annuity plans. Premiums are payable on monthly, quarterly or annual basis. </p> <p>  </p> <p> Deferred annuity plans are pension plans that are dividend in two phases - accumulation phase and vesting phase. The accumulation phase is the time from which the first premium is paid to the last date of payment, which is your retirement. The vesting phase is the period after you retire when you receive the annuity payments. This plan kicks in from retirement day to the day of the plan buyer's death. During this period, the plan buyer receives a regular pension known as the annuity payment.</p> <p>  </p> <p> Immediate annuity plans do not have an accumulation phase and the plan starts right from the vesting phase. You need to invest a lump sum amount to buy a series of annuity products throughout your life.</p> <p> Typically, depending on the type of pension payment you want, there are four types of annuity options in the market. These include:</p> <p style="margin-left:.5in;"> ·       <br /> <strong>Life annuity:</strong> Here the policy holder will receive regular annual / monthly / quarterly / annuity payouts from the scheme until the annuity holder's death. </p> <p>  </p> <p style="margin-left:.5in;"> ·        <strong>Life annuity with return of purchase price:</strong> In this case if the holder dies then the company returns the lump sum amount that was used to buy the annuity to the nominee of the annuity buyer.</p> <p>  </p> <p style="margin-left:.5in;"> ·        <strong>Joint life last survivor with or without return of purchase price:</strong> This covers the annuity holder & his spouse. Here, the pension will be paid regularly to the primary investor until his death and then it will be paid to his spouse until the spouse's death. This option too comes with and without return of purchase price option. </p> <p>  </p> <p style="margin-left:.5in;"> ·        <strong>Life annuity guaranteed for 5/10/15 years and thereafter:</strong> Under this option, the annuity is guaranteed to be paid for the chosen time span even if the insured dies before the completion of the chosen period. If the insured survives the term, annuity shall continue until he is alive.</p> <p>  </p> <p> While buying these polices always read the fine print and compare the quotes of existing policies - premium, benefits, disadvantages, sops, terms and conditions - to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective and is a transparent option. Invest now.</p> <p> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Get Free Comparison  of Annuity Plan</span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=16InsuringIndia Blog Wed, 10 Feb 2016 12:59:08 GMT <p> The days of job security and government sops are long gone. Volatile markets, escalating prices and a fluctuating job sector today have only increased the need to have a security cover for India's young and experienced salaried class. It doesn't matter if you are a singleton or a householder, in today's world you need to have your plans for the future intact. Many of us may not have the happy fall-back option of an inheritance or a big corpus of funds, so it makes sense to plan for the future, wisely.</p> <p>  </p> <p>  Whether you're in a government job or the private sector, what you will save today will be the security cover for your brighter tomorrow. This means that significant milestones like healthcare, pension options, investments for the educational needs of children, etc have to be factored in, while investing wisely. </p> <p>  </p> <p> <strong><u>Life insurance, pension plans to ULIPs: What is your best bet? </u></strong></p> <p>  </p> <p> The investment option you choose depends on your stage of life and your risk appetite. Most people have a limited understanding of investment options, and therefore are unable to make a robust financial plan for themselves.</p> <p>  </p> <p> A family man with dependants who is the sole earning member should definitely invest in a term insurance policy to cover his family in the event of his untimely death. He should also invest in a child policy to secure his children. If his employer does not offer a pension plan, he should also think about investing in an annuity to secure his retirement years.</p> <p>  </p> <p> A single person without any dependants will definitely have a higher risk appetite. He/she can go in for market linked products like ULIPs or even a high growth endowment plan.</p> <p>  </p> <p> <strong><u>What is a life insurance policy? </u></strong></p> <p>  </p> <p> This policy is essentially a contractual agreement between an insurance policy holder and the insurance company where the policy holder pays a fixed amount to the insurer, on the agreement that the insurer will pay the designated beneficiary a sum of money upon the death of the <strong>insured</strong> person (often the <strong>policy</strong> holder). On the policy holder's death his beneficiaries receive the money. </p> <p>  </p> <p> There are different types of life insurance policies available in the market today. The first type is a <strong>Term Insurance policy </strong>which<strong> is cheaper and more beneficial for the nominees and gives a lump sum in case of the policy holder's death. The main advantage it gives to the policy holder is that it saves on tax. </strong></p> <p>  </p> <p> <strong>Whole life policy is one that </strong>covers the policy holder for life. <strong>Unit-linked Insurance Policies (ULIP) </strong>have the dual benefit of being an investment and insurance, while <strong>Money Back Insurance policy </strong>as the name indicates gives the policy holder money back after a fixed time. Though more expensive, an <strong>Endowment Plan</strong> covers the policy holder during the term of the policy and pays back a good sum when the policy matures.</p> <p>  </p> <p> <strong>A pension policy</strong> is a retirement planning policy which asks you to affix an age for retirement and earn benefits.</p> <p>  </p> <p> Typically, you have a choice between a <strong>Long Term Investment Plan under which ULIPS can be considered or a One Time Investment Plan which can cover pension plans and life insurance. </strong></p> <p>  </p> <p>  </p> <p> <strong><u>Why opt for Term Insurance cover?</u></strong></p> <p>  </p> <p> This type of policy gives you a robust financial cover for your family for a specified period. Whether you're a householder or a singleton, the point to note here is that in case of the policy holder's demise this cover gives benefits to the nominee who is generally a family member.  </p> <p>  </p> <p> With clocked in premiums for a minimum of five years, a term insurance plan takes care of your family's finances when faced with unforeseen factors like supplementing income in case of loss of income owing to an accident, disability, or critical illness. </p> <p>  You have the option of taking a single premium payment plan or going for a regular premium payment plan which may be monthly, quarterly, half yearly or yearly. The good news is that this type of policy saves on tax, is flexible and can include accident cover, critical illness & disability as add on riders if you want. </p> <p>  </p> <p> <strong>What to consider while choosing term insurance cover? </strong></p> <p>  </p> <p> Your choice must depend on three crucial factors: the number of dependents, liabilities and annual income. If you're a householder then remember your dependents, elderly parents and children must have higher term insurance coverage as compared to someone who's a singleton.  Also, do not forget to consider the inflation factor in paying premiums and coverage advantages.</p> <p> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Get Free Comparison and Quotes of the Best Term Plan in India. </span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=15InsuringIndia Blog Wed, 10 Feb 2016 12:57:19 GMT <p> In these unpredictable times of stress and challenges, you may have insured yourself against a number of unforeseen dangers to life, property and health. But what if a critical illness strikes? You may then, uncover a harsh reality. Even though comprehensive, your health insurance may not be able to cope with the demands of your new calamity. Consequently you may end up shelling out more money, losing your livelihood, severely impacting your lifestyle and jeopardizing your future along with your family's. </p> <p>  </p> <p> Whether or not you have a family history of critical illnesses like cancer, it is wise to opt for a critical insurance policy today because it protects you against escalated costs of medical treatment.</p> <p>  </p> <p>  If you're faced with incurring partial/total disability, loss of income, and inflated medical expenses along with critical illness diagnosis, this policy is your best bet. You must opt for this after a certain age. This means that regardless of your already existing health policy which may be restrictive after a point in terms of expenses, most of your additional worries can now be dealt with, by the insurance company. Also, opt for a standalone policy for critical insurance. This is because it offers more flexibility in choosing the sum insured and also larger covers when compared to riders which are clubbed with other policies. </p> <p>   </p> <p> Depending on what type of critical health insurance policy you choose, you will pay a fixed premium and avail benefits and compensation when required. There are varied policies for women and senior citizens available in the market today. </p> <p>  </p> <p> <strong><u>Diseases covered and the benefits of critical illness insurance</u></strong></p> <p>  </p> <p> ·        It is most beneficial for breadwinners of the family, who cannot afford to take a risk with their health.</p> <p> ·        This policy is a boon for anyone with a family history of critical illnesses. </p> <p> ·        Anyone who wants to safeguard their health can opt for this policy.</p> <p> ·        A critical illness policy pays a lump sum on the diagnosis of a serious/critical illness. </p> <p> ·        You are still covered even if your critical illness doesn't require hospitalization.</p> <p> ·        Common critical illness covered include heart attacks, stroke, cancer, paralysis, transplant of vital organs (heart, kidney etc), kidney failure, deafness, bacterial meningitis, end stage liver disease, end stage lung disease, bone marrow transplant, coronary bypass surgery, etc.</p> <p> ·        Opting for a critical illness policy ensures tax benefits</p> <p> ·        Recuperating & hospital costs are also covered. </p> <p>  </p> <p> <strong><u>Do's and don'ts for choosing the best critical illness cover </u></strong></p> <p>  </p> <p> Your checklist for choosing the best critical illness policy should take into account low premium and waiting period and the sum that should be assured by the insurance company should be at least four times of your annual income. <strong>But your biggest denominator should be choosing a policy with an extensive coverage of critical ailments because that will be your biggest safety net.</strong></p> <p>  </p> <p> <strong>Always evaluate your future financial liabilities and how much you are willing to pay. </strong></p> <p> While buying these polices always read the fine print and compare existing policies --premium, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective and is a transparent option.</p> <p> <a href="http://www.insuringindia.com/general-insurance/critical/critical_home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Get Quote of Cancer Insurance</span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=14InsuringIndia Blog Wed, 10 Feb 2016 12:54:45 GMT <p> Any accident can not only inflict physical trauma but also impact hospital bills and in some cases even earning ability. In the current scenario, with an escalation in the number of vehicles and accidents, netting a reliable insurance cover is not just mandatory, but also an undeniable need. Motor insurance of your car is the assurance of its full financial protection and is required under the Motor Vehicle Act 1988. But did you know there is an additional option at a lower premium which can be clubbed with this policy and provide instant relief? This type of policy, a personal accident insurance cover is an annual policy at a cheaper premium. It essentially safeguards you by providing compensation in the event of injuries, disability or death caused by violent, accidental, external and visible events. It covers the passengers of the car as well. It comes in two forms--individual cover and group cover. </p> <p>  </p> <p> So what does a personal accident motor insurance really entail? It basically safeguards you against unforeseen accidents and even takes into account grievous injuries and death, during an accident. Available data suggests that this policy considered most affordable and limited form of life & health insurance policy.  A personal accident policy is a good option to not only to protect your family in the event of accidental death but also to cover disablement, leading to loss of earning capacity, at competitive premium rates.</p> <p>  </p> <p>  There are dual advantages which work in your favour while opting for a personal accident policy. If the policy holder is completely or partially disabled following an accident, this type of policy will provide financial support to the policyholder. The most significant factor here is that the type of injury—big or small- incurred during an accident does not matter here. You will be insured, anyway.</p> <p>  </p> <p> <strong><u>How does it work to your benefit?</u></strong></p> <p>  </p> <p> Like any other insurance policy available today, the policyholder has to pay a monthly, quarterly or yearly premium that remains the same till the entire policy coverage period. You also have the option of adding your family members to this policy. If the policyholder has incurred major injury during an accident, he can thereby avail a cash benefit as reimbursement. Compensation is provided if the insured person dies due to accident. </p> <p style="margin-left:22.5pt;">  </p> <p> Areas covered by motor accident insurance:</p> <ul> <li> Death due to an accident.</li> <li> Permanent disability in an accident.</li> <li> Loss of both limbs / one hand and one foot / loss of limbs and eyes / complete loss of eyesight, speech.</li> <li> Any permanent but partial disability.</li> <li> Temporary and total disablement - Fixed sum will be paid (based on the sum assured), weekly for a fixed tenure.   </li> <li> Medical expenses.</li> </ul> <p>  </p> <p> <strong><u>Points to consider</u></strong></p> <p> While adding a personal accident cover, read the fine print for riders. Be very clear about terms and conditions and most importantly what factors does the term 'disability' take into account. It is advisable to opt for this policy on an online platform as it gives you variable options, benefits and disadvantages of existing policies. Buying a policy online saves time, is a transparent choice and can be done at your convenience. </p> <p> <a href="http://www.insuringindia.com/personal-accident/online_personal_accident_home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Find Personal Accident Insurance Quotes : Click Here</span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=13InsuringIndia Blog Mon, 08 Feb 2016 11:30:15 GMT <p> We live in a material world of escalating costs and unpredictable future. In this scenario, it is natural for any parent to desire a secure future for their child in the form of educational needs and financial security. While the market is flooded with a plethora of choices and you may have already secured a life insurance policy for yourself to safeguard your family's future, do you really need a child insurance policy? Yes, because it  envelopes your child in a security blanket while taking into account his future needs which regular policies like life insurance may not. </p> <p>  </p> <p> A child insurance policy basically revolves around paying a fixed premium to the insurance company for a certain period. It factors in expenses arising from educational needs, future events like marriage and even higher studies abroad. In event of the parent's death, the insurance company waives off the premium and provides lump sum compensation on the maturity of the policy. Depending on circumstances, emergency withdrawals are also allowed. </p> <p>  </p> <p> Though the market is throwing up innovative and varied choices quite frequently, generally child insurance policies are categorized in two levels: a Single Premium Plan & a Regular Premium Plan.  The first type of plan the policy buyer will pay a one-time lump sum as a part of a single premium while the second one has fixed premiums to be paid over a period of time. In the latter, if the parent dies, subsequent premiums are waived off and the child receives a lump sum when the policy matures. Of course, there's also the option of withdrawing small amounts from time to time as per need. But in a Regular premium plan lump sum is given only at the end of the policy maturity.</p> <p>  </p> <p> <strong><u>Benefits of Child Insurance Policy</u></strong></p> <p>  </p> <p style="margin-left:.25in;"> ·         Opting for this type of insurance automatically results in tax savings.</p> <p style="margin-left:.25in;"> ·         Your child's important future milestones are secured financially. </p> <p style="margin-left:.25in;"> ·         Thanks to an option of partial withdrawal, you can liquidate the policy.</p> <p style="margin-left:.25in;"> ·         In the event of the untimely death of a parent, the child will definitely receive all benefits of the policy. Also, a lump sum is guaranteed at the maturity of the policy.</p> <p style="margin-left:.25in;"> ·         Educational needs like school, college and studies abroad, events like marriage or aid in setting up business or other unforeseen events of the future for the child, are taken care of vis-a-vis this type of insurance.</p> <p style="margin-left:.25in;"> ·         You also have the flexible option of attaching / buying additional riders like accidental death benefit, critical illness benefit and income benefit to the existing policy. </p> <p>  </p> <p> <strong><u>What to look for, while choosing a Child Insurance Plan</u></strong></p> <p>  </p> <p style="margin-left:.25in;"> ·         It's a good idea to choose a policy keeping in mind your budget, investments and future plans. The good news is that you have the option of choosing a low premium based on your needs.</p> <p style="margin-left:.25in;"> ·         Evaluate and set future goals for your child to avoid being drawn into multiple confusing options. A clear head will lead you to the right choice.</p> <p style="margin-left:.25in;"> ·         It may be a good idea to buy a plan in your name instead of the child's. That way, you ensure that the child receives a lump sum in event of an eventuality, like a parent's death. This sum will of course be given on maturity of the policy. If you decide to buy a plan in the child's name choose the one that waives off the premium & your child continues to receive the benefits till the policy matures. </p> <p style="margin-left:.25in;"> ·         It may be a good idea to consult an insurance expert before you invest in any child insurance plan. That way, you are doubly sure of yourself and your child's future. While buying these polices always read the fine print and compare existing Child Insurance quotes, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective & is a transparent option.</p> <p> <a href="http://www.insuringindia.com/life-insurance/Child/online-child-insurance-home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Get Free Quotes of Child Plan  </span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=12InsuringIndia Blog Mon, 08 Feb 2016 11:27:07 GMT <p> Life Insurance is a contract between the insurance policy holder and the insurance company. The insured pays a premium and the insurance company pays an assured lump sum to the beneficiary upon the death of the insured person. There are several types of Life insurance plans and Term Insurance is one of them.</p> <p> Term Insurance ensures the family’s financial independence in the event of the death or critical illness of the policy holder. Unlike Life insurance which provides coverage for a lifetime, Term life insurance provides protection for a specific period of time. The sum assured is paid to the nominee only in the event of the death of the insured person during the policy period. In case the insured survives till after the policy term, he/she will not receive anything. Yet it is the best form of insurance. The most important reasons for you to buy a Term Insurance policy are:</p> <p style="margin-left:38.05pt;"> ·         It is very important to take a Term Insurance policy if you are the chief wage earner in your family and have high financial liabilities. It is meant to provide enough money to your family to replace your income in case of any eventuality.</p> <p style="margin-left:38.05pt;"> ·         Term Insurance policy can give you a very high life cover for a very small premium. This would usually be a fraction of what you would pay if you buy other policies with the same coverage. As a result you can easily go for a higher sum assured. For example you can buy a policy  of Rs. 1 crore for which you will have to pay a premium of about Rs. 15,000 a year.</p> <p style="margin-left:38.05pt;"> ·         Term Insurance can be bought for a wide range of terms such as 10, 15, 20 or 30 years and the coverage can be chosen as per your choice.</p> <p style="margin-left:38.05pt;"> ·         The annual premium which is paid for a Term Insurance policy qualifies for tax deduction of up to Rs 1 lakh premium paid per annum under section 80C of the Income Tax Act.</p> <p style="margin-left:38.05pt;"> ·         Taking a Term Insurance policy which matches and links the amount and tenure of your home/car loan is a very sensible move which will protect your family from this sudden liability in case of your death.It improves the quality of life by giving you peace of mind and making you tension free.</p> <p> There are several companies in the market offering various <strong>Term Insurance Plans</strong> at very competitive rates. Before buying and zeroing in on any one plan you should compare the various <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"><strong>Life Insurance</strong> <strong>Quotes</strong> </a>available, to get the best possible plan. Most  companies these days are selling their policies online, which is the most convenient way of buying them. You could compare <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx">Term<strong> Insurance Quotes</strong></a> online and then decide  and buy the most suitable policy from the comfort of your home. It saves your time as well as effort. It is important to decide on the tenure (you need to cover yourself till your retirement) of the term plan and buy it as per your financial needs. It is always better to buy a term insurance at an early age as the premium rate increases with age.</p> <p> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Click Here : To Looking Term Insurance Quotes </span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=11InsuringIndia Blog Fri, 05 Feb 2016 10:20:08 GMT <p> In today's high pressure world, technology has not only made life easy but it has also increased the possibility of prolonging human life. However, nobody can predict when human life may end or what is in store on the health front. In this scenario, you have to safeguard yourself against unforeseen events via an insurance policy, that  will not only take care of you but your family too in case you are not around. Then should you opt for a life insurance policy or must you choose a health insurance over it, which will cover any illness and medical expenses? Most people tend to overlook health insurance and prefer opting for life insurance. In fact, you should get a life insurance cover along with a separate cover for health. Here is a look at existing options in the market and why you must opt for both policies instead of just one:</p> <p>  </p> <p> <strong><u>What is a life insurance policy? </u></strong></p> <p>  </p> <p> This policy is essentially a contractual agreement between an insurance policy holder and the insurance company where the holder pays a fixed amount to the insurer. This is done on the agreement that the insurer will pay a designated beneficiary a sum of money in return for a premium, upon the death of the <strong>insured</strong> person (often the <strong>policy</strong> holder). On the holder's death his beneficiaries or kind get the money. </p> <p>  </p> <p> There are different types of life insurance policies available in the market today. The first type is a <strong>Term Insurance policy </strong>which<strong> is cheaper and more beneficial for the nominees and gives a lump sum in case of the policy holder's death. The main advantage it gives to the policy holder is that it saves on tax. </strong></p> <p>  </p> <p> <strong>Whole life policy </strong>covers the policy holder for life. <strong>Unit-linked Investment Policies (ULIP) </strong>have the dual benefit of being an investment instrument and an insurance cover, while a <strong>Money Back Insurance policy </strong>as the name indicates gives the policy holder money back after a fixed time. <strong>A pension policy</strong> is a retirement planning policy which asks you to affix an age for retirement and earns benefits.</p> <p>  </p> <p> <strong><u>Important facts to know about Life Insurance </u></strong></p> <p>  </p> <p style="margin-left:.25in;"> ·         The main aim of this policy is to ensure financial security of your loved ones after your death. It is not an investment. </p> <p style="margin-left:.25in;"> ·         A life insurance policy gives you an edge when it comes to saving on tax.</p> <p style="margin-left:.25in;"> ·         A life insurance policy guarantees you peace of mind that your kin will be taken care of, after your death. </p> <p>  </p> <p> <strong><u>What is Health Insurance </u></strong></p> <p>  </p> <p> Health insurance primarily gives you protection against escalated medical & surgical expenses and is a way of ensuring that you can afford proper medical care without any stress. Like any other policy, here too a policy holder pays a certain premium to the insurance company. It varies from one company to another. </p> <p>  </p> <p> <strong><u>Why you should opt for health insurance </u></strong></p> <p>  </p> <p> Illness or grievous injury does not come with prior warning. If you are not insured to deal with these tough times, then not only will these eat into your emotional well being and savings, but it will also impact your financial future. </p> <p>  </p> <p> The market is replete with choices--<strong><a href="http://www.insuringindia.com/personal-accident/online_personal_accident_home.aspx"> individual health insurance</a></strong>, family insurance, <a href="http://www.insuringindia.com/general-insurance/SeniorCitizen/online_senior_citizen_home.aspx">health insurance for senior citizens</a> and <a href="http://www.insuringindia.com/general-insurance/critical/critical_home.aspx">critical illness</a> among others. While choosing a health insurance cover, always consider how much are you willing to pay and what suits your needs the best. Always choose a comprehensive policy which has the maximum advantages. </p> <p>  </p> <p>  </p> <p> <strong><u>Advantages of Health Insurance </u></strong></p> <p>  </p> <p style="margin-left:.25in;"> ·         Lump-sum is given in event of a Critical illness</p> <p style="margin-left:.25in;"> ·         Convalescence allowances</p> <p style="margin-left:.25in;"> ·         Ambulance & attendant services</p> <p style="margin-left:.25in;"> ·         Tax benefits</p> <p style="margin-left:.25in;"> ·         Hospital costs like room rent, prescription drugs, lab tests, services and devices that aid your recovery</p> <p style="margin-left:.25in;"> ·         Other hospitalization costs</p> <p style="margin-left:.25in;"> ·         Maternity and newborn care</p> <p style="margin-left:.25in;"> ·         Treatment taken at home</p> <p>  </p> <p> <strong><u>Why take both Life & Health Insurance </u></strong></p> <p>  </p> <p> As mentioned, life insurance is basically ensuring your tomorrow is protected in the form of financial security for yourself and your kin, depending on the kind of insurance policy that you opt for. Whereas, health insurance essentially safeguards your medical and treatment costs thereby securing your finances. Both are essential, one to secure your today and the other to provide financial security for you and your family's brighter tomorrow. </p> <p> While buying these polices always read the fine print and compare existing policies --premium, benefits, disadvantages, sops, terms and conditions--to see what suits your needs the best. It's always best to buy an insurance policy online as it saves time, is cost effective and is a transparent option. Go ahead and secure yourself. </p> <p> <a href="http://www.insuringindia.com/life-insurance/TermLife/online-term-insurance-home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Get Comparison and Quotes of the Best Term Plan</span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=10InsuringIndia Blog Thu, 04 Feb 2016 18:10:42 GMT <p> Health insurance has become an essential need of every individual in India and everyone wants the best health coverage at a reasonable cost. Many people prefer going for offline health plans, but  that is time consuming and expensive. It is recommended to  buy  insurance policies online at an affordable price.</p> <p>  Comparison of different insurance plans has been made easier with Insuring India. Now compare and buy the best health insurance plans and quotes in India on InsuringIndia.com. Insuring India assists in providing the best online plans for life insurance, business insurance, rural insurance, motor insurance as well as health insurance. Insuring India offers you online comparison of  health insurance, life insurance policies and other business and rural insurance policies. All the major health insurance quotes can be easily compared online at InsuringIndia.com. Insuring India also offers its customers a very user friendly platform, which is extremely simple to use.</p> <p> <a href="http://www.insuringindia.com/">Insuring India </a>helps you to  <strong> compare health insurance plans online</strong>. The online website has partnered with all the major insurance companies of India, thus providing  customers with the best unprejudiced and authentic insurance policies. The Insuring India website pioneers in providing a meticulous and systematic comparison of all major online <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong>health insurance quotes</strong> </a>as well as other insurance quotes. So, this ensures that  customers find the best and unprejudiced health protection for themselves and their families and get satisfactory <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong>medical insurance cover</strong></a>. They have tie ups with the major insurers in India and can provide the best health quotes instantly.</p> <p> Certainly, selecting the best health insurance plan is a daunting task as there are so many options available online. Here are some tips you can use when browsingInsuringIndia.com to compare health insurance quotes online:</p> <ol> <li> Always check the premiums and coverage, whether it fits within your budget or not. Insuring India provides low premiums and best coverage.</li> <li> Comparison of various health insurance policies available in India is absolutely free of charge.</li> <li> You can purchase medical insurance policies easily within minutes just by filling up an online form.</li> <li> Avoid focussing only on the premiums.</li> <li> While purchasing medic al insurance online, ensure that you have provided the correct information as the insurer can reject your claim if the information is not accurate.</li> <li> It is imperative to check  inflation in medical costs, as only then will you get the right amount assured.</li> <li> If you have a family, then it is recommended that you  choose a floater plan instead of an individual policy on InsuringIndia.com.</li> <li> You will get complete and comprehensive information about  various products and plans on the portal of Insuring India.</li> <li> Pay your premiums regularly as delay or missed payments can result in  thelapsing of your policy. Timely payment of  premiums ensure normal and healthy lives.</li> </ol> <p> Thus, start comparing today and obtain the best health insurance plans and policies with Insuring India. So, get the most comprehensive medical insurance cover today!</p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Comparison of the Best Health Plan in India</span></a></p> <p>  </p> http://www.insuringindia.com/Global/Blog.aspx?ID=9InsuringIndia Blog Thu, 04 Feb 2016 16:56:28 GMT <p> In today's competitive world, the actual assets for any business are not just technology or physical framework like machines, but human assets in the form of employees. If the health of your employees is sound then your business is certain to hit new highs of success and profitability.  This is where procuring the right group employee insurance policy acquires more significance. </p> <p>  </p> <p> Under group insurance, the employer purchases an insurance policy that covers all the employees at a given point in time. In this type of policy, the employer has to pay the insurance premium and not the employee and it ensures that the health cover is extended to the employee free of cost. In case of any eventuality the employee can make a suitable claim under this policy. What's most advantageous is that this cover can be extended to the family of the employee. </p> <p>  </p> <p> The biggest advantage in this type of policy is discounted premium as it covers a large number of people in a single stroke, as compared to an individual policy. Claims are expedited more swiftly and there are less procedural hassles to deal with. </p> <p>  </p> <p> <strong><u>Do's & Don'ts  for buying group cover</u></strong></p> <p>  </p> <p> A group insurance policy gives you advantages of standardized coverage and very competitive premium rates. </p> <p> Here are some things to be careful about when you participate in a group policy:</p> <ul> <li> Only one master policy will be issued to the Manager of the group and will be in the name of the group (eg: the association)</li> <li> You are entitled to get a certificate of insurance if you participate in a non employer-employee group policy for your records.</li> <li> This certificate should contain <ul> <li> the schedule of benefits</li> <li> premium charged and</li> <li> terms and conditions of the cover</li> </ul> </li> <li> The cover could cease if the employee leaves the group</li> <li> The Manager of the group should disclose the premium rate and terms of the policy including the premium discounts offered to the group and should pass on the discounts to all members</li> <li> The manager of the group has to disclose any administrative or other charges he is collecting from members over and above the premium charged by the insurance company</li> <li> With a plethora of insurance companies in play, always go on an online platform which gives various options for choosing the right group insurance cover free, and allows you to compare important factors like premium, benefits and disadvantages. Thereafter you can save time by buying a policy online and being registered quicker. </li> </ul> <p>  </p> <p> <strong><u>What does this policy cover & benefits for business owner </u></strong></p> <p>  </p> <p> Besides ensuing the well being and health of an employee, this type of insurance factors in significant things like death, hospitalization, disability and mishaps that may occur during travel. </p> <p>  </p> <p> Opting for a group insurance for your employees is a cost effective option. It means you also save on a sizeable chunk of tax. In fact Section 36(ib) of The Income Tax Act has the provision of allowing a business owner to claim deduction for the premium paid towards group insurance cover for his employees. So, this in turn, reduces the cost of insurance for the company. </p> <p>  </p> <p> Remember to always read the fine print and keep an eye out for riders. After all, a safe secure and well thought out investment is the key to success in the future. </p> <p> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Get Free Comparison  of Group Health Insurance Policy  </span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=8InsuringIndia Blog Wed, 03 Feb 2016 17:19:51 GMT <p> A car has become a basic necessity in city life these days. As we ensure the mechanical fitness of our car we should also ensure its financial fitness. Your Car Insurance or motor insurance policy protects you against financial loss and legal issues and therefore  is the most important document in your vehicle. Motor insurance will cover owners in the event of accidents and also for damages caused to third parties.  There are two types of car insurance policies-</p> <p>                                                      <img alt="" 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" /></p> <ul> <li>  Third Party Insurance Policy- This insurance is  mandatory in India. It covers any third person who has been injured in an accident because of you or your car. It doesn’t give any benefit to the insured.</li> <li> Comprehensive Insurance Policy- This type of insurance costs more but is better because it covers third party liability, personal accident liability and theft. It also pays for the damages of your own car in case of an accident.</li> </ul> <p>  </p> <p> The most important reasons why car insurance is a must buy are-</p> <ul> <li> Car insurance is mandatory by law in India under the Motor Vehicles Act 1988.</li> <li> Cars are expensive and buying a car is a big investment for most of us and therefore it is important to protect the asset.</li> <li> Car Insurance gives you legal protection against anybody suing you after an accident.</li> <li> Car insurance gives you protection against damages to your car and helps pay for  car repairs.</li> <li> It also covers you for any injuries that you suffer or any other person who has suffered in an accident due to your fault. The insuring company pays for the medical costs.</li> <li> It provides protection in case your car gets damaged during any natural calamities such as earthquake, landslide, floods, fire, hurricane, hailstorm, tsunami etc.</li> <li> It also gives you non accident protection in cases where your car is vandalized or stolen.</li> <li> Many companies give added personal insurance covers with the car insurance cover.</li> <li> Continued insurance coverage without making any claims reduces the subsequent cost of premiums as the insurance company offers you a discount on the premium for the next policy year. This discount is known as No Claim Bonus (NCB).</li> <li> Last but not  least, it gives you peace of mind for not having to worry about any untoward incidents happening with your car.</li> </ul> <p>  </p> <p> <strong>Motor Insurance Plans</strong> can be bought from the various available options offered by a lot of insurance companies in the market at very competitive rates. Since there are so many options available, it is sensible to first take <strong>Car Insurance Quotes</strong> to compare the offers given by different companies. These days it is very convenient and beneficial to buy <strong>an <a href="http://www.insuringindia.com/blog/Most-Important-Reasons-Why-Car-Insurance-Must-Buy.aspx">Auto Insurance Policy online</a></strong>. It saves time and effort. Insurance companies give additional discount on their online policies. They also provide 24x7 customer support to their clients to solve their queries and doubts and send timely reminders to them for renewals and payment of their premiums.</p> <p> <a href="http://www.insuringindia.com/blog/Most-Important-Reasons-Why-Car-Insurance-Must-Buy.aspx" style="font-family: 'Times New Roman'; font-size: medium; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: auto; text-align: center; text-indent: 0px; text-transform: none; white-space: normal; widows: 1; word-spacing: 0px; -webkit-text-stroke-width: 0px; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_self"><span style="color: rgb(255, 255, 255); padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison of Motor Insurance</span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=7InsuringIndia Blog Wed, 03 Feb 2016 11:51:42 GMT <div> When natural disasters strike, there is just no escape.  The recent Chennai Floods have highlighted an oft ignored fact ---you need to insure your motor vehicle not only against accidents, but natural calamities too. Unprecedented rain leading to floods can not only throw normal life out of gear, but also impact the most personal and moveable asset : your vehicle. Whether your vehicle has been partially/completely damaged or submerged in water, there is still a lot that can be done to salvage the situation. Here is a quick guide of the steps you can follow to claim an insurance, in times of a natural calamity. </div> <div>  </div> <div> <strong>What does motor vehicle insurance entail ?</strong></div> <div>  </div> <div> According to the Motor Vehicle Act 1988, it is mandatory for all vehicles to have an insurance policy. Whether you own a private car, a commercial vehicle or a two wheeler, a motor insurance policy covers and secures all these categories. Any vehicle owner whose vehicle is registered in his/her name with the regional transport authority in India, necessarily has to take a motor insurance policy.  In the current scenario, there are a plethora of choices online via companies that provide information on various policies provided by insurance companies. These plans are available at competitive rates and they also offer discounts to their clients. While a regular insurance policy will cover factors like loss or damage of the insured vehicle, personal accident cover, coverage against financial liability caused  by injury/death of a third party or damage to property. Most importantly, it also covers damage caused to the vehicle by accident, theft, fire, explosion, self ignition, lightning, riots, strikes or act of terrorism and  <strong>natural calamities</strong>. Premium is decided on factors like the age and type of vehicle, <strong>Insured Declared Value</strong> (IDV), place of registration and fuel type.</div> <div>  </div> <div> <strong>Steps to safeguard your claim</strong></div> <div>  </div> <div> Natural calamities don’t come with a prior warning. But a lot more can be done to tide over the situation when disaster actually strikes. When your vehicle is impacted during a flood, do not attempt to start the engine or physically move the vehicle. Remember, if you attempt to turn the key into ignition, water can flood into your vehicle and may cause irreparable damages and severely impact your insurance claim. Instead, immediately inform your insurance agent of the situation and let a surveyor make a physical assessment of the vehicle. </div> <div>  </div> <div> Cases where the vehicle has been completely washed away will be categorised as `complete loss' and the full insured declared value (IDV), post suitable depreciation, will be claimable. If not, the surveyor will put the case under partial loss and one will have to get a refund for repair or reinstatement. </div> <div>  </div> <div>  In a deluge, your car can be broadly impacted three categories—engine,  car interiors like upholstery & fittings like nuts, bolts, air conditioner etc. In a regular policy, partially or fully submerged cars are not necessarily covered unless you get it added and are willing to pay an extra premium. Similarly, it’s a smooth ride if your air conditioner is factory fitted, if not, then you may want it included in the policy beforehand. Car interiors may be cleaned in an event of a flood, but whether they will be replaced depends entirely on the report of a surveyor. </div> <div>  </div> <div>  Thus, its a good idea to opt for a comprehensive coverage which has<a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx"> zero depreciation insurance policy</a> as it covers everything from accidents to natural disasters and can even include additional riders like covering car  accessories, engine protector etc. Carefully read the exclusion and inclusion section of your insurance policy. Does it cover floods, earthquake, tsunami, and other natural disasters? If not, then ask your insurance company to include them. You will be forking out extra money, but its clearly worth the peace of mind. </div> <div>  </div> <div> <strong><a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx"><span style="font-family: 'Times New Roman'; font-size: 18px; text-align: center; color: rgb(255, 255, 255); border-color: rgb(108, 172, 244); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; padding: 7px 20px; line-height: 24px; text-shadow: none; background-color: rgb(45, 137, 239);">Get Free  Quotes of the Best Vehicle Insurance </span></a></strong></div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=5InsuringIndia Blog Tue, 02 Feb 2016 11:35:42 GMT <p> <strong>Lapse in motor insurance policy</strong></p> <p>  The validity of your vehicle’s insurance is up to a certain period only. The period depends on the date on which the policy was purchased and needs to be renewed before the policy expires. If you miss the deadline of renewing your vehicle insurance policy, it lapses. A lapsed motor insurance policy is fraught with risks and penalties and should be avoided. It is a legal offence to drive an uninsured vehicle and it also exposes you to the risk of financial liabilities in case the vehicle is involved in an accident anytime during the uninsured period. Therefore the <strong>lapsed insurance</strong> can put you into a lot of unnecessary trouble. You will have to deal with the fine and penalties as they come. So what’s the way out? The prompt <strong>Renewal of your car insurance </strong>policy is the only way out.         </p> <p>                                                         <img alt="" 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" />                                                      </p> <p> <strong>Implications of a lapsed motor insurance policy</strong></p> <p> ·         If your motor insurance policy has lapsed then you will have to buy a new motor insurance policy by filling in your details again and also get your vehicle inspected by the company surveyor for a re-assessment. There are several insurance companies present in the market these days, so depending on your vehicle’s age and make you should find one that gives you a good premium at competitive rates. More convenient would be to get an <strong>online motor insurance</strong> done after you <strong>compare online</strong> <strong>quotes</strong> from different companies. Online motor insurance is faster and more efficient than the conventional insurance method and can be done from the convenience and comfort of your home. It can be done within a single day and you can ride your insured vehicle without any fear in a very short span of time. In comparison the conventional motor insurance policy might take 5-10 days and you will be stuck without a vehicle for all those days. Another advantage of taking online <strong>auto insurance policies</strong> is that they send you timely reminders for the renewal of the policy so that it doesn’t get lapsed. They also give age based and occupation based discounts to their clients.</p> <p> ·         If you  renew your lapsed policy within 90 days then you are eligible for the benefit of No Claim Bonus (NCB) which is the discount offered by the insurance company for not making any claims in the coverage period. It gradually reduces your motor insurance premium. Even if you wish to change your insurance provider at the time of renewing your policy you can still enjoy your NCB discount by getting it transferred at the same rate you are entitled to from your previous insurance provider when you <strong>claim renewal plans. </strong>You only need to provide a No- Claim Bonus certificate from your previous insurer to your new insurer.</p> <p> ·         The No Claim Bonus (NCB) cannot be availed if the previous insurance policy has lapsed 90 days ago. This can lead to higher premiums.</p> <p> <strong>Buying a new motor vehicle insurance policy</strong></p> <p> Whether it is your <strong>private car</strong> insurance, your <strong>bike insurance</strong> or <strong>commercial vehicle insurance</strong>, the motor insurance policy secures all of them. It covers all types of vehicles plying on public roads. Having a motor insurance policy is mandatory as per the Motor Vehicles Act, 1988 for all vehicle owners. Any vehicle owner whose vehicle is registered in his/her name with the regional transport authority in India necessarily has to take a motor insurance policy. It gives financial support on demise or death sustained by the vehicle owner because of an accident while travelling or using the vehicle. It also covers the treatment of the physical injury sustained by the driver and passengers while travelling in the vehicle and the damage to  property. It saves you from any financial loss caused due to accidents, damage or theft of your vehicle.</p> <p>                                                       <img alt="" 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" /></p> <p>                                                       </p> <p> <strong>There are two options available for buying a motor insurance policy-</strong></p> <p> ·         <strong>Third party insurance</strong>- It is the most basic policy that is required by the law and it covers the liability that a person would have to bear in the event that he/she damages someone else’s property or injures or causes death of another person with his/her vehicle.</p> <p> ·        <strong> Comprehensive insurance (Third party+ own damage)- </strong>A comprehensive insurance policy is the most popular policy as it covers damage, injury or death to third party as well as covers driver or passenger death/injury and loss or damage to the insured vehicle and its accessories due to various reasons such as fire, explosion, lightening, burglary, housebreaking, theft, flood, typhoon, storm , hurricane, cyclone, hailstorm, riot, strike, damage while in transit, landslide, earthquake, malicious act, terrorist act etc.</p> <p> It doesn’t cover things like wear and tear, mechanical or electrical breakdowns, loss due to war, depreciation or any consequential loss, loss when driving without/invalid license or under the influence of alcohol, loss when the vehicle is being used not in accordance with “limitations as to use” such as a private car being used as a taxi or being used as a racing car in sports events etc.</p> <p> <strong>Insured’s Declared Value(IDV)</strong>- The premium amount of your motor insurance is decided on the basis of the Insured Declared Value or IDV which is calculated on the basis of the vehicle manufacturer’s listed selling price of the vehicle after deducting depreciation for each year as per the schedule of the Indian Motor Tariff. The premium rises if the IDV  increases and reduces if the IDV is lowered.</p> <p> <strong>Generally the premium is decided on the basis of the following factors-</strong></p> <p> ·         The age of the vehicle</p> <p> ·         The type of vehicle</p> <p> ·         Sum Insured/ Insured’s Declared Value(IDV)</p> <p> ·         Place of registration</p> <p> ·         Fuel type ( petrol, diesel, CNG or LPG)</p> <p> A lapse in your auto insurance policy puts you in a bad light and the insurance companies base their premiums on how they rate your perceived responsibility and risk. They could subject you to higher rates as an irresponsible driver. One of the biggest reasons for not allowing your motor insurance policy to lapse is the big premiums which follow as a result. So be alert and responsible and renew your insurance policy on time, avoiding any embarrassment and inconvenience to yourself.</p> <p>  </p> <p> <a href="http://www.insuringindia.com/general-insurance/motor/online-motor-insurance-home.aspx" style="font-family: 'Times New Roman'; font-size: medium; text-align: center; color: rgb(255, 255, 255); border-color: rgb(36, 110, 191); border-radius: 10px; border-bottom-style: solid; border-bottom-width: 7px; margin: 1em 0px; display: block !important; background-color: rgb(45, 137, 239);" target="_blank"><span style="padding: 7px 20px; font-size: 18px; line-height: 24px; border-color: rgb(108, 172, 244); border-radius: 10px; text-shadow: none;">Get Free Comparison and Quotes of the Best Motor Insurance Plan </span></a></p> http://www.insuringindia.com/Global/Blog.aspx?ID=4InsuringIndia Blog Thu, 21 Jan 2016 10:34:35 GMT <div> Critical illness insurance is an often overlooked coverage that is offered by health insurance companies. This is a cover that pays out a lumpsum in the event that the policy holder develops an illness that is life threatening. This could be anything from cancer to heart disease. Critical illnesses, even if they do result in loss of life, can negatively impact the lifestyle and economic living conditions of the policy holder and his family as he will be unable to work for a long period of time due to the illness. The financial loss is something that only adds an unwanted, additional burden on the already suffering person and his family. This is why critical illness insurance is worth paying for even if you are an optimistic person. It is all about hoping for the best but preparing for the worst. </div> <div>  </div> <div> Today, the internet makes it easy to find all information about different critical illness insurance. You can compare online critical illness insurance plans and<a href="http://www.insuringindia.com/general-insurance/critical/critical_home.aspx"> <strong>get quotes of critical illness insurance policy</strong></a><strong> </strong>before deciding which one to choose. The <strong><a href="http://www.insuringindia.com/general-insurance/critical/critical_home.aspx">critical illness insurance</a></strong> is usually offered as a rider on top of a health insurance policy. The renowned web aggregator<strong> <a href="http://www.insuringindia.com/">Insuring India</a></strong> also offers a lot of information. </div> <div>  </div> <div> <strong>Why take critical illness insurance policy</strong></div> <div>  </div> <div> Modern day living is beset with a wide range of stresses and lifestyle factors that have led to an alarming increase in the number of critical illnesses in the population, much more than in previous generations. Some of the common critical illnesses seen in India today are cancer, heart disease, kidney failure, strokes and resulting paralysis, etc. Some of these often require major surgery such as a coronary artery bypass surgery for heart disease or even an organ transplant for major diseases involving the heart, kidneys, etc. The rising cost of medical expenditure in India makes it inevitable that the treatment and surgeries for critical illnesses are skyrocketing as the days go by. Added to this is the fact that these illnesses often need months to recuperate, which means that if the critical illness affects the breadwinner in the family, there is a considerable loss of income which can affect other factors such as standard of living, children’s education, etc. Healing from a major illness can be quicker if there are no other stresses involved, so getting oneself covered with a critical illness insurance takes care of the financial stress of paying for one’s treatment, which itself can lead to greater peace of mind in times of great distress.</div> <div>  </div> <div> <strong>How critical illness insurance works</strong></div> <div>  </div> <div> If the policy holder gets diagnosed with a critical illness, a payment in lumpsum is given to him within a number of days that has been specified beforehand. This is the sum assured for the critical illness rider alone. This is given to the policy holder even if he has not started treatment for the illness yet.</div> <div>  </div> <div> It is important to<strong> <a href="http://www.insuringindia.com/general-insurance/critical/critical_home.aspx">compare online critical illness insurance plans</a> </strong>and <strong>get quotes of critical illness insurance policy</strong> from different companies so that you get the best coverage and premiums.</div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=3InsuringIndia Blog Tue, 12 Jan 2016 12:31:28 GMT <div> Health insurance is one of the most critical coverage that is needed by everyone in today’s time. With the <strong>various health insurance plans</strong> available, choosing the best one could seem confusing. It is important to<strong> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx">compare health insurance plans</a></strong> in detail before you select the one that is right for you. The first step would be to ask for <strong>quotes of health insurance</strong> from the companies that you have shortlisted. An <strong>online health insurance policy </strong>has many advantages over offline ones because of this.</div> <div>  </div> <div> The widespread use of the internet has led to many transactions being done online, which were earlier done offlineonly, and with many more benefits. From buying clothes to electronic appliances and even homes, the online world of e-commerce has revolutionized the way we shop. Shopping for <strong>health insurance plans online</strong> also comes into this category as it is easier to compare health insurance plans online than it is offline.</div> <div>  </div> <div> <strong>Savings on time and money</strong></div> <div>  </div> <div> Offline, people would have to visit different health insurance companies, get quotes of health insurance from different companies, spend a lot of time and money travelling to and fro from places, and spend time talking to various agents about the benefits of each policy before deciding which one to buy. An <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"><strong>online health insurance policy</strong></a> removes the need for all these time consuming factors and lets you research, compare, and decide on the best insurance for you within a very short time.</div> <div>  </div> <div> <strong>No paperwork</strong></div> <div>  </div> <div> An<a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx"> <strong>online health insurance</strong></a> also takes much less paperwork and time to get started once you have decided on the best one for you. All you have to do is make a decision, fill up the forms online, and pay with your credit/debit card or through internet banking. You can set up payments to go automatically according to the time schedule decided by you for paying premiums, so there is no hassle of remembering to pay your premiums on time also. Seek help of web aggregator like <a href="http://www.insuringindia.com"><em><strong>Insuring India</strong></em></a> to find more information about these policies.</div> <div>  </div> <div> <strong>Information at a glance</strong></div> <div>  </div> <div> Online health insurance also makes it easier to get all the information you need to make an informed decision. It makes it easier to find the information and understand the information. From the benefits covered to the quotes to exclusion lists and terms and conditions, it is easy to note down the similarities and differences between different <strong><a href="http://www.insuringindia.com">insurance policies</a></strong> and make a decision regarding the one that best suits your circumstances and requirements.</div> <div>  </div> <div> <strong>Better offers</strong></div> <div>  </div> <div> Paying for health insurance online also makes you eligible for various discounts and benefits that even help you lower the premium, while availing full benefits.</div> <div>  </div> <div> <strong>Convenience at your fingertips</strong></div> <div>  </div> <div> Since websites are open 24x7, you have access to information at any time of the day and night, depending on your convenience. You no longer have to take the day off or a few hours off to go and meet an agent to discuss the policy. You can sit in the comfort of your own home and complete the transaction or even use your smartphone to close the deal!</div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=2InsuringIndia Blog Tue, 12 Jan 2016 09:46:05 GMT <div> Health insurance plans for senior citizens is an indispensable policy that contributes to greater peace of mind and stress-free living in the golden years of life. Post retirement, most people want to relax and live their lives spending time on their hobbies, family, friends, travelling, etc. They may have a pension and/or enough savings to live off the interest for the rest of their lives, not to mention support from children.</div> <div>  </div> <div> Still, if there is an unexpected illness that hits them at this age, it could be debilitating and stressful more than ever. With the rising costs of healthcare in India, it could also lead to a financial setback that can eat away at their precious life savings.  <a href="http://www.insuringindia.com/general-insurance/SeniorCitizen/online_senior_citizen_home.aspx"><strong>Medical insurance for senior citizens in India </strong></a>is the way to avoid the tension involved with financial costs of<strong> medical treatment </strong>for any emergencies at this age. It is essential to <a href="http://www.insuringindia.com/general-insurance/SeniorCitizen/online_senior_citizen_home.aspx"><strong>compare online senior citizens health insurance plan </strong></a>before choosing the right one at the right price. With the internet, this is easy to do and one that can be done from the comfort of one’s home or even one’s smartphone! </div> <div>  </div> <div> The new IRDA guidelines expressly state that<strong> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx">health insurance coverage</a></strong> should extend up to 65 years of age. <strong>Medical insurance for senior citizens in India </strong>is a vast field that offers a variety of options to people so it becomes even more important (as well as easier) to com pare onlinesenior citizens health insurance plan before choosing one at<a href="http://www.insuringindia.com/"> <strong>Insuring India</strong></a>, a reliable web aggregator. Here are some of the important points you need to look out for before deciding on one:</div> <div>  </div> <ul> <li> What is the maximum age of renewability?</li> <li> How much is the co-payment?</li> <li> What are the waiting periods?</li> <li> Is coverage offered for specific or critical diseases?</li> <li> How much does the premium cost?</li> <li> What are the discounts available?</li> </ul> <div>  </div> <div> <strong>There are several benefits to a <a href="http://www.insuringindia.com/general-insurance/SeniorCitizen/online_senior_citizen_home.aspx">senior citizen health insurance</a>, some of which are</strong></div> <div>  </div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Medical expenses are covered before and after the hospitalization period, which could vary from insurer to insurer.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Some insurers also cover pre-existing diseases, with special terms and conditions.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Special procedures requiring special equipment are also covered, such as<strong> dialysis, radiation, chemotherapy</strong>, etc.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>Charges for transport by ambulance are also covered, which is up to a certain limit that is pre-specified.</div> <div> •<span class="Apple-tab-span" style="white-space:pre"> </span>The policy holder also gets tax benefits from the<strong> <a href="http://www.insuringindia.com/general-insurance/health/health-home.aspx">health insurance</a></strong>. This is under Section 80DDB and can vary anywhere from Rs. 20,000 to Rs. 30,000.</div> <div>  </div> <div> For senior citizens, the most convenient way of <strong>buying a health insurance policy</strong> would be <strong>online</strong>. They can understand, research, and <strong>compare </strong>different policies without having to spend money and time talking to and travelling to different <strong>insurance companies and agents</strong>. They can easily start the policy by filling up the online application form and paying with a net banking facility or through their credit or debit cards. Any doubts and questions will also be answered by staff that are always ready to help make an informed decision without any bias or prejudice also.</div> <div>  </div> http://www.insuringindia.com/Global/Blog.aspx?ID=1InsuringIndia Blog Mon, 11 Jan 2016 13:30:09 GMT